Payment flexibility isn't about accepting more card brands. Visa, Mastercard, Amex, Discover - four ways to access the same infrastructure. Real flexibility

comes from how customers initiate payments.

There are seven distinct initiation methods - each designed for a different context. Cards work where terminals exist. These methods work where cards don't.

This episode covers:

• QR code scanning - retail checkout, printed invoices, restaurant tables, event tickets

• NFC contactless - point-of-sale, transit, vending, the fastest sub-second tap experience
• BLE proximity - drive-through, walk-through checkout, smart parking, configurable detection range
• Payment links - e-commerce, WhatsApp commerce, email invoicing, cart recovery
• SMS/text initiation - bill reminders, deposits, subscriptions, 98% open rate
• Barcode scanning - compatible with existing scanner infrastructure, item and payment combined
• Soundbite audio signals - radio and podcast commerce, live events, broadcast environments
• Context-to-method mapping: which method fits retail, e-commerce, drive-through, events, B2B invoices, and subscriptions
• Why all seven share the same underlying flow - initiate, banking app opens, authenticate, instant settlement

Full source material and the complete guide: payware.eu/en/articles/seven-payment-methods

Produced by payware - the transaction resolution network for instant A2A payments.

AI-generated from payware's published research and documentation.