Markets were anything but quiet in Q1. This month we sit down to give you an honest look at what happened this quarter, what hurt, what crushed it, and where things are headed.Here's what we get into:Q1 2026 performance recap across our three strategies: Enhanced Index Aggressive Growth (Value), Canadian High Dividend, and Canadian MomentumWhy a rough month is the worst time to ditch a strategy — And when you actually should make a changeIntroducing "Dump the Dogs" — Our new momentum enhancement that's already showing a 9% spread over our standard momentum strategy year-to-dateHow a robust portfolio is built — Think of it like a ship: value as the ballast, dividends on the deck, and momentum as the sailsCanadian High Dividend strategy — Up 14% year-to-date and 38% over the last 12 months 🚀At Tower you have full transparency with 24/7 account access, and we only invest in liquid assets, which means getting your money when you need it (no penalties, no drama)We always tell you when the numbers are good — and we tell you when they're not. This is both.📞 Got questions? Reach out to Tarek or the team anytime.403-952-9696tarek.williams@towerasset.ca#InvestingCanada #CanadianInvestor #PortfolioManagement #MomentumInvesting #DividendInvesting #TSX #MarketUpdate #WealthManagement #FinancialAdvisor #Q12026 #InvestmentStrategy #CanadianStocks #PersonalFinanceCanada #ValueInvesting #FinanceCanada

This month we start our episode with a recap how markets have performed year-to date.

If you've been watching your investments, you know that markets have been strong this year, but will this continue? Markets can't go up forever right?

Watch the episode to see how we answer these questions.

Next we discuss the Tower Philosophy of Money. Wealth is a tool to be used to achieve a purpose, accumulation of wealth is not the purpose itself. We hope we can help you align your financial decisions with meaningful purpose.

#financialplanning #investing #economy #wealthmindset #money #philosophyofmoney

If you have questions, topic ideas or want to discuss your own investments please reach out, we'd love to hear from you.

info@towerasset.ca

[00:00:01] Market Recap and Global Index Performance

[00:00:59] Concerns About Market Bubbles and Diversification

[00:02:03] October Market Volatility and Pullback Expectations

[00:02:40] Philosophy of Money: Value Beyond Wealth

[00:03:52] Money as a Tool, Not a Goal

This is the first in a number of videos exploring investing and retirement planning strategies.

We're starting with Income Splitting. It's a simple but extremely effective way to reduce taxes currently and in retirement.

Why does income splitting work? Who does this apply to? Should I being doing this now or in retirement?

Watch the video to find out!

#financialadvice #financialplanning #retirementplanning #retirement #investing

If you have questions, topic ideas or want to discuss your own investments please reach out, we'd love to hear from you.

info@towerasset.ca

Income Splitting Basics and Progressive Tax System [00:00:46]:

Explanation of income splitting, progressive tax rates, and the goal of keeping both spouses in lower tax brackets.

Asset Splitting and Equalizing RRSPs [00:02:19]:

Discussion on splitting assets in retirement and aiming for equal-sized RRSPs for both spouses.

Spousal RRSPs as a Strategy [00:02:30]:

How higher-earning spouses can contribute to spousal RRSPs to optimize retirement income and tax benefits.

Limitations and CRA Rules on Income Splitting [00:04:40]:

Clarification on what types of income can be split, age restrictions, and the importance of personalized planning.

Charitable Donations and Donating Stock [00:05:21]:

Tax-saving benefits of donating stock instead of cash to charities, including a client example.

Upcoming Videos and Donor-Advised Fund Announcement [00:06:24]