If cash feels tight and the idea of a “cash reserve” sounds impossible, this episode is for you.

We’re taking a calm, practical look at building a business cash reserve—what it is, why it matters, and how to approach it without pressure or perfectionism.

We’ll cover:

• What a cash reserve is (and what it’s not)
• How much you actually need
• The difference between prudence and hoarding
• How to start building a reserve—even if you’re starting from almost nothing
• Why progress matters more than perfection

If you’ve been carrying financial stress in your business, this conversation will help you reframe cash reserves as a slow, wise act of stewardship—one small step at a time.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

If your sales are growing but your bank account still feels strained, this episode is for you.

Tammy explains what’s really happening when revenue increases, but cash feels tight—and why this doesn’t mean you’re failing.

You’ll learn why more sales don’t automatically fix pricing, collection, or expense issues, how growth can expose gaps in your systems, and why this season often brings discomfort, doubt, and even imposter syndrome.

If success looks good on paper but feels heavy in real life, this episode will help you understand the season you’re in—and take your next step with clarity and trust.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

If opening QuickBooks makes your stomach tighten—or you quietly worry that messy finances say something bad about you—this episode is for you.

Tammy speaks directly to the guilt, fear, and shame so many business owners carry around their numbers and offers a deeply reassuring truth: messy finances are not a moral failure.

You’ll hear why struggling with bookkeeping is far more common than you think, why your gifts may not belong in QuickBooks, and how comparing yourself to others creates unnecessary pressure.

This episode will leave you feeling seen, lighter, and reminded that God isn’t surprised by your messy finances — and He’s already holding it with you.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

Taxes don’t have to be stressful—or surprising.

In this final episode of the Cash Flow Series, Tammy explains how tax planning fits into your business and why preparing ahead brings peace, clarity, and confidence.

Tammy also walks through simple, realistic habits that help you stay prepared all year long—without fear or overwhelm.

If tax season causes stress or uncertainty, this episode will help you approach it with wisdom, stewardship, and trust.

Subscribe and download the Financial Profit Playbook at hyska.com/playbook to get the full cash flow framework in one place.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

Debt can quietly shape your business—for better or worse.

In this episode, Tammy continues the Cash Flow Series by tackling one of the most emotional and debated topics in business: debt.

Rather than judgment or pressure, she offers clarity, practical steps, and a faith-filled framework for discerning how debt fits into your business.

If debt feels heavy, confusing, or stressful, this episode will help you approach it with honesty, peace, and wisdom.

Subscribe to continue the series as Tammy dives next into tax planning and how to approach it with confidence and faith.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

Cutting expenses isn’t always the answer—but optimizing them is.

In this episode, Tammy begins the second half of the Cash Flow Series by focusing on how money flows out of your business, starting with expenses.

You’ll learn why managing expenses well is just as important as making more money, how overspending and underspending can hold your business back, and why a simple spending plan can actually bring freedom—not restriction.

Tammy shares a practical checklist to help you review expenses, identify bottlenecks, and make wise spending decisions rooted in stewardship and prayer.

If you want to stop second-guessing where your money goes and start spending with clarity and peace, this episode is for you.

Subscribe to continue the cash flow series as Tammy covers the next way money leaves your business: paying down debt.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

Making the sale isn’t the finish line—getting paid is.

In this episode, Tammy breaks down the third and often-overlooked part of cash flow: collecting on your sales.

If late payments, awkward follow-ups, or inconsistent cash flow are stressing you out, this episode brings clarity and confidence.

You’ll learn:

• Why clear payment terms matter,
• How simple systems can dramatically improve cash flow, and
• Why following up isn’t rude—it’s responsible stewardship.

Tammy also shares practical steps to make it easier for clients to pay you and a simple exercise to uncover money that may already be owed to you.

If your business feels profitable on paper but tight in reality, this episode will help you turn earned revenue into actual cash—without guilt or fear.

Subscribe to continue the cash flow series as Tammy moves next into optimizing expenses.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook

Sales matter—but not in the way most business owners think.

In this episode, Tammy continues the Cash Flow Series by breaking down the second way money comes into your business: making sales, and why focusing only on revenue can quietly lead to stress and confusion.

You’ll learn how to:

• Stop fixating on big revenue numbers and focus on actions you can control
• Turn income goals into clear weekly sales targets
• Understand why strong sales don’t always mean healthy cash flow
• Track the right sales metrics for better financial clarity
• Invite God into your sales process with intention and trust

This episode will help you simplify your approach to sales, reduce overwhelm, and build momentum with clarity and purpose.

Subscribe so you don’t miss the next episode, where Tammy covers the final step in cash coming into your business: collecting on your sales.

Ready to connect or simplify the financial side of your business? Schedule a Consultation or Connect on LinkedIn

➡️ https://hyska.com/playbook