Gen Z Grads: Shifting Employment Landscape – Are four-year college degrees still the guaranteed path to success? This episode explores the compelling reasons why Gen Z men are increasingly opting for alternative paths beyond traditional college degrees. We explore how soaring college costs, a challenging job market where degrees offer diminished returns, and the impact of AI are reshaping their decisions.

Discover how skilled trades are emerging as a viable and often high-paying career path, attracting young men with promises of economic security and entrepreneurial opportunities. We'll also examine the contrasting employment landscape for young women, highlighting their success in fields like healthcare. Tune in to understand this generational shift in education and workforce trends, and what it means for the future of jobs.

Read the Full Blog Article: Gen Z Grads: Shifting Employment Landscape

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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Heard the news asking, "FDIC in Danger? What It Means for Your Money!" and feeling a bit worried about your hard-earned savings? You're not alone! In this episode, we dive deep into recent bank failures and separate fact from fear. We'll clearly explain how the FDIC and NCUA federally insure your deposits up to $250,000, and why credit unions often present a lower-risk option compared to traditional banks.

Discover practical strategies for protecting your money, whether it's by spreading your funds across multiple accounts and institutions, exploring high-yield savings alternatives like money market accounts or CDs, or understanding the pros and cons of Peer-to-Peer (P2P) lending. We'll also discuss innovative ways to keep emergency cash safe at home, including the use of fireproof safes and clever concealment techniques. Get straightforward answers and gain confidence in your financial security in an uncertain world.

Tune in to demystify money protection and empower your personal finance decisions!

Read the Full Blog Article: "FDIC in Danger? What It Means for Your Money"

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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What is Financial Empowerment? Discover the confidence to manage your finances and take control of your destiny. Learn essential personal budgeting techniques and understand the unique challenges limiting women's financial access globally. This episode guides you in building a secure, independent financial future and empowering your money story.

Read the Full Blog Article: What is Financial Empowerment

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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Worried about student loan default? Learn how missed payments can lead to wage garnishment, tax refund seizure, and a damaged credit score. This episode breaks down what happens when federal student loans go into default after 270 days. Explore your options for exiting default, including loan rehabilitation, consolidation, and income-driven repayment (IDR) plans. We'll also cover programs like the past Fresh Start and how to appeal a garnishment notice. Tune in to understand your rights, protect your finances, and take control of your student loan debt before it impacts your future!

Read the Full Blog Article: Student Loan Wage Garnishment Update

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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Welcome to "Retirement Planning: Can You Afford to Retire?" – where we explore how to plan well, retire well, and live well. This episode explores the essential question: "Can You Afford To Retire?" Achieving a comfortable retirement is built on a strong foundation of financial education. Our goal is to empower you by explaining key retirement concepts, helping you understand your options, and assisting both pre-retirees in establishing a plan and current retirees in maintaining healthy financial habits.

Key Topics Covered in This Episode:

• Understanding Retirement Planning Education
• The Transition into Retirement
• Can You Afford to Retire?
• Key Sources of Retirement Income
• Critical Factors Affecting Your Retirement Income
• Further Resources

Read the Full Blog Article: Retirement Planning: Can You Afford to Retire

Free Retirement Planning Education Resources: Understanding Your Retirement Options

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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Trump's "Big, Beautiful Bill" (887 pages) passed Congress (218-214 in the House, 51-50 in the Senate) and was signed. It permanently extends most 2017 tax cuts, mainly benefiting the wealthy. It adds $3.3-$ 3.4 trillion to the deficit. Financed by steep cuts to Medicaid (~12M lose coverage) and SNAP via work requirements/eligibility checks. It also includes new tip/senior/SALT ($40,000 cap) deductions, cuts clean energy, boosts border and ICE funding, and raises the debt ceiling by $5 trillion.

Read the Full Blog Article: Trump's Big Beautiful Bill: A Comprehensive Guide

Whether you're just getting started or ready to grow your wealth with purpose, we're here to empower you every step of the way.

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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Federal student loan collections resume May 5, 2025. After a five-year pause, millions of borrowers, including nearly 10 million overdue, face the risk of wage garnishment (up to 15%), tax refund seizures, and Social Security offsets. This impacts 42.7 million Americans owing $1.6 trillion, disproportionately affecting women and those below the poverty line.

This episode explains why collections are restarting and, most importantly, explores critical options such as income-driven repayment, rehabilitation, and consolidation, available at StudentAid.gov, to avoid default and garnishment.

Feeling overwhelmed by resuming student loan collections? Tune in to learn about critical options like Income-Driven Repayment, rehabilitation, and more. Listen now to understand your rights and take action to avoid wage garnishment and financial hardship.

Download the Episode Summary Notes: Student Loan Garnishment Resumes 2025: A Guide

Read the Full Blog: Article: Student Loan Garnishment Resumes 2025: A Guide

Whether you're just getting started or ready to grow your wealth with purpose, we're here to empower you every step of the way.

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

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To ensure you don't miss out, follow us for new weekly episodes, videos, and blog articles.

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🎧 New episodes weekly | 💼 Budgeting | 📈 Saving | 💳 Credit | 👨‍👩‍👧 Counseling | 🎓College | 👩‍💼Retirement | 📊 Investing | Business and Economic News | and more

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Tune into "Empowering Your Finance" for a crucial update on Social Security overpayments! The Social Security Administration (SSA) has recently reduced the default withholding rate for overpayment recoveries from 100% to 50%. This change is significant for beneficiaries who receive new overpayment notices on or after April 25, 2025.

This 50% rate applies specifically to Title II benefits, which include retirement, survivors, and disability insurance (SSDI) payments. At the same time, a reduction from the brief return to a 100% rate, which took effect on March 27, 2025, and the loss of half of a monthly benefit can still cause significant financial hardship for many recipients.

It's essential to note that most prior overpayments of Title II benefits remain subject to a 10% cap that was in effect earlier. The withholding rate for Supplemental Security Income (SSI) benefits remains unchanged at 10%.

If you receive an overpayment notice, you typically have 90 days to contact the Social Security Administration (SSA) to dispute the overpayment. You can request a lower withholding rate due to financial need, appeal the overpayment decision, or request a waiver of recovery.

Stay informed about how these changes could affect you and your financial journey.

Read The Full Blog Article: Social Security Overpayment Withholding Rate: 50% Update April 2025

Whether you're just getting started or ready to grow your wealth with purpose, we're here to empower you every step of the way.

Being financially educated means knowing how you spend your money and having a plan for what and where you spend it; however, being financially empowered means having control over your finances.

🎧 Listen, Follow, Comment, and Leave A Review

To ensure you don't miss out, follow us for new weekly episodes, videos, and blog articles.

🎧Visit Our Full Podcast Website: www.roadtofinancialempowerment.com

🎧 New episodes weekly | 💼 Budgeting | 📈 Saving | 💳 Credit | 👨‍👩‍👧 Counseling | 🎓College | 👩‍💼Retirement | 📊 Investing | Business and Economic News | and more

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