Épisodes

  • Why a Withdrawal Rate is NOT a Retirement Strategy

    Why a Withdrawal Rate is NOT a Retirement Strategy
    Feb 21 2026
    While many investors fixate on the "4% rule" as a magic number, this episode explains why relying solely on a static withdrawal rate ignores the volatile realities of market cycles and inflation. We dive into the critical difference between a simple math equation and a comprehensive retirement plan that accounts for taxes, healthcare, and longevity. Tune in to learn how to shift your focus from a single percentage to a dynamic strategy that protects your lifestyle regardless of market conditions.
    Afficher plus Afficher moins
    Moins d'une minute
  • What to Expect Working With Retirement Resource

    What to Expect Working With Retirement Resource
    Feb 14 2026
    In this episode, we pull back the curtain on the initial steps of your financial journey by walking you through exactly what happens during your first and second meetings with our team. You’ll learn how we move from a high-level discovery of your goals to the presentation of a tailored roadmap designed to secure your future. Tune in to demystify the "Retirement Resource" process and see how we transform complex data into a clear, actionable plan for your golden years. Key Takeaways 1st Appointment: The "Discovery" phase focused on your vision and values. 2nd Appointment: The "Strategy" phase where we review your customized retirement blueprint. The Goal: Building a foundation of transparency and trust before you commit.
    Afficher plus Afficher moins
    Moins d'une minute
  • Real Life Stories, Real Life Issues Part 2

    Real Life Stories, Real Life Issues Part 2
    Feb 7 2026
    In this episode, we dive into the high-stakes world of mixing money with blood and brotherhood to see if the potential returns are worth the personal risks. We share cautionary tales of handshake deals gone sour and provide a practical framework for setting professional boundaries without ruining Sunday dinner. Whether you’re considering a joint real estate venture or funding a cousin’s startup, learn how to protect your portfolio and your peace of mind.
    Afficher plus Afficher moins
    Moins d'une minute
  • Real Life Stories, Real Life Issues Part 1

    Real Life Stories, Real Life Issues Part 1
    Jan 31 2026
    In this episode, we explore the potential pitfalls of purchasing life insurance through a friend or acquaintance without a formal financial plan. We share cautionary tales of how casual agreements can lead to inadequate coverage and strained relationships when the "friend" lacks a comprehensive understanding of your long-term goals. Finally, we highlight the essential value of consulting a professional advisor to ensure your policy is objectively vetted and strategically integrated into your overall financial security.
    Afficher plus Afficher moins
    Moins d'une minute
  • Accumulation vs Distribution: Why Retirement Feels So Different

    Accumulation vs Distribution: Why Retirement Feels So Different
    Jan 17 2026
    This episode explores the psychological and mathematical shift required when moving from the accumulation phase of building wealth to the distribution phase of spending it. We discuss why the aggressive saving strategies that served you for decades can actually become liabilities once you begin navigating the complexities of withdrawal rates and tax planning. Tune in to learn how to pivot your mindset and your portfolio to ensure your nest egg provides a reliable income for the rest of your life.
    Afficher plus Afficher moins
    Moins d'une minute
  • America's IRA Expert - Ed Slott

    America's IRA Expert - Ed Slott
    Dec 27 2025
    In this high-stakes episode, we are joined by the legendary Ed Slott, widely regarded as America's leading authority on IRA distribution and retirement tax planning. Ed reveals how to defuse the "retirement tax time bomb" by navigating complex RMD rules and leveraging the long-term benefits of Roth conversions while tax rates remain at historic lows. Tune in to learn how to avoid common distribution traps and ensure you keep more of your hard-earned money for yourself rather than the federal government.
    Afficher plus Afficher moins
    Moins d'une minute
  • 2026 COLA Numbers

    2026 COLA Numbers
    Dec 13 2025
    The official 2026 Cost-of-Living Adjustment (COLA) numbers for Social Security have been announced, and this episode breaks down exactly what the 2.8% increase means for your retirement income. We analyze how this modest rise compares to the actual rate of inflation seniors are experiencing, and discuss the critical impact of rising Medicare Part B premiums on your net monthly check. Tune in for actionable strategies to adjust your retirement budget, minimize tax exposure, and ensure this COLA increase truly helps you maintain your purchasing power.
    Afficher plus Afficher moins
    Moins d'une minute
  • What’s Your Financial Appetite? Understanding Investment Risk at the Thanksgiving Table

    What’s Your Financial Appetite? Understanding Investment Risk at the Thanksgiving Table
    Nov 22 2025
    This holiday-themed episode uses the dynamic of a Thanksgiving dinner to help you assess and articulate your true financial appetite for investment risk. We explore how different family members' spending habits and risk tolerances—from the conservative planner to the speculative relative—mirror various investing styles in the market. Tune in for practical tips on understanding your own comfort level with volatility and using that knowledge to make more informed, confident investment decisions.
    Afficher plus Afficher moins
    Moins d'une minute