Is the housing crisis Australia faces permanent? In this episode, we expose the brutal truth about the 2026 market and what it means for property investment Australia.

📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026) We are launching a monthly deep dive into Australian property investing. 👉 To get first access, click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber

In This Episode: Will we ever escape the Australian housing market crunch? Reece and Lachlan dive deep into 2026 data to explain why the "supply-demand" gap is a decade-long reality. From the Albanese government’s failed initiatives to the rental crisis Australia is facing, we break down why waiting for prices to drop is a losing strategy.

We cover:- The 40% Construction Trap: Why building costs impact your Australian real estate investing strategy.- Perth Property Market: Why WA is the most expensive place to build right now.- Melbourne Property Market: Why migration is surging back to Victoria.- Sydney Real Estate: The surprising "green shoots" in completions.

Timestamps:

00:00 Introduction

02:33 Is The Government Causing The Housing Collapse?

06:44 Why The Rental Market Is Going Up

08:04 Why Construction Costs Are Rising

12:45 Why WA Is The Worst Affected State

13:59 WA's Immigration Is Starting To Decline

18:49 Positive Signs For Melbourne Property?

21:29 Building Approvals Improving In Adelaide

22:55 Queensland's New International Reforms

25:31 How Do Australian House Prices StabiliseKey Themes:

• Australian Housing Crisis
• Supply & Demand Imbalance
• Government Policy Failures in Housing
• Skilled Labour Shortages
• Increasing Construction Costs
• Rising Rents
• Migration Trends & Population Growth

About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #HousingCrisisAustralia #PropertyInvestmentAustralia #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFCTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is your "busy" life costing you a fortune in missed Australian property investment gains?

In this episode of The Folio Property Podcast, Reece and Lachlan strip away the market hype to focus on the one thing that actually determines success in the Australian property market: The Strategy. After a massive run in 2025, the banking regulator is cracking down, interest rates are likely on an upward path, and the "heavy lifting" once done by the real estate boom is over. Lachlan shares a personal wake-up call from a recent 12-hour flight where he realized his own debt-to-income ratio had spiralled to 9x, threatening his financial stability.

We discuss why "investing in the dark" is a recipe for disaster and how a 2-degree error in your plan today can leave you countries apart from your financial goals. If you haven’t done a property portfolio health check for 2026, this is your sign to start optimizing your real estate investing Australia strategy.

📈 In This Episode You’ll Learn:

• The 2-Degree Rule: Why a small lack of direction leads to massive failure in property investing in Australia.
• The 2026 Health Check: Why Lachlan is pivoting from "Aggressive Accumulation" to a debt-free journey.
• Lachlan’s Personal Numbers: A transparent look at his 9x DTI and 9x cash buffer shock in the current Australian housing market.
• Lipstick on a Pig: How to maximize exit value on your B-grade investment property before the market cools.
• The Strata Warning: Why villa units and strata assets are the hardest to sell in a soft housing market.
• Recency Bias: Why selling the asset you bought 12 months ago might be the smartest wealth creation move.
• Property Manager Truths: Why you must assume no one cares about your rent returns as much as you do.

Timestamps:

00:00 Introduction

02:50 The Best Investment Strategy In 2026

04:01 The Importance Of reviewing Your Portfolio

08:23 Lachlan's Personal Strategy In 2026

10:38 What Properties Should You Divest in Your Portfolio

15:35 What To Look At When Reviewing Your Portfolio

18:51 The Biggest Risk Mitigation Strategy In 2026

20:30 Investment Opportunities In 2026

About the Folio Property Podcast

Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our Website:

https://follio.com.au/

📩 Contact Us:

info@follio.com.au

📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLyw

Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/

Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Australian property market reaching a dangerous peak, or are we standing at the edge of a major 2026 shift?

In this episode of The Folio Property Podcast, Reece and Lachlan dive into the highly anticipated 2026 Property Forecast to answer the question every investor is asking:

Is a major downfall coming, or is the market just getting started?

Following a massive 2025 where Perth exploded with nearly 16% growth, we hold Lachlan accountable to his previous predictions and look at the cold, hard data for the year ahead. We break down the "Inventory Crisis" in Perth, why Sydney and Adelaide are hitting an affordability ceiling, and why the "FOMO" phase is driving dangerous levels of speculation.

Whether you're a first-home buyer navigating the 5% scheme or a seasoned investor looking to consolidate your portfolio, this episode provides a roadmap for the risks and opportunities of 2026.

In This Episode You’ll Learn:- 2025 Scorecard: How Lachlan’s predictions for Perth and Melbourne actually performed

- The Perth Inventory Shock: What happens when listings drop below 1,900 (a record low)

- The Affordability Ceiling: Why Sydney and Adelaide are the most vulnerable markets in 2026

- Interest Rate Forecast: Why we are bracing for 1–2 more rate rises this year

- The Yield Flip: How Melbourne is now outperforming Brisbane and Adelaide for rental returns

- The Darwin "Sugar Hit": The truth about investor activity in regional and smaller capital markets

- Lending & Debt: How APRA and bank tightening will impact your borrowing power in Q2 and Q3

- FOMO vs. Fundamentals: How to avoid the biggest speculative risks in the current market

- Portfolio Strategy: Why 2026 is the year to divest "stepping stone" assets for quality blue-chips

- The 2026 Leaderboard: Our official rankings for growth across every major Australian city

Timestamps:

00:00 Introduction

01:02 Giveaway Announcement

03:48 Perth Property Predictions & Analysis

07:00 Sydney Property Market Predictions & Analysis

08:47 Melbourne Property Market Predictions & Analysis

10:42 Brisbane Property Market Predictions & Analysis

12:18 Adelaide Property Market Predictions & Analysis

15:55 Where Are Interest rates Heading In 2026

18:48 Tougher Bank Regulations in 2026

Key Themes:- Australian housing market forecast 2026

- Perth property shortage

- Interest rate hike impact

- Real estate affordability index

- Rental yield comparisons

- Property divestment strategy

- Investor lending regulations

- Capital growth leaderboards

About the Folio Property Podcast

Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our Website: https://follio.com.au/

📩 Contact Us: info@follio.com.au

📲 Follow Us on Social:

Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Most investors don’t realise that property markets move in cycles and that understanding those cycles can drastically change your returns. In this mini episode, we break down how residential, commercial, and industrial markets each follow their own rhythm, why timing your entry and exit matters, and how 90% of growth often occurs in just a small window of the cycle.

We explore how long-term buy-and-hold thinking has shaped generations, why today’s investors need to think differently, and how historical data shows that a 4-year window can sometimes outperform the previous 15 years combined. We also discuss the role of interest rates, sentiment shifts, macro events, and opportunity cost, and why serious investors should avoid loyalty to any one asset class.Whether you’re building generational wealth or looking for accelerated gains, this conversation reveals how true investors use property cycles to maximise returns and make smarter decisions in 2025 and beyond.

Includes insights on: Perth vs Sydney cycles, generational investing, data-driven timing, A-grade assets, syndicate strategy, and how markets within markets behave.

Key Themes: - property cycles explained- residential vs commercial cycles- best time to buy property- opportunity cost in real estate- data-driven property investing- property market timing strategy

📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au

📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertycycles#propertymarket2025#investingtips#realestateinvesting#propertystrategy #perthproperty #propertycycleexplained#propertyinvestor#australianpropertymarket#marketcycles#timingthemarket#wealthcreation

Negative gearing is one of the most misunderstood concepts in Australian property investing, and also one of the most politically charged. In this episode, we break down exactly what negative gearing is, how it works, and when it actually benefits investors.Put simply, negative gearing allows you to offset the losses from holding an investment property against your taxable income. But beyond the textbook definition, we explore why negative gearing exists, how it influences investor behaviour, and why removing it would reshape the entire housing market.Inside this episode we unpack:• what negative gearing is in plain English• why the government allows you to offset property losses• how negative gearing impacts rental supply and affordability• how high-income earners use it during peak earning years• the link between land value, capital growth and negative gearing• how depreciation plays into the equation• why negative gearing is a benefit, not a standalone strategy• the real-world numbers showing how tax can reduce the “cost” of holding growth assets• how to blend growth assets with cash-flow assets to balance a portfolioWhether you’re new to property investing or scaling toward a multi-property portfolio, understanding negative gearing helps you use tax as a tool, not a driver, to buy the right assets for long-term wealth.About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#negativegearing#propertytax #propertystrategy#australianpropertymarket#investmentproperty#taxplanning#wealthcreation#propertyinvesting#realestateinvesting#capitalgrowth Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Why do 80–90% of property investors get stuck at just two properties? And more importantly, do you actually need more than two to achieve financial freedom?

In this episode of the Folio Property Podcast, Reece and Lachlan break down the real reasons investors hit a wall. From cash flow and serviceability to bank valuations, equity traps, and dangerous lending strategies being pushed online.

We unpack: - Why most investors stall after their first or second property- How banks really assess your income, rent, and borrowing power- The truth about debt recycling, trust lending & “infinite borrowing” claims- Why desktop valuations can create fake equity- Why 2026 is shaping up to be a year of massive speculation- The dangers of off-the-plan, regional & SMSF property pitches

2026 is set to be a big year for property in Australia, join us every Tuesday to get the most up-to-date information and advice on investing, market updates and building property portfolio. If you’re investing in 2026 or thinking about investing, this episode is essential listening before your next purchase.

Timestamps: 00:00 Introduction 01:43 Why Investors Get Stuck At Building A Portfolio 04:41 How Much Of Your Equity Should You Use To Reinvest 05:50 How Trust Lending Can Help You Expand Your Portfolio 08:42 How Investors Are Manipulating The Banks For Higher Valuations 14:38 Why First-time Investors Are Being Targeted With Off-The-Plan17:04 How To Minimise Risk When Investing 18:45 Investing In Self-Managed-Super-Funds (SMSF)

Key Themes: - property investing Australia- property portfolio strategy- debt recycling explained- property equity strategy- trust lending property- SMSF property investing- fake equity property- property investing mistakes- financial freedom property- 2026 property market AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#PropertyInvesting #PropertyPodcast #AustralianProperty #InvestingAustralia #WealthBuilding #FinancialFreedom #PassiveIncome #MoneyPodcast #RealEstateAustralia

This is one of the most important episodes we’ve ever recorded.

Off the back of our previous episodes calling out property spruikers, we received an overwhelming amount of feedback and more disturbing stories.

In this bonus episode, we go deep inside the sales tactics used by property spruikers/scams; how they emotionally manipulate investors, and why near-retirees and people with superannuation are their primary target.

We unpack:

• How fear is used to break people down before selling anything
• Why off-the-plan property is pushed so aggressively
• How commissions of $80,000–$90,000 per sale influence advice
• Why “doing nothing” is used as a weapon

• The warning signs every investor and their family needs to know

  
  

This might not be the episode for everyone, but we want to send out a warning to yourself or those you may know being targeted by unsolicited advice and sales scams. If you know someone aged 45–60 with superannuation who’s been pitched property as a retirement solution ,please share this episode with them.

Timestamps:

00:00 Introduction

02:08 Calling Out Property Spruikers/Scams

09:33 Who Do These Spruikers Target?

10:54 The Hidden Sales Tactics The Spruikers Use

19:23 Real Advice Or Marketing Ploy?

23:39 How To Know If You're Being Given Bad Advice?

26:25 Why You Need To Be Protective Of Your Superannuation

28:26 Don't Get SMSF Advice From A Property Advisor (Illegal)

31:17 How To Fix A Bad Investment/Portfolio

Key Themes:

• Property spruikers/scams
• Property spruiker/scam tactics
• Property investment scams Australia
• Off-the-plan property risks
• Unsolicited property advice
• Property investment red flags
• Superannuation property investing
• SMSF property investing risks

🚨 Thanks to everyone for subscribing and commenting. Click the link below to enter the formal draw for a chance to have a free 1-1 portfolio review with Lachlan. Winners will be announced in the new year. Stay tuned!

https://441711975.hs-sites-ap1.com/follio-property-podcast-subscribers

#PropertyInvesting #AustralianProperty #PropertySpruikers #PropertyScam #PropertyInvestmentScam #Superannuation #SMSF #OffThePlan #OffThePlanProperty #FinancialEducation #InvestorWarning

Your first investment property is the most important one you’ll ever buy because it determines how fast (or slow) you can grow your portfolio. In this episode, we break down why your first asset must be focused on capital growth, not cash flow, and why chasing high yield early on often kills your long-term wealth-building potential.

Using real examples and personal experience, including a regional Victoria off-the-plan townhouse that stalled growth for five years. We unpack how poor asset selection can set you back half a decade, while one strong growth asset can fast-track you to properties #2, #3 and beyond.

We also cover:• why high yield + high capital growth rarely exist together• how compounding growth (6.5-7% long-term) should shape your strategy• when to introduce cash flow assets like commercial property• how land value impacts long-term performance• using value-add strategies to accelerate equity• why serviceability, not equity, becomes the bottleneck• the “accidental landlord” trap and how to plan ahead• how to structure debt through life stages (upgrading, upsizing, and trading strategies)

If you want to build a multi-property portfolio while still paying down your home, this episode gives you the blueprint on exactly how to set up your first investment the right way.

About the Folio Property Podcast

Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#propertyinvesting #realestateinvesting#investmentpropertytips#australianpropertymarket#propertyportfolio#cashflowvsGrowth#firsthomeinvestor#propertystrategy#capitalgrowth#equitybuilding