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In 2025, while Black-owned businesses continued to face capital access challenges, they contributed over $207 billion to the U.S. economy. SBA loan approvals for Black-owned businesses rose to 6.5% by mid-2025, though in the 2024 fiscal year, they received $1.4 billion in SBA-backed loans, representing only 7.2% of total approvals. Tune in today to hear how small businesses fared in 2025.

#businesscapital #makingmoney #SBAloans #smallbusinessassociation #projections

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I may be off base, but I feel like the Super Bowl 60 commercial felt very mayonnaise in content. lol Maybe for the umpteenth year, I just was unimpressed by so many commercials, I may have just zoned out while some of the better ones were playing.

This black history month feels like a war of attrition to keep telling our stories, telling the true history of this country because without black history, there is no American history.

Shout to Bad Bunny for giving the world a history lesson in Spanish!!!!

America is also a Spanish name too. lol

#commericaladvertising #paidadvertising #history #blackhistory #Americanhistory #halftimeshow #superbowl

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Supporting Black-owned businesses year-round, rather than limiting focus to Black History Month or Black Business Month (August). Look who just found out there is a Black Business Month. While February serves as a moment of awareness, the systemic disparities in capital access, funding, and growth opportunities persist throughout the year, with many Black-owned companies operating under high-pressure, low-margin conditions. Tune in to this episode to see why supporting a black-owned business only in February is setting them up to be out of business before you know it.

#blackhistorymonth #blackdollar #buyingblack #shoppingblack #spendingblack #consumerism #blackculture #support #customerservice #shopping #ecommerce #onlineshopping

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Technical difficulties turned this into a 2-part episode.

A business requires conditional, merit-based, and performance-driven management. A household is often based on unconditional support. You cannot treat employees like family members who cannot be fired, or it will create a toxic, unproductive environment.

Roles in the household are often fluid, whereas business roles require strict accountability and defined responsibilities. Tune into this episode for the conclusion of " Do You Run Your Business Like You Run Your Household? "

#businessroles #respsonsibilites #environment #familyinbusiness #smallbusiness #accountability #makingmoney

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Running a business like a household can provide structure, but it is generally advisable to treat them as distinct entities to ensure professionalism, financial, and emotional success. While applying household principles like budgeting and communication can improve efficiency, applying a business-style, unconditional "family" culture to a company can create toxic boundaries, reduce performance, and hinder necessary decisions like firing employees. Tune into this episode to see if running your business like you run your household is the right thing to do.

#communication #businessmindset #suceesfulbusiness #mybusiness #businessmentality #rolesandreposibilities #makingmoney #businessbudget #householdbudget #financialplanning

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The Federal Reserve's Interest Rate impacts the value of the dollar. Dropping the Red rate lowers borrowing costs for small businesses, making loans (access to capital), lines of credit, and credit cards cheaper, freeing up cash for expansion, equipment, or operations, while boosting consumer spending by making mortgages and credit more affordable, leading to increased sales and potential hiring, through businesses must watch for increased competition and potential long term inflation, tune into this episode to see how the Fed dropping the rates twice in March of 2020 is affecting us in 2026!!!

#FederalReserves #FedRate #inflation #interestrates #moneymatters #Trilliondollareconomy #economicboom #economicdpression #highinterst #lenders #borrowers #inflationrate

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In a business setting, accountability is about ensuring tasks are completed, standards are met, and individuals take ownership of their work and its outcomes. This can be achieved through various communication styles and management approaches, beyond just overt, loud confrontation. Could you tune into this episode and see if your kindness is being taken for a weakness?

#accountability #deadlines #meetingstandards #businessstandards #completion #success #positivecommunication

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For small real estate owners in 2026, vendor networking can be a crucial area for improving your business. Local meetups, establishing industry connections, and focusing on digital platforms are key areas to focus on for the upcoming year. Engaging with other investors and service providers for networking purposes could be one avenue to explore in the future. Tune into this episode to see if establishing or expanding your vendor network in 2026 is a good idea.