🎯 Ready to turn your everyday spending into extraordinary adventures? In this epic episode of The Great Indian Points and Miles Show, our hosts dive deep into India's BEST travel credit cards for 2025 - and it gets SPICY!

Watch as Aadil, Dhimant, Ameya, and our special guest Mayank each defend their top pick while the others try to tear it apart. From accessible starter cards to premium powerhouses, we're ranking cards on VALUE, VERSATILITY, EARN RATE, and how easy they are to actually get!

🎯 Key Takeaways:

✅ Best starter card for luxury hotel experiences

✅ Highest reward rates without crazy requirements

✅ Hidden gems most people ignore

✅ Which cards to avoid (and why)

✅ Real approval rates and application hacks

💰 Looking to get the cards we discussed? Check our affiliate links - supporting the show while you score amazing cards!

💳 HDFC Marriott Bonvoy Credit Card: The first card discussed, recommended for its low entry fee, valuable Free Night Award (FNA), and access to the Marriott ecosystem

💳 IndusInd Avios Credit Card: Presented as a strong alternative to Axis Atlas, with a great welcome bonus, a solid reward rate in Avios, and a high approval rate.

💳 Scapia Federal Bank Credit Card: Highlighted for its unique airport privileges that offer a high value back on spending, zero forex fees, and being a lifetime-free card.

💳 HSBC Travel One Credit Card: Mentioned for its accelerated rewards on Online Travel Aggregators (OTAs) and access to rare transfer partners like Japan Airlines.

💳 SBI Miles Elite Card: Discussed for its good return rate on OTAs and access to partners like Cathay Pacific.

💳 IDFC Indigo Credit Card: Noted for its decent earn rate across all categories with no exclusions, making it useful for domestic travel on Indigo.

💳 HDFC Regalia Gold Credit Card: Recommended as an excellent starter card to learn the credit card ecosystem, with benefits like milestone rewards, SmartBuy portal access, and decent transfer partners.

Like this deep dive? SMASH that subscribe button and ring the notification bell! 🔔 Drop a comment telling us YOUR #1 travel card and which one you'd never touch.

Want more insider credit card strategies? Check out our playlist on maximizing rewards and our beginner's guide to points and miles!

#CreditCards #TravelHacking #PointsAndMiles #India #HDFC #Axis #AMEX #TravelRewards

🔥 Cards Featured & Timestamps:

00:00 - Intro & Setup: The Ultimate Credit Card Roast Battle

05:57 - Dhimant's Pick: HDFC Marriott Bonvoy Card

21:00 - Mayank's Defense: Axis Atlas Card

37:43 - Ameya's Alternative Picks: SBI KrisFlyer Apex & IndusInd Avios

49:12 - Dark Horse: Scapia Credit Card

1:06:33 - Quick Contenders Round

Disclaimer: Credit card features and offers change frequently. Please verify current terms before applying. We may earn commissions from affiliate links.

Most people swipe their credit card and settle for 1 to 3% rewards. But with the right combinations of bank offers, voucher plays, and cashback sites, you can turn every spend into 40% back or more—on flights, hotels, and even utility bills.

In this episode of The Great Indian Points & Miles Show, we reveal the full strategy—step-by-step—so you can travel more, pay less, and never leave points on the table.

What You’ll Learn

✅ The exact credit card + portal combos for max returns

✅ How to make utility bills give you free flights

✅ Amazon Pay vs Amazon Shopping voucher differences

✅ The “voucher loop” that pays you twice

✅ Global cashback sites that work in India

✅ The secret route to Qatar Airways status via hotels

✅ How your teen can have a credit card—legally

Affiliate Portals:

✅ CashKaro: https://pointsmilesshow.com/cards/cashkaro

✅ TopCashback: https://pointsmilesshow.com/cards/topcbus

💡 Pro Tips:

✅ Avoid expiry traps & convenience fees

✅ Double & triple-dip your rewards

✅ The VIP lounge access hack at Bangalore airport

⚠️ Important Disclaimers:

✅ Gift vouchers are subject to market risks, please read T&Cs carefully

✅ Convenience fees may apply and reduce effective returns

✅ Always check voucher validity and usage restrictions

✅ Some offers are time-limited and may change

📍 Chapters:

0:00 - Introduction: The 33% Returns Mystery

2:29 - What Are Affiliate Portals & How They Work

7:49 - HDFC SmartBuy Deep Dive: Flights, Hotels & Gyftr Secrets

15:24 - Gift Voucher Strategy: Amazon Pay, Swiggy & More

22:52 - Common Pitfalls & Pro Tips for Vouchers

30:25 - ICICI iShop: The EPM Advantage

38:47 - Credit Cards for Kids: The 12+ Hack

45:12 - IDFC & Axis TravelEdge: 24% Returns Explained

52:33 - CashKaro & TopCashback: International Opportunities

58:16 - British Airways Hotel Portal Hack

1:02:41 - Wrap-up: Your Action Plan

Like and subscribe if this unlocked a new level of points earning for you! Share your biggest affiliate portal wins in the comments below.

💳Welcome to The Great Indian Points and Miles Show! 🎯

In this comprehensive episode, we rank India's top super premium credit cards for 2025 and help you choose the perfect card for maximum rewards.

🏆 Featured Cards:

💳 Axis Magnus Burgundy Credit Card

💳 HDFC Infinia Metal Credit Card

💳 HDFC Diners Black Metal Credit Card

💳 ICICI Emerald Private Metal Credit Card

💳 HSBC Premier Credit Card

💳 American Express Platinum Charge Card

💳 HDFC BizBlack Credit Card

🧠 We break them down across the things that actually matter:

✅ Reward rates that make your spend work harder

✅ Redemption options for those dream redemptions

✅ App experience (yes, clunky UIs are called out!)

✅ Customer service that makes you feel like a VIP

✅ Real-world stories that’ll make you say “Wait, what?!”

Key Takeaways:

✅ Magnus Burgundy wins overall for versatility and earning potential

✅ ICICI EPM emerges as the surprise contender with 18% flight bookings

✅ Infinia stays strong as the banyan tree of Indian cards — solid, stable, and always there

✅ Real stories of house purchases, family vacations, and business class upgrades

🎙️ If you love free flights, luxe lounges, or just geeking out on points — hit that Subscribe and join our growing tribe of savvy spenders!

Timestamps:

00:00 - Introduction & Host Welcome

02:17 - Meet Our Guest Abhinandan

06:55 - Top 4 Super Premium Cards Revealed

17:46 - What Makes a Card "Super Premium"? Framework Discussion

22:00 - Earning Rates Battle: Magnus Burgundy vs Infinia vs ICICI EPM

25:00 - Redemption Options & Miles Partners Comparison

27:00 - Customer Service Rankings (Best & Worst)

31:48 - App Experience & User Interface Review

37:49 - Card Acceptance & Exclusions Analysis

41:34 - Annual Fee vs Benefits ROI

53:20 - MY CARD, MY STORY - Real Experiences

53:25: Abhinandan's House Purchase with Magnus Burgundy

55: 10 Thailand & Australia Family Trips

01:15:00: Ameya's HSBC Tax Payment Strategy

01:30:40 - Rapid Fire Round: Best Cards by Category

#CreditCards #MagnusBurgundy #HDFC #Infinia #ICICI #TravelHacking #CreditCardRewards #AmericanExpress #ICICIEPM

Disclaimer: Credit card features and offers change frequently. Please verify current terms before applying. This content is for educational purposes only.