Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

What if $4,400 could turn into millions? In this episode of Wealthwise Banking, we break down how Benjamin Franklin used the power of compounding and long-range thinking to create a 200-year financial experiment that still impacts cities today. Discover what Boston and Philadelphia did differently, why governance and discipline matter, and how these lessons apply to Infinite Banking and building generational wealth. You’re already in banking — you’re just not the banker yet.

EPISODE HIGHLIGHTS

Intro - 00:00

“Plan as If You’ll Live Forever…” - 4:21

The Structure of Franklin’s 200-Year Experiment - 8:03

The Reality Check: Boston vs. Philadelphia - 10:53

The Hidden Lesson: Defaults Destroy Compounding - 13:04

Modern Application: Infant Policy → $26 Million - 15:35

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

This episode is for people who look fine on paper. You earn well. You save. You invest. You’re responsible. And most of the time, everything works.

Until an emergency shows up that demands a response, now.

In this conversation, Jeremy and Jason break down the difference between Emergency (the event) and Urgency (the pressure it creates), and why regret usually comes from how something gets funded — not the problem itself. You’ll hear why money that exists can still be hard to use quickly, what actually slows people down in real life, and how prepared families decide in advance how to calmly handle these emergencies under pressure.

This is not about returns or theory. It’s about knowing, with certainty, what happens when something needs to be handled now. And if you don’t want to guess, the episode points to one clear next step: the Decision Readiness Review.

EPISODE HIGHLIGHTS

Intro - 00:00

Emergency vs. Urgency: Why Pressure Causes Bad Financial Decisions - 3:00

2008 and COVID Weren’t Just Crises — They Were Liquidity Failures - 5:00

The Hidden Risk of Using Retirement Accounts for Emergencies - 7:15

When Opportunity Becomes Urgent — and You’re Not Ready - 10:05

A Real-Life Tax Bill That Changed Everything - 15:30

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

“Retirement” assumes withdrawal. A finish line. A slow reduction of responsibility. But Builders don’t design their lives around stepping out of service. They design systems that continue to work—through market cycles, health events, tax changes, business opportunities, and family responsibility. In this episode, Jeremy and Jason challenge the finish-line myth and explore what actually breaks when life lasts longer than the plan was built to support. You’ll hear the quiet institutional signal that changed planning math to age 121—and why that matters less as a prediction and more as a warning. This is not about early retirement or beach fantasies. It’s about building a money system without an expiration date. One that stays stable, accessible, and deliberate for as long as life requires. If you want clarity instead of assumptions, this episode points clearly to the next step.

EPISODE HIGHLIGHTS

Intro - 00:00

The Retirement Myth & the 4% Rule Problem - 1:27

Crises Expose Fragile Financial Plans (2008, COVID, Now) - 3:38

Change Is the Only Constant - 4:45

Retirement vs. Continuation (Reframing the Goal) - 16:52

Final Verdict: Does Your Money Run Out Before You Do? - 20:58

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

Most plans look fine while life is calm.

Accounts exist. Assets grow. Advisors are in place.

Nothing appears fragile.

The weakness only shows up when time disappears.

In this episode, Jeremy and Jason walk through what actually breaks when decisions have to be made quickly. Not because people are reckless. Because their plans quietly depended on stability. You will hear why access changes under pressure, why money that looks available

often slows down when it matters most, and what prepared families put in place so decisions stay deliberate instead of forced. This is not about products, performance, or predictions. It is about knowing, with certainty, what still works when timelines collapse. If you are building something you cannot afford to unwind under pressure, this conversation will feel familiar. And it will point clearly to the next step that removes the guessing.

EPISODE HIGHLIGHTS

Intro - 00:00

It’s Not About How Much You Have — It’s Where It Lives - 2:00

Opportunity Cost: Is Your Money Still Working After You Use It? - 4:00

COVID Was the Stress Test Nobody Planned For - 3:26

Builders vs Borrowers: Who Wins When Chaos Hits? - 9:41

The “Decision Readiness Check” & Why Peace of Mind Is the Goal - 19:07

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

Jeremy and Jason walk through the thinking behind their strategy sessions, why they’re not discovery calls, and why Infinite Banking only works when certain behaviors are already in place.

You’ll hear a clear breakdown of the Builder vs Borrower (and Becomer) distinction, why discipline must come before strategy, and how starting too early can actually do more harm than good.

This conversation is especially important if Infinite Banking resonates with you—but you’re not sure if the timing is right.

No hype. No pressure. Just clarity.

By the end, you’ll know whether you should book a strategy session now—or focus on building the behaviors that make the system work later.

EPISODE HIGHLIGHTS

Intro - 00:00

Builders vs. Becomers: The Real Divider Is Behavior - 1:25

Infinite Banking Magnifies What You’re Already Doing - 4:28

What a “Builder” Looks Like in Real Life - 5:58

Households Can Have Both Builders and Borrowers - 8:01

Discipline Before Design: The Right Starting Point - 13:50

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

Most people are taught what to do with money—but almost no one is taught how to think about it.

In this episode, Jeremy and Jason break down why financial stress isn’t a math problem or an income problem—it’s a thinking problem. Using a simple framework inspired by the Moneyville model, they show how asking better questions instantly changes your relationship with money, decisions, and control.

You’ll hear why society trains Borrowers instead of Builders, how fast money systems remove thinking on purpose, and how a few calm, repeatable questions can restore clarity and confidence.

This isn’t theory. It’s practical, Monday-morning thinking that helps you slow down, stay liquid, and stop outsourcing your decisions—so money becomes a tool again, not a source of pressure.

The video is scheduled to be released on Wednesday January 14th at 4:00 PM EST. Thank you!

EPISODE HIGHLIGHTS

Intro - 00:00

The Question Most People Were Never Taught to Ask About Money - 1:35

Borrower Thinking vs. Builder Thinking Explained Simply - 6:10

Do My Money Decisions Feel Rushed or Calm? - 7:55

Your Freedom Number: Cost of Living + $1 - 15:40

Think. Pause. Act. — The Builder’s Framework - 23:31

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

Most New Year money goals fail not because of discipline — but because money is stored in the wrong place.

In this first episode of 2026, Jeremy and Jason explain why Builders don’t just focus on income or returns. They focus on wealth capture and storage — the system that quietly protects progress while creating options.

You’ll hear how the wealthy create a stable store of value inside a Family Bank: no market downside, protected access, tax-deferred growth, and a guaranteed tax-free death benefit — while still allowing capital to be deployed into real estate, businesses, and opportunities.

This is not an investment strategy. It’s a Both/And system that helps ambitious families grow without feeling exposed.

EPISODE HIGHLIGHTS

0:00 - Intro

1:36 - "Resolutions Are Stupid"

3:24 - Money Is Earned, Wealth Is Engineered

5:23 - Chasing Returns vs. Building Systems

11:24 - How the Wealthy Warehouse Money

18:46 - Spend to Zero and Still Leave a Legacy

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.

Website: www.WealthWiseBanking.com

LinkedIn: https://www.linkedin.com/company/wealthwise-banking

Most people don’t have a money problem — they have money patterns.

Between advisors, apps, automation, and constant busyness, most people today are far away from their money… and it’s quietly costing them their freedom. Not because they’re lazy or irresponsible — but because they’ve outsourced awareness.

In this episode, Jeremy and Jason unpack a simple but confronting truth: money is created, but wealth is engineered. And engineering requires closeness.

They explore why busy lives create financial distance, why money should be treated like health, and how timeless wealth principles — including the Seven Laws of Wealth — bring clarity, calm, and control back into your life. They also connect this directly to real-world liquidity moments and why systems like Infinite Banking help people stay close to their capital instead of drifting.

This is about reconnecting — so your money finally works for you, not the other way around.

EPISODE HIGHLIGHTS

Intro - 00:00

Distance From Your Money Is Costing You Freedom - 2:28

Asset-Rich, Cash-Poor: The Trap Most People Fall Into - 7:12

If Your Finances Had a Health Report, Would You Read It? - 13:27

The First Two Laws of Wealth That Fix Most Money Problems - 17:59

Give From a Place of Power (The Final Law of Wealth) - 28:09

ABOUT YOUR HOSTS

At WealthWise Banking, hosts Jeremy Huggins and Jason Sipple combine decades of experience in finance, leadership, and wealth-building to help listeners eliminate debt, grow wealth, and build lasting legacies.

Jeremy, a West Point graduate and Special Operations Veteran, brings a strategic, disciplined approach to financial planning, shaped by years in high-pressure environments. Now a real estate investor, airline pilot, and certified Infinite Banking Concept Practitioner, he helps clients unlock financial freedom through IBC strategies designed for long-term stability.

Jason, a 5x Ironman Competitor, money mentor, and founder of Founding Fathers Financial, has guided thousands toward debt elimination, cash flow optimization, and legacy building. Through Founding Fathers, Jason leads a community of men focused on aligning wealth with purpose, fostering leadership, and building legacies that reflect their values.

Together, Jeremy and Jason share real stories of transformation, showcasing how listeners apply the Infinite Banking Concept (IBC) to take control of their financial futures.

Beyond the Mic: Jeremy enjoys fitness and outdoor adventures with his wife and two dogs, LB and Tito. Jason balances mentoring, Ironman training, and community-building through Founding Fathers.

🎧 Tune in weekly to learn practical strategies and simple shifts that unlock financial independence and lasting success.