Is 2026 the year robots finally enter our homes and AI takes over the office? In this episode of We Money Talk, we dive deep into the major trends arriving fast in 2026.

From the explosion of humanoid robotics and “AI Agents” to the tokenization of real estate on the blockchain, the world is changing rapidly. We discuss how these technologies will revolutionize healthcare, impact the job market (Wall Street vs. Main Street), and what it all means for your investment portfolio.

Are we heading for a market crash or an AI-fueled boom? Watch to find out where the “boring” investment opportunities lie in this high-tech future.

In This Video, We Cover: The future is arriving fast Robotics in Manufacturing: Efficiency vs. Layoffs Humanoid Robots: $20k price points & home assistance.
The “Terminator” Scenario: Safety, AI sympathy & kill switches .
AI Agents: How co-pilots are changing the workforce.
Blockchain Adoption: Real estate tokenization & liquidity Healthcare Revolution: Remote surgery, protein folding & longevity.
Market Outlook: Is the stock market overextended?
Where to Invest: Finding value in “boring” companies The future of skilled trades & conclusion.

In this special 20-minute episode, WE Alliance Wealth Advisors founder Terry Wheeler sits down with his 15-year-old daughter, Zoey Wheeler, who recently became a published author. This heartfelt conversation offers a rare, behind-the-scenes look at Zoey’s writing journey and the moments that shaped her path to becoming a young novelist.

Find Zoey’s new book

In this incredibly candid episode titled “Learn From My Previous Investment Mistakes,” Terry Wheeler gets real about the financial blunders of his past the “scary investments” so you can secure your future without making the same costly errors.

Terry covers three illiquid investment blunders and the one common mistake you need to address right now as the market nears its peak:

Illiquid REITs & BDCs: Why did investments that were perfect in theory turn into decade-long traps with only modest (or negative) returns? The answer is fees and illiquidity. Learn why you must prioritize control.

The Scaled Tax Lien Strategy: An example of a good idea ruined by flawed implementation. Terry explains the dangers of boutique investments that try to scale too fast.

The Biggest Lesson: Market Defense! Relive the pain of the 2001 and 2008 crashes. Terry explains that his biggest mistake was not having a heavy enough concentration in protected positions near the market top.

Actionable Takeaway: Terry advocates for Defined Outcome Investing to protect your gains and ensure you’re positioned to “buy the dip” when the current bull run inevitably ends. Find out how to achieve most of the upside with critical downside protection.

Don’t wait to get crushed. Learn from these mistakes and take action today!

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

On episode 28 of the WE Money Talk podcast, Terry Wheeler, a financial planner and estate attorney, takes a unique approach to financial planning by using the Titanic as a cautionary tale. He draws seven compelling lessons from the ship’s tragic story and applies them directly to your own financial journey. Discover how the same threads of overconfidence, ignored warnings, and a lack of preparedness that led to the demise of the “unsinkable” ship can also threaten your financial security. Terry breaks down the parallels, offering crucial insights on how to mitigate risks, create a robust plan, and ensure your financial future doesn’t hit an iceberg.

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

Navigate the 2025 tax season with confidence! This video breaks down the most impactful federal tax law changes for individuals and business owners under the new “One Big Beautiful Bill Act.” Discover how permanent lower tax brackets, a new senior deduction for Social Security, and a special deduction for tipped income could benefit you. Plus, business owners will learn about expanded QBI, boosted SALT deductions, and enhanced depreciation rules. Get practical tips to optimize your tax planning for 2025 and beyond!

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

What happens when common sense meets political reality?

In this straight-shooting episode, Terry Wheeler tackles the uncomfortable truth about Washington’s fiscal dysfunction and why America’s long-term success depends on courage, not convenience.

As economic pressures mount and global tensions rise, Americans are left wondering: Will our leaders step up—or just focus on re-election? Terry shares his unfiltered take on tariffs, taxes, and the toxic short-term mindset infecting both parties.

With his signature clarity and conviction, he explains why real leadership requires more than rhetoric—and how the business community (and voters) can hold decision-makers accountable.

This episode isn’t about left or right—it’s about what’s right for America’s future.

Key discussions in this week’s release include:

• Why tariffs might actually be the best economic move for the U.S. right now
• The bipartisan elephant in the room: we need to both raise taxes and cut spending
• Why most politicians are smart, but selfish, and what that means for future generations
• A call for long-term thinking, straight from Terry’s own experience as a business leader and father
• And more!

Resources:

• Maximizing Your Social Security Benefits (Ep. 20)
• Can I Depend on Social Security for My Retirement? (Ep. 8)
• Strategies for a Long, Healthy Retirement With Heather Holmes (Ep. 13)
• Understanding the Economic Impact of Trump’s Second Term (Ep. 18)
• What The Economy Could Look Like With Donald Trump As President (Ep. 16)

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

What if you could send your kids to college without sacrificing your financial future?

Many families find themselves caught in the middle of this challenge, but with the right approach, it’s entirely possible to balance both.

Terry Wheeler provides practical insights into how families can make smarter financial decisions when planning for college expenses, without putting their retirement at risk.

The conversation focuses on strategies that can help families save more effectively and avoid common pitfalls that lead to financial stress down the road.

Key discussion points include:

• Navigating conventional and unconventional sources of college money [00:07:17]
• Decoding the real costs involved in higher education [00:05:26]
• Innovative tax credit and deduction strategies to save on college expenses [00:20:21]
• The power of income shifting and 529 plan tactics [00:33:11]
• Business-savvy methods to maximize tuition funding [00:31:14]
• And more!

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

Feeling restless and considering an early escape from the daily grind? What if you could start living your dream retirement now, even before clocking out for good?

Join Terry Wheeler as he chats with his brother, Ed Wheeler, about the concept of “mini retirements” and how this lifestyle can redefine your approach to wealth and adventure.

Discover the liberating world of budget travel and learn about Ed’s adventures across Tbilisi, Malta, and Prague. His experiences will inspire you to plan your own life-enhancing journeys, encouraging you to see the world and embrace flexibility without waiting for the “right time.”

Key conversation points include:

• The life changes that pushed him towards early travel [00:02:41]
• Why Tbilisi, Georgia, became his destination of choice [00:04:38]
• Insights from Malta’s medieval charms to Prague’s bustling neighborhoods [00:18:12]
• How to blend work and travel in the Cayman Islands [00:32:58]
• And more!

Resources:

• “The 4-Hour Workweek” by Timothy Ferriss

Connect with Terry Wheeler:

• WE Alliance Wealth Advisors
• 1-800-355-8174
• terry@weriaadvisors.com
• LinkedIn: Terry Wheeler
• Facebook: WE Alliance Wealth Advisors, Inc
• YouTube: WE Alliance Wealth Advisors, Inc

Connect with Ed Wheeler:

• (303) 972-2443

About Ed Wheeler:

Ed Wheeler is an Executive Consultant with Long International and has over 35 years in the heavy civil construction, oil and gas, and power industries. He is experienced with the development of pre-bid pursuit schedules and baseline schedules and recently completed a pursuit schedule for a $1.3 billion joint venture project.

Mr. Wheeler has had a significant role in the development of large, sophisticated project schedules for several high-profile nationwide projects totaling over US$8 billion. He has proven experience in construction management, management advisory services, and construction claims consulting. He provides clients with superior hands-on industry knowledge and the analytical and problem-solving skills necessary to understand and demonstrate the effects of complex construction issues and time-related impacts.

Mr. Wheeler began his career as an Operating Engineer for one of the largest U.S. heavy civil contractors. He subsequently worked as a Project Engineer, Project Manager, Project Scheduler, Contract Administrator, Scheduling Consultant, Senior Scheduler, and Corporate Scheduler. Mr. Wheeler has provided services to several of the most respected heavy civil contractors in the U.S. and some of the largest construction companies in the world.