The conversation explores the future of cash dependency in Nigeria. The speakers discuss the convenience and ease of using digital payment methods such as mobile transfers and POS systems. They highlight the growth of fintech platforms and the potential for increased revenue generation in the banking sector. However, they also acknowledge the need for caution in spending and the risk of fraud in a cashless society. The speakers emphasize the importance of finding a balance between liquid cash for emergencies and investments for the future.

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Summary:

In this podcast episode, the hosts discuss the process of immigrating to Canada, focusing on the options of studying and working in the country. They highlight the importance of seeking professional help and dispel common misconceptions about the immigration process. They emphasize the need to choose the right school and program that aligns with career goals and to consider the long-term benefits beyond just admission. The episode provides valuable insights for Nigerians interested in immigrating to Canada.

Takeaways:

The driving force for Nigerians immigrating to Canada varies, but common motivations include education and job opportunities.

It is important to seek professional help when navigating the immigration process to ensure success and avoid common misconceptions.

When considering studying in Canada, choosing the right school and program that aligns with your career goals is crucial.

Work permits are another option for immigration to Canada, but it can be more challenging for Nigerians to obtain them.

Trusting professionals and seeking guidance is essential when immigrating to a new country.

Chapters:

00:00 Introduction

00:45 What is Jakpa?

06:48 Common Destinations

07:32 Best Place to Jakpa

09:31 Process of Immigrating to Canada

12:17 Common Misconceptions and Challenges

33:44 Job Permits and Cost of Living

36:28 Permanent Residency and Study Routes

42:07 Tuition Fees for Masters Programs

53:21 New Immigration Policies in Canada

How to reach us: Hosts Josemaria Agulanna:https://twitter.com/agulannajose David Ore:https://twitter.com/_seedavid Websites: Keble: www.keble.co Twinku:www.twinku.co Keble Trybe:https://chat.whatsapp.com/HxnvVt4YkLR...

Summary

In this episode, David Oreoluwa interviews Oluwafemi Ademilua, the co-founder and CEO of Twinku, a personal finance management platform in Nigeria. They discuss the importance of having a good relationship with money and how it impacts our actions. Femi shares his definition of a good relationship with money, which involves using it to create value and not feeling pressured by it. They also explore the concept of creating a structure for money and how it can help individuals manage their finances effectively. Fermi shares his personal journey with money, from investing in stocks to transitioning into entrepreneurship. Finally, they discuss the mission of Twinku, which is to build the most helpful personal finance tool for Nigerians. In this conversation, Femi Ademilua, CEO and Co-founder of Twinkle, discusses the importance of planning your spending and creating a budget around your income. He highlights the need for individuals to have a clear understanding of their financial situation and to avoid excessive discretionary spending. Femi also shares the mission of Twinkle, which aims to help Nigerians manage their personal finances and improve their financial lives. He emphasizes the importance of having a complete overview of one's financial accounts and assets. The conversation also includes success stories of Twinku users and the partnership between Twinku and Keble.

Takeaways

A good relationship with money involves using it to create value and not feeling pressured by it.

Creating a structure for money can help individuals manage their finances effectively.

Transitioning from a traditional job to entrepreneurship requires a shift in mindset and a different approach to managing personal and business finances.

Habits for a good relationship with money include being accountable, living within or below your means, and not spending in anticipation of future income.

The mission of Twinku is to provide Nigerians with a helpful personal finance tool that helps them manage their money and plan for the future. Plan your spending and create a budget around your income to ensure you have something to save.

Twinku aims to help Nigerians manage their personal finances and improve their financial lives.

Having a complete overview of your financial accounts and assets is crucial for effective financial management.

The partnership between Twinku and Keble offers users the opportunity to sync their accounts and gain a comprehensive view of their financial network.

Links:

Hosts

Josemaria Agulanna:https://twitter.com/agulannajose

David Ore:https://twitter.com/_seedavid

Oluwafemi Ademilua:https://twitter.com/milluher

Websites:

Keble: www.keble.co

Twinku:www.twinku.co

Keble Trybe:https://chat.whatsapp.com/HxnvVt4YkLRGXf0UKVsyN7

Chapters

00:00 Introduction and Guest Introduction

03:24 Defining a Good Relationship with Money

07:06 Creating a Structure for Money

11:32 Fermi's Journey with Money

18:02 Transitioning from Traditional Job to Entrepreneurship

23:25 Habits for a Good Relationship with Money

32:43 The Mission of Twinkle

37:19 Planning Your Spending and Budgeting

38:17 The Mission of Twinkle

41:09 Success Stories of Twinkle Users

46:07 The Importance of Estate Management

48:05 Partnership with Twinkle and Kevu

51:14 Incentives for Cable Users

53:28 Closing Remarks and Community Effort