Épisodes

  • 12-Month Bank Statement Loans Explained - A Smart Financing Option for Real Estate Investors and Self-Employed Borrowers
    Jan 28 2026

    Where Real Estate Investors & Realtors Learn How Deals Actually Get Financed

    Strong cash flow. Solid properties. Declined loans.

    If you’ve ever had a deal fall apart because the numbers worked but the financing didn’t, The Real Estate Deal Room Podcast is for you.

    Hosted by Ebonie Beaco, Mortgage Strategist & Senior Loan Officer with over 25 years of real estate and mortgage experience, this podcast breaks down the real financing strategies investors and agents need to close deals that don’t fit inside traditional lending boxes.

    Inside the Deal Room, we talk about:
    → Bank statement loans
    → DSCR and cash-flow-based financing
    → Investor loan strategy and deal structuring
    → Foreign national and Canadian investor financing
    → Buy-and-hold, portfolio, and scale-up strategies
    → Why good deals get denied and how to fix it

    This isn’t theory. This is how loans actually get approved.

    Each episode pulls back the curtain on underwriting, cash flow analysis, and lender placement so you understand what loan goes where and why that matters when money is on the line. Whether you’re an investor trying to scale or a realtor tired of watching deals die in underwriting, this show gives you the clarity lenders don’t explain.

    And if you want to go deeper, Wine Down Wednesdays happen live every Wednesday on YoutTube @The Real Estate Deal Room, where we break down real deals, answer your questions in real time, and talk strategy with investors and agents across the country.

    🎧 If you want to stop guessing, stop getting declined, and start structuring deals that actually close, hit play and step inside The Real Estate Deal Room Podcast.

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    13 min
  • Trump, Institutional Investors and Single-Family Homes Separating Headlines from Reality
    Jan 8 2026

    🎙️ Trump, Institutional Investors and Single-Family Homes Separating Headlines from Reality

    Housing headlines are loud right now.
    Social media is even louder.
    And when politics, real estate, and money collide, confusion spreads fast.

    In this episode of The Real Estate Deal Room, Ebonie Beaco, Senior Loan Officer and Mortgage Strategist, cuts through the noise and breaks down what the conversation around Trump, institutional investors, and single-family homes actually means for the real estate market.

    This is not a political debate.
    This is a real-world mortgage and real estate conversation grounded in what is actually happening inside lending, underwriting, and transactions today.

    Throughout this episode, you’ll hear a clear, easy-to-understand breakdown of:

    • What an institutional investor really is and who this conversation is actually about
    • Why headlines can sound dramatic while real estate moves much slower
    • What Trump’s comments change and what they do not change right now
    • How institutional buying impacts inventory, competition, and pricing in certain markets
    • What first-time homebuyers should and should not be worried about
    • How real estate investors can think strategically instead of emotionally
    • Why Realtors and loan officers play a critical role in calming fear and guiding smart decisions

    This episode is designed to help you connect the dots between housing policy talk, market behavior, and mortgage reality so you are not making decisions based on fear, speculation, or social media opinions.

    Whether you are buying your first home, building an investment portfolio, or advising clients, this conversation will help you understand what matters, what doesn’t, and what to watch next.

    📣 If you are a real estate investor or a Realtor, this episode was made for you.

    Investors, the strongest strategies are built on education, not headlines. Understanding how market conversations influence buyer behavior and financing can help you stay ahead of shifts instead of reacting late.

    Realtors, your clients are looking to you for calm, clarity, and confidence. This episode gives you language, perspective, and insight you can use in real conversations when buyers feel uncertain or overwhelmed.

    🎧 Listen to this episode to strengthen your market knowledge, elevate your client conversations, and position yourself as a trusted professional in a headline-driven environment.

    🎥 Join us live every Wednesday at 7 PM CST on YouTube at @TheRealEstateDealRoom, where we break down real estate, mortgages, and market conversations in a way that actually makes sense.

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    25 min
  • Why Are Investors Using Bank Statement Loans Instead of Traditional Mortgages?
    Jan 5 2026

    The Real Estate Deal Room

    Why Are Investors Using Bank Statement Loans Instead of Traditional Mortgages?

    In this episode of The Real Estate Deal Room, we break down why more real estate investors are turning to Bank Statement Loans instead of traditional mortgage programs—and how this shift is changing the way deals get approved and closed.

    If you are an investor, entrepreneur, or realtor working with investors, this episode will help you understand why strong borrowers still get denied using traditional income guidelines and what financing options actually work in today’s market.

    Hosted by Ebonie Beaco, Senior Loan Officer and Mortgage Strategist, this episode covers:


    • Why traditional mortgages often fail real estate investors
    • How Bank Statement Loans qualify borrowers using real cash flow instead of tax returns
    • Why income documentation matters more than income amount
    • How Bank Statement Loans can increase buying power and flexibility
    • What realtors need to know to better structure and close investor deals
    • How the right loan strategy can move a deal from stalled to closed

    This episode is a clear, educational breakdown using real world scenarios and real numbers so investors and realtors can stop guessing and start making smarter financing decisions.

    As always, the goal of The Real Estate Deal Room is to give you the information you need to structure better deals, avoid common financing roadblocks, and move confidently through every transaction.

    ▶️ Listen Now

    If you are an investor looking to scale your portfolio or a realtor working with investor clients, this episode will give you practical insight you can apply immediately.

    Subscribe to The Real Estate Deal Room for real conversations about real estate financing, deal structure, and how to close smarter in today’s market.

    📲 Apply or schedule a call
    https://www.HomeLoansNetwork.com

    📞 Call or text
    312-392-0664

    Join us live every Wednesday at 7 PM CST on YouTube
    📍 @TheRealEstateDealRoom

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    28 min
  • How Does a HELOC Work for Homeowners?
    Jan 4 2026

    🎙️ Home Loans Network Podcast – Investor & Realtor Episode Description

    Are you a real estate investor or Realtor looking for smarter ways to access capital without refinancing existing properties? In this episode of the Home Loans Network Podcast, we break down HELOCs (Home Equity Lines of Credit) from an investor and Realtor perspective—focusing on how they’re actually used to fund deals, renovations, down payments, and bridge financing.

    Hosted by Ebonie Beaco, Senior Loan Officer & Mortgage Strategist, this episode is designed for real estate investors, Realtors, and industry professionals who want a clear understanding of how HELOCs work, how lenders evaluate credit, income, and equity, and when a HELOC makes sense as part of a long-term real estate strategy.

    We cover:

    • How investors use HELOCs to fund acquisitions and rehab costs
    • When a HELOC makes sense versus cash-out refinancing
    • Credit score and income requirements for investor-friendly HELOC programs
    • How Realtors can position HELOCs as a financing solution for clients
    • Common HELOC mistakes that can slow or kill deals
    • How HELOCs fit into portfolio growth and repeat-deal strategies

    This episode is ideal if you’re researching investor financing options, HELOCs for real estate investing, bridge capital strategies, home equity financing, or ways to help clients move faster in competitive markets.

    📲 Why Investors & Realtors Should Listen?

    If you’re an investor trying to move faster on deals or a Realtor looking to bring real financing solutions to your clients, this episode gives you the education most lenders never explain.

    🎧 Listen now to understand how HELOCs can become a repeat-use capital tool—not just a loan.

    👉 Apply or Schedule a Strategy Call:
    https://www.HomeLoansNetwork.com

    👉 Call or Text:
    312-392-0664

    👉 Subscribe for weekly insights on real estate financing, investor loan programs, and deal-structuring strategies

    📺 Join us live every Wednesday on YouTube at 7 PM CST
    ➡️ @TheRealEstateDealRoom
    for Wine Down Wednesdays, where we answer investor and Realtor financing questions live in real time.

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    17 min
  • What Are Bridge Loans? When Should Real Estate Investors Use Them?
    Dec 30 2025

    In this episode of The Real Estate Deal Room, we focus on bridge loans and how they are actually used to close time sensitive real estate deals. This conversation breaks down what bridge loans are, when they make sense, and how investors use them strategically to acquire, reposition, and stabilize properties before transitioning into long term financing or exiting through a sale.

    This episode explains who should use bridge loans, including real estate investors competing in fast moving markets, buyers purchasing properties that are not yet eligible for traditional financing, and investors who need flexibility while completing renovations, securing tenants, or seasoning income. We walk through common scenarios where bridge loans create leverage instead of risk, and why having a clear exit strategy is critical before closing.

    Realtors will gain practical insight into why bridge loans matter on the transaction side. Understanding bridge financing helps agents evaluate offer strength, communicate certainty to sellers, structure contracts correctly, and avoid unnecessary deal delays. When realtors understand how bridge loans work, they can better position investor clients, protect transactions, and close more deals with confidence.

    This episode is for real estate investors at any stage, realtors working with investor buyers, and industry professionals who want a deeper understanding of short term financing strategies that support real world deal execution. If you want to understand how deals move from opportunity to closing when speed and flexibility matter, this episode provides the clarity needed to use bridge loans the right way.

    If you are working on a time sensitive deal or want to understand whether a bridge loan, DSCR loan, or refinance strategy is the right fit for your investment, reach out before the offer is written. The right structure at the beginning is what protects the deal at the end.

    Ebonie Beaco
    Senior Loan Officer and Mortgage Strategist
    Over 25 years of experience in real estate and investor financing

    Phone: 312-392-0664
    Website: https://linktr.ee/Homeloansnetwork

    NMLS: 2389954

    Licensed in Alabama, Arkansas, Georgia, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, and Virginia

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    14 min