In this episode, Founding Partner of Victory Private Wealth, Brandon Agamennone, CRPC® discusses one of the most important and often most avoided topics for high net worth and ultra high net worth families...passing wealth to the next generation! Here are some points he covers in this episode.

How successful families align wealth, values, communication, and legacy to prepare the next generation.

5 Key Talking Points

1. Passing Down Values Before Passing Down Wealth

• Wealth transfer should begin with conversations about family values, responsibility, work ethic, and purpose.
• What does money represent to your family: freedom, opportunity, security, generosity, or something else?
• Key takeaway: The goal isn't simply to raise wealthy children. It's to raise children who are prepared to manage wealth responsibly.

2. Having the Conversations Most Families Avoid

• Many affluent families are comfortable discussing investments but uncomfortable discussing inheritance, expectations, and family responsibilities.
• Start financial conversations early, adjusting the level of detail to each heir's age, maturity, and readiness.
• Discuss fairness versus equality, financial independence, charitable giving, and the responsibilities that accompany inherited wealth.
• Key takeaway: The first time your children learn about your wealth shouldn't be when an attorney reads your estate documents.

3. Creating Family Alignment Around a Shared Vision

• Establish a family mission that defines what the wealth is intended to accomplish across generations.
• Include spouses, children, and future generations in appropriate discussions about family priorities.
• Consider family meetings, written legacy statements, and a family governance framework to establish shared expectations.
• Key takeaway: Financial assets can be divided, but a shared family purpose can keep generations connected.

4. Building the Right Wealth Transfer Strategy

• Explore how wills, revocable trusts, irrevocable trusts, dynasty trusts, and beneficiary designations can support your family's objectives.
• Consider lifetime gifting, education funding, charitable strategies, and life insurance where appropriate.
• Discuss whether heirs should receive assets outright, in stages, or through continuing trusts with appropriate protections.
• Key takeaway: A successful estate plan doesn't just determine who receives the money. It helps establish how, when, and under what conditions wealth will be transferred.

5. Preparing Heirs to Become Responsible Stewards

• Financial education should precede significant financial responsibility.
• Teach heirs about investing, taxes, budgeting, philanthropy, and the importance of professional advice.
• Provide opportunities for the next generation to participate in family financial decisions and charitable initiatives.
• Review the family's wealth transfer strategy as relationships, circumstances, and goals evolve.
• Key takeaway: One of the greatest gifts you can leave your children is the knowledge, judgment, and confidence to manage what you've built.

Passing wealth to the next generation is about much more than transferring financial assets. It's about transferring wisdom, values, responsibility, and opportunity.

In this episode of the Victory Private Wealth Podcast, we explore how successful families can begin meaningful conversations about inheritance, align their children around shared values, establish thoughtful estate strategies, and prepare future generations to become responsible stewards of family wealth.

"The true measure of generational wealth isn't simply how much money you leave behind. It's how well you've prepared the people who will inherit it."

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Building wealth is important—but how and when that wealth is taxed can significantly affect what you ultimately keep. In this episode of the Victory Private Wealth Podcast, Brandon “Aggie” Agamennone breaks down the three primary tax buckets and explains how high-net-worth families, business owners, and professional athletes can create greater flexibility through intentional tax diversification.

In this episode, we discuss:

• The differences between taxable, tax-deferred, and tax-free financial accounts
• Why having too much wealth concentrated in one tax bucket can limit future planning options
• How brokerage accounts, retirement plans, Roth accounts, and properly structured life insurance may fit into an overall strategy
• The importance of balancing current tax deductions with future tax-free income opportunities
• How athletes and high-income families can prepare for fluctuating income, retirement, business transitions, and changing tax laws
• Why coordinated planning among your financial advisor, CPA, and estate-planning attorney is essential

The goal is not simply to avoid taxes—it is to build a coordinated strategy that gives you more control over when, how, and at what rate your wealth may be taxed.

Victory Private Wealth — Relational | Strategic | Dynamic

This material is intended for general informational purposes only and should not be considered individualized investment, legal, or tax advice. Consult the appropriate professionals regarding your specific circumstances.

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In this episode of the Victory Private Wealth Podcast, Brandon “Aggie” Agamennone sits down with Victory Private Wealth advisor Ben Stevenson to discuss one of the most important concepts in personal finance: creating a personal financial framework. Ben is very new in the industry and I wanted to get his perspective on the front end of his career to hear his take on what he has seen thus far.

Many people spend years earning income without ever developing a clear system for managing, protecting, growing, and transferring their wealth. Ben and Aggie break down what a financial framework is, why every individual and family needs one, and how a disciplined approach can help create confidence and clarity regardless of market conditions.

In This Episode:

• Why having a financial framework is more important than chasing investment returns
• The key pillars of a successful financial plan: cash flow, protection, growth, tax efficiency, and legacy planning
• Common financial mistakes people make when they operate without a plan
• How business owners, professionals, and families can build a framework that aligns with their goals and values

Whether you're just starting your financial journey or managing significant wealth, this conversation provides a blueprint for creating a more intentional and coordinated approach to your finances.

Victory Private Wealth believes that successful financial planning isn't about finding the perfect investment—it's about building a framework that helps you make better decisions over time.

RELATIONAL | STRATEGIC | DYNAMIC

For informational purposes only. This podcast is not intended as investment, tax, or legal advice. Please consult your financial, tax, and legal professionals regarding your individual circumstances.

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Buy, Borrow, Die: How Many Wealthy Families Preserve Wealth Across Generations

In this episode of the Victory Private Wealth Podcast, Brandon "Aggie" Agamennone explores one of the most talked-about wealth preservation concepts used by affluent families: Buy, Borrow, Die.

Key takeaways include:

• Buy: Why many high-net-worth families focus on acquiring appreciating assets such as businesses, real estate, and investment portfolios rather than selling them.

• Borrow: How strategically borrowing against assets can potentially provide liquidity without triggering capital gains taxes from asset sales.

• Die: Understanding the potential impact of the step-up in basis and how inherited assets may receive favorable tax treatment under current law.

• Liquidity & Legacy: How life insurance and advanced estate planning strategies can complement a long-term wealth preservation plan.

• Risks & Realities: The limitations, interest-rate considerations, and planning complexities that make professional guidance essential.

Join us as we discuss how successful families think about preserving wealth, creating liquidity, and building a legacy that can extend beyond a single generation.

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In this episode of the Victory Private Wealth Podcast, we break down why holding excess cash may feel safe, but can quietly create long-term financial drag for high-net-worth families, business owners, and professional athletes.

• Inflation silently erodes purchasing power when cash is sitting idle for too long.
• Opportunity cost matters because every dollar held in cash is a dollar not working toward growth, income, or tax efficiency.
• Excess liquidity can create false security while delaying better long-term planning decisions.
• Cash should have a purpose—emergency reserves, upcoming purchases, taxes, or strategic opportunities.
• The goal is balance, not being fully invested or fully liquid, but building a thoughtful strategy that protects today while positioning wealth for tomorrow.

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As wealth grows, so does the cost of poor decision-making. In this episode, Brandon Agamennone breaks down the role behavioral finance plays in preserving and compounding wealth for high-net-worth individuals, business owners, and professional athletes.

This conversation explores how emotional decision traps, overconfidence after success, and timing mistakes during volatility can quietly erode long-term wealth. Brandon also explains why discipline during extreme markets is often more valuable than chasing returns, and how the right planning framework can help investors stay grounded when emotions run high.

This episode is about more than investing. It is about decision-making under pressure, protecting what you have built, and creating a process that helps you act wisely when the stakes are highest.

Episode Highlights

• Why financial mistakes become more expensive at higher net worth levels
• The emotional decision traps that can derail strong long-term planning
• How overconfidence after success can lead to poor investment judgment
• The real cost of trying to time markets during volatility
• Why discipline is one of the most powerful wealth-preservation tools
• How high-net-worth families can build guardrails around decision-making
• The importance of process, patience, and clarity during extreme markets

Time To Win!

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If you’re making significant income but wondering how much of it you’re actually keeping, this episode will walk through several key strategies used by wealthy families and elite athletes to reduce taxes, structure income efficiently, and protect what they’ve built.

• Why High Earners Often Overpay in Taxes

Many high-income individuals focus heavily on investments but overlook how taxes quietly erode wealth over time. Brandon explains why tax planning should be proactive, not reactive, and why waiting until April to think about taxes is often too late.

• Structuring Income the Right Way

Learn how high earners and professional athletes can use entity structures, strategic compensation planning, and business ownership opportunities to potentially create more tax-efficient income streams.

• Tax-Advantaged Investment Strategies

Explore how tools such as tax-efficient portfolios and strategic asset location can help reduce the tax drag on long-term investment growth.

• Charitable Planning and Giving Strategies

Discover how structured giving strategies—such as donor-advised funds or charitable planning—can help families support causes they care about while potentially reducing taxable income.

• The Athlete Income Window

Professional athletes often have short but high-income careers. Brandon explains why tax planning during these peak earning years is critical to turning temporary income into lasting wealth.

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Building wealth is one challenge. Keeping it is another.

For high-net-worth families and professional athletes, success often comes with a quiet but powerful fear: What if I lose everything I worked so hard to build? Whether it’s market volatility, lawsuits, taxes, bad investments, or lifestyle creep, the risk of erosion is real—and many wealthy individuals feel the pressure to protect their legacy.

In this episode of the Victory Private Wealth Podcast, host Brandon Agamennone (Aggie) dives into the psychology of wealth protection and the strategic frameworks elite families and athletes use to safeguard their financial future.

If you’ve ever wondered how to turn financial anxiety into clarity, structure, and control, this episode is for you. Topics we will cover in this episode:

• Sustaining wealth without fear
• Accumulation Vs. Legacy Protection Mindset
• The 5 biggest threats to wealthy families/individuals
• How to build confidence through structure and strategy
• Legacy Planning: From income to enduring generational wealth

Time To Win!

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