In this episode, the ‘Scientists’ share the pitfalls of spending over Christmas when looking to buy a house, how that will affect your mortgage application, being aware of how using credit cards can impact the process, and the importance of speaking to your broker. If you want to know more email info@themortgagescientists.co.uk Other Episodes 07 Jan The Mortgage Scientists The Mortgage Scientists – Episode 5 – The Self Employed January 15, 2026 This episode covers the different factors involved when looking at a mortgage for self-employed people, the importance of good communication, how the financial period can fluctuate for self-employed businesses, who will lend to self-employed...Read more 17 Dec The Mortgage Scientists The Mortgage Scientists – Episode 4 – The Christmas One January 15, 2026 12 comments In this episode, the 'Scientists' share the pitfalls of spending over Christmas when looking to buy a house, how that will affect your mortgage application, being aware of how using credit cards can impact...Read more 13 Nov Podcasts, The Mortgage Scientists The Mortgage Scientists – Episode 3 – The First Time Buyer January 15, 2026 15 comments Dave and Chris unpack how it felt getting their first mortgages, the benefits of a mortgage adviser or going direct to a bank, and the importance of detailing your dreams on paper and then...Read more 13 Nov Podcasts, The Mortgage Scientists The Mortgage Scientists – Episode 2 – The Credit File January 15, 2026 9 comments In this episode, Dave and Chris explore the importance of having an up-to-date credit file, debunking myths around being "blacklisted" and how they've helped clients obtain mortgages when others have failed. If you want to...Read more 12 Nov The Mortgage Scientists The Mortgage Scientists – Episode 1 – The Intro January 15, 2026 4 comments In the first episode of the The Mortgage Scientists, we meet Dave and Chris, discover who they are, why they are scientists and how they do what they do! If you want to know more...Read more Click icons to subscribe & never miss a show
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15 min