In this episode of The Investor’s Guide to Joy, Paul Graham sits down with business strategist Jimmy Rios to unpack major SBA rule changes coming June 1, 2025, and what they mean for business owners looking to sell, scale, or bulletproof their companies. From equity injection requirements to seller financing shifts and rollover equity guarantees, they explore how to navigate these updates, avoid common pitfalls, and even rethink selling altogether. Whether you're planning an exit or eyeing growth, this episode offers practical insights to help you build a stronger, more sellable business.

Highlights of the Podcast

00:01 - Introduction

01:56 - Equity Injection & Business Structuring

03:35 - The Right Kind of CPA

05:42 - Misalignment Between Present Actions & Future Goals

07:28 - Seller Notes & New SBA Rules

09:14 - Retirement Planning for Sellers

11:29 - Rollover Equity & SBA Loan Guarantees

13:01 - Valuation Misconceptions & Reality Check

16:20 - Alternatives to Selling – Growth via Fractional Executives

19:11 - Closing Thoughts

#BusinessExitStrategy #SBAUpdates #ScaleYourBusiness

In this episode of The Investor’s Guide to Joy, Paul Graham sits down with cost-reduction expert Shawn Stratton to uncover how business owners can save thousands without sacrificing service quality. From telecom audits to waste management, Shawn breaks down practical tips and reveals how his team identifies hidden savings through no-risk audits. If you’re running a seven or eight-figure business and think cost-cutting is just pennies on the dollar, this episode will change your perspective.

Highlights of the Podcast

00:00 – Opening Thoughts

01:24 – DIY Cost-Saving Tips for Business Owners

04:51 – Why Cost Reduction Is Often Overlooked

06:51 – Compensation Model & No-Risk Audit Process

08:38 – Detailed Walkthrough of the Cost Audit Process

12:53 – Long-Term Value & Why It Works

#BusinessSavings #CostReduction #SmartInvesting

In this episode of The Investor’s Guide to Joy, host Paul Graham sits down with Shawn Stratton of Schooley Mitchell to uncover how businesses can boost profitability by slashing hidden operating costs without sacrificing service. From waste removal to telecom and credit card fees, Shawn shares real-world strategies and case studies, including how one client saved 84% annually. Discover how expert audits, vendor data, and zero-risk implementation can turn overlooked expenses into major savings.

Highlights of the Podcast

00:01 - Introduction

02:14 - When and Why to Cut Costs

05:27 – Knowledge is Power: The Value of 30 Years of Data

07:52 – Same Service, Lower Cost - Guaranteed

10:27 – Real-World Win: 84% Cost Savings

13:47 – Small Changes, Big Impact

16:57 – Custom, Transparent Implementation

19:37 – We Sit on Hold for You

21:37 – Service Categories Schooley Mitchell Handles

23:37 – Industries and Ideal Clients

26:07 – Why You Need a Regular Expense Review

27:22 – Compensation Model: No Savings, No Fee

28:27 – Closing Thoughts

#BusinessSavings #CostOptimization #ProfitabilityTips