Épisodes

  • He called two property crashes: Is 2026 really next?

    He called two property crashes: Is 2026 really next?
    Feb 19 2026
    An expert who correctly predicted the 2008 financial crisis says UK property prices will crash in late 2026. Fred Harrison, the economist who pioneered the 18-year property cycle theory, is doubling down on his prediction – and his track record means we can’t ignore it. Rob & Rob examine Harrison's latest forecast, unpacking what that could mean for investors right now, pressure‑testing the call against today’s market and asking what would need to happen for it to play out. (04:44) What is the 18-year property cycle? (08:50) Could the cycle be broken? (10:25) Conditions from the previous crash compared to today (13:32) What mortgage lending standards reveal about crash conditions (15:26) The silent property crash that’s already happened (19:05) The weakest part of the theory (24:00) Hub Extra Links mentioned: BBC News article - Could Manchester be a model for the UK to kickstart growth? Read here Drowsy Sleep Mask: Get here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    28 min
  • ASK511: Am I wrong to be scared? PLUS: Can this trick cut my tax bill?

    ASK511: Am I wrong to be scared? PLUS: Can this trick cut my tax bill?
    Feb 17 2026
    It's Tuesday, which means it's time for another Ask Rob & Rob! (0:45) AJ purchased his first two buy-to-lets using bridging finance and is now remortgaging onto longer-term deals. As part of the process, his lender required him to take independent legal advice – something he found surprisingly intimidating. He asks Rob & Rob whether it’s normal for these meetings to feel so daunting, or if it’s just him. (05:34) John bought a property for £60K, which is now worth £120K, with no mortgage attached. He wants to move it into a limited company to be more tax efficient. His estate agent suggested he sell it to himself at the original price to avoid capital gains, but his accountant has warned that HMRC may see this as tax avoidance. He asks Rob & Rob whether this strategy stacks up – or if it’s a red flag waiting to happen. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest
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    9 min
  • Market Update - February 2026

    Market Update - February 2026
    Feb 12 2026
    Rates are holding, but only just. The Bank of England's decision came down to a single vote, which tells us everything about where things are heading next. In this month's market update, Rob & Rob break down what a near-miss rate cut means for property investors, why house prices are quietly building momentum, and the surprising direction rents are taking. Plus, there's a significant shake-up coming for ground rents that could transform flat values overnight. (00:59) News story of the week (03:41) House prices break through £300k for the first time (07:03) Why rents are cooling off after years of aggressive rises (11:26) Ground rents capped at £250 – what it means for flat owners (14:52) EPC deadlines slip again, plus the 100-day countdown to rental reform (15:52) Hub Extra Links mentioned: Fable book club app: Get here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    18 min
  • ASK510: Should I flip this property? PLUS: Can I make my savings work harder?

    ASK510: Should I flip this property? PLUS: Can I make my savings work harder?
    Feb 10 2026
    Got a property question that's been keeping you up at night? Every Tuesday, Rob & Rob are here to help. (00:45) Ryan’s completed his first buy-to-let purchase, securing a hefty £35,000 discount. His original plan was to refurbish and refinance, but with local prices rising, he’s now questioning whether it makes more sense to sell and reinvest in a high-quality property in a limited company instead. He turns to Rob & Rob to help him decide whether to stick with the original plan or pivot while the markets on his side. (05:48) Matt's first property deposit was saved in a stocks and shares ISA, and he got lucky – cashing out at just the right time to fund his purchase. Now he's saving for his second investment and asks Rob & Rob whether he should take the same approach again, or if there's a smarter way to build up that next deposit. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest
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    10 min
  • Why now is the best time ever to invest

    Why now is the best time ever to invest
    Feb 5 2026
    The best time ever to invest in property? That’s a bold claim – but the data backs it up, and almost nobody has noticed yet. Rob & Rob break down what they’re calling the “silent crash”: headline prices look flat, but once you adjust for inflation, UK property is back at 2013 levels. Yields are up, borrowing costs are falling, and the market is quietly offering some of the best opportunities in years. (01:02) News story of the week (04:04) The inflation-adjusted chart that shows why property is undervalued (07:59) Why sentiment is at rock bottom, but the fundamentals are strong (10:07) How even a tough decade can deliver strong returns with leverage (14:30) Falling rates, rising rents, improving yields - the perfect storm (18:51) Hub Extra Links mentioned: Google Gemini – Get here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    22 min
  • ASK509: Should I rent to the council? PLUS: Does personal ownership make sense for me?

    ASK509: Should I rent to the council? PLUS: Does personal ownership make sense for me?
    Feb 3 2026
    It's time for your weekly dose of Ask Rob & Rob – let's get stuck into two new questions! (0:46) Dan's been approached by a rent-to-rent company offering to lease his property on behalf of the council. They’re promising guaranteed rent, full management, and to return the property to its original condition. It sounds almost too good to be true – so he turns to Rob & Rob to find out if it really is. (5:04) Tim's an expat about to buy his third UK buy-to-let. His first two are held in his personal name and sit comfortably within his tax-free allowance. He’s wondering whether setting up a limited company might future-proof his portfolio, even if it means paying corporation tax immediately and asks Rob & Rob for their advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest
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    10 min
  • Why the economy is rigged (and how you can still win)

    Why the economy is rigged (and how you can still win)
    Jan 29 2026
    The rules of money have changed – and most people haven't noticed yet. What worked for the last 20 years won't work anymore, and if you don't adapt, you'll be punished financially. Rob & Rob break down exactly why government debt now determines everything about your financial future, from how much things cost to how your investments perform. Consider this your blueprint for understanding why leveraged property investment isn’t just smart, it’s now essential. (0:50) News story of the week (04:04) Why the old investment playbook no longer works (09:34) The maths proving governments must keep inflation above interest rates (12:31) Why bonds and stocks may deliver almost nothing after inflation (15:18) Using the system's own tricks to build wealth through leveraged property (20:13) Hub Extra Links mentioned: The Price of Money by Rob Dix (now available in paperback): Get here Suno.com: Learn more Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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    26 min
  • ASK508: Which types of property do best? PLUS: Is Assisted Living a good investment?

    ASK508: Which types of property do best? PLUS: Is Assisted Living a good investment?
    Jan 27 2026
    It's another week of Ask Rob & Rob, and we're tackling more real-life property dilemmas from our listeners. (0:44) Mike’s built his property portfolio in his personal name and is now selling up, with plans to reinvest through a limited company. But he’s torn: should he put the money into two prime properties, or spread it across three more average ones? He turns to Rob & Rob for their advice. (4:11) Nora’s been looking at assisted living investments, which are being marketed with guaranteed returns of up to 10% for a few years. She wants to know how these deals stack up in reality – are they suitable for hands-off income, what are the risks, and how do they perform when it comes to resale and long-term growth? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest
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    8 min