Your money choices no longer start inside a banking app—they start with a question to an AI. We unpack how that single shift rewires the entire financial stack: banks scramble to reclaim the decision moment with governed insights, advisors fight the “swivel chair” of disconnected tools, and investors treat digital businesses like rental properties while silver surges on AI and solar demand.

We walk through the new playbook for banks: stop being a toll booth and become a trusted guide. That means using verified data, personal risk profiles, and legal accountability to outclass generic models and earn the moment of conviction. On the human side, we dig into portfolio intelligence that quietly reduces drag, flags the one action that matters, and gives advisors time to deliver the real value—timely calls, calm in volatility, and clear communication.

The asset map has expanded. Online businesses now trade through matching engines that bundle diligence and legal workflows, creating liquidity for the missing middle. At the same time, silver’s rally is a tech story, not a doomsday hedge: inelastic supply collides with soaring demand from chips and solar. Infrastructure tells its own story too—Latvia’s embrace of MIFID compliance turned regulation into a trust signal, while tokenization shed its hype and became plumbing for faster settlement and fractional access.

All of this meets a generational tide: $83.5 trillion shifting to younger investors who want education over sales. We highlight platforms that teach through micro-lessons and safe sandboxes, and small-business tools that bring back relationship banking with data-driven empathy. The throughline is simple: technology wins when it makes finance feel human and accountable. If algorithms move faster than oversight, governance and trust become the hard currency. Stream the conversation, then tell us: who earns your first question—and why? Subscribe, share, and leave a review to help others find the show.

Thank you for tuning into our podcast about global trends in the FinTech industry.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

Tired of brittle report pipelines that buckle under volume and stall behind IT tickets? We sit down with Marko, CEO of CxReports, to unpack how modern teams automate client statements, invoices, and performance reports at massive scale without sacrificing security or brand consistency. From the first spark of buyer frustration to a confident, phased migration, we trace the path that moves organizations off legacy tools and into a streamlined, API-driven workflow.

Marko explains why automation and integrations matter more than ever, especially for finance and healthcare, where compliance is nonnegotiable. You’ll hear how CxReports functions as a pass-through engine, pulling data to generate documents and discarding it immediately, to satisfy strict data protection requirements. We also discuss real operational wins: a pension fund consolidates five fractured tools into one flow, generating 40,000 multi-page statements in an hour, automatically emailing digital recipients, and exporting a single print-ready PDF for postal delivery. The payoff is faster cycles, clear audit trails, and documents that finally look as good as they read.

We dig into the hidden costs of outsourced IT, where simple updates can take weeks and drain budgets. Reclaiming ownership inside business teams shortens feedback loops and keeps reporting responsive to market and regulatory changes. Finally, we look ahead to AI-first reporting, where natural-language prompts design templates, map data, and propose visualisations bringing true self-service to high-stakes communication. If your organisation sends thousands of PDFs a month and needs reliable, compliant delivery, this conversation will help you see what a modern reporting stack can do.

Enjoyed the conversation? Follow the show, share it with a colleague who fights reporting fires every month, and leave a quick review with your biggest reporting challenge. We might feature it next time.

Thank you for tuning into our podcast about global trends in the FinTech industry.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We map how Belgium’s e‑invoicing mandate and EU initiatives like VIDA, PSD3, and PSR are changing payments, and why compliance delivered via APIs is now a competitive product. We also unpack AI’s impact on onboarding, verification of payee (VoP), and the push for lower, more sovereign fees.

Join us for a podcast with Cedric, CEO of Digiteal.

• API-based payments, e‑invoicing, QR, and open banking
• Belgium’s Peppol mandate and fast adoption
• VIDA and the road to cross-border e‑reporting
• Compliance as a service under PSD2/PSD3 passporting
• Aera acquisition and retail card-present synergies
• Fintech for good through lower transaction fees
• AI-driven onboarding with authentic sources
• Verification of pay for IBAN-to-name matching
• Expansion across Europe using a repeatable playbook
• How to start with GTeal’s docs and APIs

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We unpack why KYC in payments became so heavy and how to make it almost invisible with data orchestration, deep KYC, and thoughtful UX. NABU’s approach prefills profiles from trusted sources, uses AI to verify the real world, and gives analysts clear, auditable evidence.

• mission to move from onboarding to no boarding
• why payments face extra AML and sanctions scrutiny
• balancing seamless UX with regulatory obligations
• EU AMLD6, UBO access, and national eID schemes
• API orchestration across multi-country data sources
• deep KYC using unstructured data and storefront checks
• analyst-first design with explainable reports and flags
• access and fairness gains when onboarding gets easier

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We sit down with Xavier Corman to unpack how Finrack turns inventory into financeable collateral using real-time pricing and a sale-and-buyback model. The conversation spans EU cross-border advantages, practical AI, and why better inventory KPIs drive both growth and sustainability.

• founding story and links to FinTech Belgium and EDFA
• the SME financing gap when inventory is the asset
• how real-time pricing enables flexible funding
• case study of an organic bakery scaling seasonal output
• regulation via sale and buyback rather than loans
• cross-border VAT mechanics inside the EU
• integrations with WMS and ERP for daily data
• operational KPIs that reduce waste and warehouse size
• practical use of AI for data cleaning and analysis
• broker-led go-to-market and market expansion
• client testimonials and rising demand across Europe
• where to enquire and how to qualify

If you want to know more, go to finrack.com, fill in the three fields, and we will contact you back.

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We explore with Alexander from Solanteq, what makes a payments platform truly modern: cloud-native, modular, API-first, and regulation-ready, with the ability to scale from small pilots to global volume. We share a vision for “payment autopilot” and how multi-rail orchestration and AI can make payments feel invisible.

• Cloud-native, modular architecture for issuing, acquiring and settlement
• API-first integration with legacy and new systems
• Compliance by design and predictable audits
• Data streaming for analytics and added-value services
• Managing legacy tails while moving to future rails
• Multi-rail strategy for cross-border and instant payments
• Payment orchestration across simple and complex flows
• Practical roles for AI in risk, routing and efficiency
• Vision for a consumer and merchant “payment autopilot”
• How to contact the team to start modernising

To connect and keep up tonight with all the latest, head over to www.join theconnector.com or hit the client on your podcast or

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We explore how fintechs can move fast without breaking compliance, turning frameworks like DORA, NIS2, ISO 27001, SOC 2, and PCI DSS into a shared foundation for resilience. Copla’s blend of automation and expert guidance shows why continuous audit readiness beats fire drills and how vendor risk can be managed at scale.

• origin story and why compliance pain inspired Coppla
• mapping across frameworks, including DORA, NIS2, ISO 27001, SOC 2, PCI DSS, MiCA
• automation plus expert support for clarity and speed
• vendor risk management and the DORA third‑party register
• continuous audit readiness and always‑on evidence
• cybersecurity link to compliance via resilience and exercises
• cautious, guardrail AI for evidence verification
• global applicability and rapid framework onboarding
• roadmap: deeper vendor risk, risk management, awareness training
• who should contact Coppla and where to find them

If you have any compliance issues, I'm sure many companies do. If Dora, Mika, PCI DSS, or ISO 2701 are on your radar, contact us. If you have already sold those things, or to some extent, you can still contact us because we can help you recertify and so on. We can still automate some stuff you probably do manually in Excel or similar tools. If that's on your radar, then let us know. Well, the best thing would be to go to our website, www.copla.com, and they can reach out to us there. To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform.

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
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Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech

We dig into how AI changes the risk surface for banks and fintechs and why identity must be designed from the start. Sutton Maxwell of Curity shares how to set API guardrails, balance friction with trust, and choose hybrid architectures that meet regulation without killing speed.

• What Curity does for API security and identity
• Why AI pilots fail without early security design
• Common mistakes when teams bolt on controls late
• How to balance UX with risk‑based friction
• US speed vs EU regulation on AI adoption
• Hybrid, multi‑cloud, and cloud exit strategies
• Practical advice for fintech founders on KYC, OAuth, OIDC
• Turning compliance into a growth advantage

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
koen.vanderhoydonk@jointheconnector.com

#FinTech #RegTech #Scaleup #WealthTech