Épisodes

  • Fed Meeting Recap
    Jan 29 2026

    Miss the Fed meeting today? We've got you!

    We translate all the Fed-speak and highlight our favorite moments and key takeaways - like what advice J Powell has for the next Fed Chair.

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    13 min
  • Fed Meeting Wednesday
    Jan 26 2026

    On this episode of The Rate Guy we discuss what some of you may have forgotten...the Fed meeting is this week! We cover the Supreme Court's take on the Lisa Cook case, 10T behaviours, China "dumping" Treasurys and info about caps that our floating rate borrowers might be interested in.

    Here is the link for the Pensford Cap Pricer that we discussed.

    See you all Wednesday night for the FOMC recap!

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    19 min
  • DOJ Plans to Indict Powell
    Jan 12 2026

    We know this is a little early to call, but this will be the most important episode of the year. So if you listen to nothing else, listen to this one.

    Shocking news came out late Sunday night. This has literally never happened since the existence of the Federal Reserve. The Department of Justice served the Federal Reserve with grand jury subpoenas, threatening a criminal indictment related to Jerome Powell's testimony before the Senate Banking Committee last June.

    In this episode we discuss the historical impact of this move and the impact it may have. We also reveal something that had JP completely shook. You can't make this up folks, 2026 is off to an unprecedented start.

    Link to Jerome Powell's statement

    And we will touch on this again, but we mentioned the LoanBoss redesigned website and completely rebuilt software. So if you want to check it out - here you go.

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    17 min
  • J-Money's Last Rate Cut?
    Dec 10 2025

    On this special episode of The Rate Guy, we examine today's Fed meeting, the dissents, the jobs realization, J Powell's press conference and what it all means for current market conditions and in 2026.

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    12 min
  • A Cut This Week But None Next Year?
    Dec 8 2025

    On this episode of The Rate Guy, JP draws a parallel between the Penn State and Fed search for their next leader. Then we jump into what to expect at this week's meeting and a quick look ahead to next year's rate expectations.

    We'll be back Wednesday for a recap of the Fed meeting.

    For those that are curious...here's the calendar reminder screenshot. (if I could insert a facepalm emoji here I would)

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    18 min
  • My Thanksgiving List - Markets Edition
    Nov 23 2025

    On this episdoe of The Rate Guy, in the spirit of Thanksgiving, JP runs through a variety of things he's thankful for with his mix of sincerity and sarcasm that we all know and love.

    Check out the fancy Private Social Club that we talk about and visited in Atlanta, The Perlant, here.

    If you want to see Philly Elementary kids go off on Dallas player themed heavy bags (yeah, you read that right) click here.

    Hope you all have a great Holiday this week!

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    17 min
  • I Love the Smell of Capitalism in the Morning
    Nov 9 2025

    On this episode of The Rate Guy, we talk about JP's love of all things Texas (well, maybe not the lobster mac & cheese), dig into the latest private-sector jobs data, and break down where we see interest rates heading in 2026 — plus why the impact on the 10T looks completely binary.

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    23 min
  • Quick Fed Meeting Take Aways
    Oct 29 2025

    On this special edition episode of The Rate Guy we recap today's Fed meeting and analyze Powell's surprising remarks and what to be on the look out for in the week ahead.

    See you on 11/10!

    Here is the link to JP's recap in the Pensford Newsletter.

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    7 min