Imagine starting the money conversations early enough to set your kids up for success—teaching them the value of money, budgeting, investing, and giving back long before they leave the nest.

You’ll discover:

• How to make money lessons simple and relatable for kids of all ages
• The importance of teaching delayed gratification and responsible credit use
• Actionable tactics for encouraging saving, investing, and giving early on
• How to foster independence and confidence with real-world financial experiences—like summer jobs and stock picking
• The critical role of sharing your own financial journey and mistakes to inspire trust and openness

How to financial prep for kids before they are a twinkle in your eye!

Mila breaks down the power of early planning with actionable tips on establishing tax-advantaged accounts like 529 plans, high-yield savings, and strategies to cut costs on essentials. She shares insights from moms who went from debt to diaper-ready, revealing how to streamline expenses, boost your emergency fund, and optimize insurance to cover prenatal and delivery costs.You'll discover:

• ​How to open a 529 college savings plan before conception and transfer it later
• ​The benefits of pre-saving with high-yield savings accounts, even on small contributions
• ​Key financial moves like paying off debt and building a baby-specific budget
• ​How updating health and life insurance can save headaches and money down the line
• ​Creative ways to shop smarter and maximize value in baby gear

This episode is perfect for women in their 30s planning for motherhood, those wanting to secure their financial future, or anyone seeking to rethink how we prepare for the next generation. Because building wealth before baby means giving your future family options, security, and peace of mind.Ready to take control? Tap into the power of early planning, make smarter money moves, and prioritize your family’s legacy today. Your future self and your future children will thank you.

MoneyWatch: https://www.cbsnews.com/news/cost-to-raise-a-child-300000-us-state-by-state/

Yahoo Finance: https://finance.yahoo.com/economy/articles/now-costs-over-300-000-172110739.html

Lending Tree: https://www.lendingtree.com/debt-consolidation/raising-a-child-study/

NYT:

https://www.nytimes.com/2024/07/25/well/mind/child-free-adults-pew-study.html

https://www.nytimes.com/2026/04/09/us/fertility-rates-decline.html

https://www.nytimes.com/2026/04/26/business/children-rising-costs.html

https://www.nytimes.com/2026/02/27/us/politics/us-birthrate-decline-women.html?searchResultPosition=1

529 Plans:

https://www.fidelity.com/529-plans/what-is-a-529-plan

https://www.savingforcollege.com/intro-to-529s/which-is-the-best-529-plan-available

https://www.savingforcollege.com/article/how-to-transfer-your-529-plan-to-another-state

Gerber Life Grow Up Plan: https://www.gerberlife.com/

In this episode, Mila shares practical strategies for women in their 30s to achieve financial independence. Topics include mindset shifts, saving and investing tips, and how to start building wealth today.

financial independence, women wealth, investing, saving, financial tips, personal finance, wealth building, money mindset

key topics

Mindset shifts for financial independence

Practical saving and investing strategies

Building multiple streams of income

Chapters

00:00 Introduction and Host Credibility

00:59 Understanding Financial Independence and Setting Goals

02:13 Action Steps: Tracking Spending and Cutting Unnecessary Expenses

03:11 Mindset Shifts: Believing in Your Ability to Achieve Wealth

04:10 Myth Busting: You Don't Need Six Figures to Be Wealthy

04:40 The Power of Early Investing and Compound Growth

05:23 Practical Strategies to Achieve Financial Independence

05:58 Knowing Your Numbers and Creating a Financial Plan

06:33 Increasing Income Through Job Changes and Side Hustles

07:24 The Importance of Multiple Income Streams

07:45 The Math Behind Achieving Financial Independence

resources

The Simple Path to Wealth - https://www.amazon.com/dp/B07VJYZF4V

Investment Calculator - https://www.calculator.net/investment-calculator.html

A new quarter means it's time to reset your finances and start the quarter off strong. In this episode, Mila walks through how to complete a quarterly reset.

Topics covered:

- Review your spending

-Adjust your budget

-Map out your goals

If you lose your job tomorrow would you be financially ready for that?

In this episode Mila breaks down how to financially prepare for an unexpected job loss.

• What is a job loss fund and why you need it
• How much should you be saving and what does your fund entail
• What expenses should be included in the budget
• How to recession proof your life
• What is career insurance

TAX DAY is right around the corner! In this week's episode Mila answers questions around common questions about taxes.

Check out this resource guide on key tax terms and important guidelines

Do you want to build an emergency fund but not have to sacrifice your FUN? Well this episode is for you.

Mila breaks down ways to save without having to sacrifice things that you love.

Check out this resource guide for key takeaways and examples shared during the episode.

LINK to Nourish: https://signup.usenourish.com/refer/bUfAkTU4?utm_term=tab-i