High earners are increasingly living like the wealthy, frictionless spending, invisible money, convenience-first choices. But without the backend systems that make those behaviors safe, invisibility doesn’t create freedom. It creates drift. In this episode, Priya breaks down why copying wealthy habits without wealthy systems keeps high earners stuck, and how putting structure before lifestyle is what actually makes money disappear without anxiety.

Takeaways:

• Invisible money is not a sign of wealth. It’s the output of structure. Without systems, invisibility becomes drift.
• High earners get into trouble because income hides inefficiency.
• Wealthy people don’t spend freely because they’re careless. They spend freely because the wealth building already happened first.
• The real goal is not tracking every dollar. It’s deciding where money is allowed to disappear and locking that in automatically.

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The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Tax season is coming, and if you're a high earner, there's a good chance you're paying more than you should without realizing it. Priya sits down with Eric Dauphin, CPA, to break down why W-2 earners often get crushed on taxes compared to wealthy people, why the backdoor Roth obsession is overblown, and what actually matters when you're trying to keep more of what you make. This isn't about loopholes. It's about understanding what you can actually control and making decisions based on clarity, not fear.

Takeaways:

• Why high earners pay worse taxes than people with more wealth
• The real math behind Roth vs. traditional retirement accounts
• Why tax diversification beats tax avoidance

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Guest Bio:

Eric Dauphin is a CPA who specializes in tax strategy for business owners and high earners, not just compliance, but planning that supports growth and better decision-making. He has over 10 years of experience across corporate and personal tax, bookkeeping, payroll, and software implementation. He's built his own firm, so he doesn't just advise entrepreneurs, he relates to them. Eric earned his MBA in Public Accounting from SUNY Oswego. Talk to him about his German Shepherd, SU sports, and all things money, coffee, and business.

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode of The F. Word, Priya tackles a quiet but powerful tension many high-achieving women carry: the guilt of wanting a partner whose ambition, stability, or lifestyle aligns with the one they grew up with. Through real conversations and cultural reframing, she unpacks how privilege can turn into self-betrayal, why shame is often mistaken for humility, and how staying in the wrong relationship out of guilt creates resentment, not virtue. This is a conversation about honesty, alignment, and why your life partner is one of the biggest financial and emotional decisions you’ll ever make.

Takeaways:

• Wanting stability, ambition, or alignment in a partner doesn’t make you shallow, it makes you self-aware.
• Privilege isn’t something you need to apologize for, but it does give you clarity about the life you want to build.
• Financial compatibility isn’t about money, it’s about shared values, direction, and how you experience life together.
  

Follow Priya Malani:

LinkedIn | Instagram | Stash Wealth

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.