In this episode, I break down exactly how you can start investing in real estate even if you don’t have much money. I share my own story of getting started with almost nothing, including how a totaled Harley unexpectedly became my first down payment.

I walk through several beginner-friendly strategies like VA loans, FHA loans, house hacking, and other owner-occupied financing options that let you get in the game with very low cash. I talk about how these tools helped me secure my first 13 doors while rarely putting more than 6% down. My goal is to show how realistic and attainable your first deal can be once you understand the financing landscape.

(00:00) – Intro

(01:11) – My first rental story

(02:14) – Best beginner loan options

(03:13) – House hacking explained

(04:37) – Seller financing benefits

(09:00) – No-money investing mindset

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down the real question behind paying off your house early—and why the answer isn’t as straightforward as it seems. I walk through how interest rates, amortization, and long-term loan structures influence the true cost of a mortgage.

I also highlight why extra payments only matter if they’re applied directly to the principal, and how doing so can reduce total interest paid over the life of the loan. Beyond the numbers, I touch on the emotional relief homeowners feel when eliminating monthly payments and gaining more flexibility in their budget.

(00:00) – Mortgage payoff debate begins

(00:49) – Interest rate impacts strategy

(02:22) – Extra payments explained clearly

(03:50) – Opportunity cost of payoff

(05:31) – Long-term fixed debt benefits

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I dive into a special Veterans Day announcement about my new partnership with Veterans Disability Consulting, led by my good friend Victor Huerta. We talk about how this collaboration will help veterans navigate the VA disability claim process more efficiently and ethically.

I share my own journey with filing a claim, the mistakes I made early on, and how Vic helped me—and many others—get the support we deserved. I unpack why doing things the right way matters, how to protect the integrity of the system, and why financial education is a vital part of veteran empowerment.

(00:00) - Intro

(01:00) - Announcing Veterans Disability Consulting

(03:24) - Ethical VA claims process

(06:17) - Maximize benefits the right way

(09:38) - Veterans Day closing thoughts

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I dive into the practical ways service members and veterans can prepare for — and thrive through — a government shutdown. I share my own experiences as an enlisted Marine and financial specialist to help others avoid financial stress during uncertain times.

From leveraging credit responsibly to building an emergency fund, I break down what it really takes to stay afloat when paychecks pause. I also address common pushback from my viral Instagram post and clarify why taking responsibility for your finances is empowering, not shameful. This conversation is about ownership, preparation, and financial freedom, even when things get tough.

(00:00) - Intro

(01:22) - Building credit smartly

(03:08) - Avoid payday loans

(04:06) - Emergency fund basics

(05:59) - Budgeting for resilience

(06:38) - Why TSP loans matter

(07:23) - Power of house hacking

(09:00) - Use base resources wisely

(10:55) - Stop playing the victim

(12:59) - Financial mindset shift

(20:25) - Take ownership + move forward

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down some simple, practical steps to help you improve your credit score — no fluff, no gimmicks. I start with the basics, like why paying your bills on time and keeping your balances low makes such a huge difference. I also talk about credit utilization, how asking for a higher credit limit (without spending more) can actually help, and why paying down debt strategically matters. Whether you use the snowball or avalanche method, it’s all about building momentum and taking consistent steps toward financial freedom.

Then, I dive into some lesser-known but powerful habits — like disputing errors on your credit report, becoming or adding someone as an authorized user, and keeping old cards open to maintain your credit history. I share how I’m setting up my own son for success by adding him to one of my cards early on. These are the real, actionable things that can move the needle for you. Credit improvement takes time and consistency, but it’s 100% doable — and you can start today.

(00:00) - Intro

(00:57) - Pay bills on time

(01:21) - Raise credit limit wisely

(02:14) - Pay down debt strategically

(03:47) - Dispute credit report errors

(04:19) - Authorized user or secured card

(06:16) - Keep old cards open

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down the seven most common mistakes first-time homebuyers make—and how to avoid them. I dive into why financing big purchases before closing can kill your loan, the importance of job stability during the process, and what lenders really look for.

I also share tips on budgeting for closing costs, being honest about your cash reserves, and how to handle inspection negotiations like a pro. If you’re buying your first home and want to make sure nothing falls through at the last minute, this episode will help you stay ahead and close confidently.

(00:00) - Intro (00:55) - Financing big purchases before closing (02:03) - Missed payments that destroy approvals (03:02) - Job changes and pay structure risks (04:15) - Budgeting for closing costs + fees (06:05) - Smart inspection negotiations with agents (08:10) - Closing thoughts

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down everything I’ve learned about hiring and managing contractors like a true professional. I share the biggest lessons I’ve learned from my own mistakes. You’ll learn how to vet contractors, create detailed scopes of work, and structure payment schedules that protect your bottom line. I also unpack how clear communication and systems can save your sanity and profits when managing multiple projects.

(00:00) - Intro

(02:27) - Build your contractor bench

(03:56) - The contractor interview formula

(05:19) - Scope of work essentials

(06:27) - Smart contractor payment setup

(07:57) - Systems for success and control

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I unpack one of the wildest experiences of my real estate career — a quarter-million-dollar lawsuit over a property in Branson, Missouri. I dive into how this massive mixed-use deal went sideways, from falsified leases and sabotaged renovations to a property manager gone rogue.

I share how I uncovered fraud, fought through years of legal battles, and ultimately won back every dollar — plus interest and attorney fees. If you’ve ever wondered what happens when a real estate deal turns into a courtroom war, this story will open your eyes and arm you with hard-earned lessons about contracts, due diligence, and trusting your gut.

(00:00) - Intro

(00:38) - My $250K lawsuit begins

(01:31) - Buying the Branson Majestic building

(02:37) - Fake leases and missing rent discovered

(04:17) - Property manager sabotage caught on camera

(06:22) - Seller interference and legal violations

(07:47) - Filing the lawsuit + courtroom chaos

(09:19) - Exposing fraud and false income reports

(11:10) - Winning breach of contract and fraud claims

(12:25) - Lessons learned from the legal battle

(14:00) - Judgment results and $220K recovery

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

• Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book

• Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register

• Join our investor list: https://www.frommilitarytomillionaire.com/investors

• Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application

• Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor

• Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide

• Facebook Group: https://www.facebook.com/groups/militarymillionaire

• YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1

• Instagram: https://www.instagram.com/frommilitarytomillionaire/

• LinkedIn: https://www.linkedin.com/in/david-pere/

• X (Twitter): https://x.com/militaryrei

• TikTok: https://www.tiktok.com/@militarymillionaire