Épisodes

  • 10 Years of Infinite Banking: How We Built Wealth & Mastered Cash Flow

    10 Years of Infinite Banking: How We Built Wealth & Mastered Cash Flow
    Jan 27 2026
    Discover the journey of mastering Infinite Banking and building generational wealth on this special 10th anniversary episode of the Banking Bros Podcast! Join us as we share our personal story of learning the Save & Spend system, leveraging whole life insurance, and turning financial confusion into clarity.

    In this episode, we cover:
    • How we first discovered the Infinite Banking Concept (IBC) in 2015, and the mindset shift it required
    • The difference between active income vs passive income, and why playing offense with your money matters
    • Understanding the "grocery store" analogy from Becoming Your Own Banker and why it revolutionized our cash flow strategy
    • How to use policy loans and cash value effectively while maintaining discipline and a repayment plan
    • Lessons from 10 years of building wealth with life insurance, guaranteed cash value, and family financial planning
    • Non-forfeiture options and strategies for retirement planning with IBC

    If you’ve ever wondered how to take control of your finances, grow cash flow, and create a plan for long-term wealth, this episode is packed with actionable insights.

    Chapters: 0:00 - Intro & milestone 1:00 - Discovering Infinite Banking 3:30 - Early confusion & skepticism 5:05 - What banking means 7:45 - Debt vs leverage 10:00 - Defense vs offense 12:45 - Finance over protection 15:40 - Using cash value 19:15 - Guarantees & certainty 20:00 - Grocery store analogy 25:20 - Honest banking & repayment 27:05 - Long-term policy options 30:10 - Seen vs unseen benefits 33:47 - Fan shoutout 35:20 - Closing & next steps If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    37 min
  • The Secret Real Estate Strategies That Can Make You Financially Free

    The Secret Real Estate Strategies That Can Make You Financially Free
    Jan 20 2026
    Unlock the secret real estate strategies that can help you achieve financial freedom faster than you ever thought possible! In this video, we reveal the exact methods top investors use to turn small-town properties, house hacks, and short-term rentals into steady passive income. Whether you’re a beginner or looking to level up your investment game, you’ll discover how to:
    • Build a profitable real estate portfolio without relying solely on banks
    • Leverage Infinite Banking and creative financing for maximum capital efficiency
    • Scale properties strategically while minimizing risk and mistakes
    • Generate passive income through house hacking, Airbnb, and rental investments
    • Use proven financial tools to grow wealth and secure long-term freedom
    These strategies aren’t theory; they’re actionable, tested, and designed to help you take control of your money and your future. #RealEstateInvesting #InfiniteBanking #FinancialFreedom Chapters: 0:00 - Podcast intro and guest welcome 0:45 - Meeting through a Greenville investment 1:26 - Chad’s background and early life 2:58 - Ministry work and overseas experience 4:53 - Financial struggles and early jobs 5:37 - Nail injury leads to building credit 8:46 - First home purchase and real estate start 10:02 - Money mindset and family influence 13:45 - House hacking and live-in flips 17:23 - Airbnb and short-term rental growth 20:39 - Lessons for new investors 22:35 - Discovering creative finance and Pace Morby 24:14 - Infinite banking and credit stacking 29:23 - Main Street redevelopment vision 35:19 - Creative Nation Tour and Greenville event Interested in joining Chad, JDew (and Pace Morby) in the Sub-To creative real estate community!? https://subto.typeform.com/to/QBVaWmer Learn more about Chad: https://chadchoquette.com/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    39 min
  • The Secret to Making Money While Traveling

    The Secret to Making Money While Traveling
    Jan 13 2026

    Discover the secret to making money while traveling and learn how real people are building income streams that let them explore the world without going broke. If you’ve ever wondered how to work from anywhere or fund long-term travel, this video breaks it all down. In this episode, we dive into practical ways to earn money while traveling, the mindset behind location independence, and the proven strategies used by digital nomads, entrepreneurs, and remote workers who’ve built true financial freedom. #TravelAndEarn #DigitalNomadLife #FinancialFreedom Chapters: 0:00 - Podcast introduction and guest Shawn King 0:54 - Holiday reflections and family time 1:23 - Lifestyle and travel dreams discussion 2:14 - Sean's early travel experiences and inspiration 4:16 - Flexible jobs enabling travel 5:22 - Meeting Amanda and relationship story 10:21 - Travel philosophy and life priorities 14:36 - Infinite Banking and insurance career introduction 16:19 - Finding work-from-home opportunities 18:17 - Connecting insurance with family protection 22:25 - Traveling with a child and family experiences 27:04 - Taipei and Vietnam trip overview 33:05 - Budget-friendly international travel tips 35:27 - Philosophy on lifestyle, family, and presence 37:16 - Social media and following the Kings’ journey 38:59 - Advice on achieving your own lifestyle 39:25 - Closing and podcast outro If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    40 min
  • The Buffett Rule That Keeps You Rich When Markets Crash

    The Buffett Rule That Keeps You Rich When Markets Crash
    Jan 6 2026
    Warren Buffett’s 90/10 rule is the simple strategy that can help you grow wealth while staying calm in any market. By putting 90% of your money in a low-cost S&P 500 index fund and 10% in short-term government bonds, Buffett shows how to protect your wealth, maintain control, and avoid panic investing. In this video, we break down the hidden power of Buffett’s 90/10 rule, explaining how it works, why it’s more about mindset than math, and how you can apply it to your personal finances. Learn how guaranteed income, Infinite Banking strategies, and smart liquidity management translate Buffett’s principles into modern wealth-building systems. #WarrenBuffett #InvestingTips #WealthBuilding Chapters: 0:00 - Market panic vs Buffett’s calm approach 0:19 - Buffett’s 90/10 investing rule explained 0:44 - Control, guarantees, and infinite banking 1:06 - Article overview on market volatility 1:59 - Why rules matter in wealth building 2:46 - Wealth as a game of not losing 4:27 - The importance of the “10% safety.” 5:25 - Guarantees and emergency funds 6:09 - Age, retirement, and investing risk 7:11 - Why retirees avoid market swings 8:42 - Taking risk once income is guaranteed 10:11 - Infinite banking as a foundation 13:14 - Defining real expenses 16:12 - Dangers of skipping savings 20:35 - Why Buffett can afford risk 21:09 - Cash reserves before investing 24:20 - Taking action, not theory 27:13 - The 10% as freedom, not dead money 30:53 - Final thoughts and key takeaways If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    32 min
  • Turn Life Insurance Into a Passive Income Machine

    Turn Life Insurance Into a Passive Income Machine
    Dec 30 2025
    Unlock the secrets to financial independence with Infinite Banking and Commercial Real Estate! In this episode, Nolan Sanburn, a true practitioner from the hometown of Nelson Nash, shares how to increase cash flow, redirect interest, and leverage policy loans to grow wealth while reducing taxes. Discover:
    • How Nolan went from 55 single-family homes to 14 light industrial warehouses
    • Using insurance policy loans instead of traditional bank loans
    • How triple net leases in commercial real estate maximize passive income
    • Tax strategies that turn passive losses into active refunds
    • Creative financing techniques to keep your money compounding
    Whether you’re an investor, entrepreneur, or just curious about building wealth, this episode gives actionable strategies to take control of your money, grow passive income, and make the tax code work for you. #PassiveIncome #TaxStrategies #WealthBuilding Chapters: 0:00 – Intro & guest 0:18 – How we met 0:25 – Partnership & Birmingham trip 0:39 – Income growth & tax focus 1:01 – Infinite banking overview 2:03 – Nolan’s backstory 2:52 – Early real estate investing 3:25 – Discovering infinite banking 6:11 – Increasing cash flow 7:10 – Redirecting interest 8:33 – Vehicle policy-loan example 12:34 – Switching from houses to warehouses 15:36 – Triple-net leases explained 16:43 – Why commercial debt is easier 17:34 – Nolan goes all-in on industrial real estate 18:08 – Tax benefits of CRE 22:06 – Bonus depreciation 22:49 – Real estate professional status 23:39 – Using policies + CRE + taxes together 25:03 – CRE Collective explained 29:11 – Partnership announcement 30:20 – Closing remarks If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    31 min
  • This 3-Cup Setup Changes Everything About Money

    This 3-Cup Setup Changes Everything About Money
    Dec 23 2025
    Infinite Banking is one of the most misunderstood wealth-building strategies, and in this episode, we sat down with Krystal to break it down in a simple, practical way. If you’re looking for a clear explanation of how to become your own bank, build tax-free cash value, and use the Infinite Banking Concept to fund major life expenses, this conversation is exactly what you need. We walk through how whole life insurance works as a financial tool, why so many families rely on this strategy, and the easy 3-cup method that makes Infinite Banking finally make sense. Whether you're brand new to this concept or wondering if you're “too late” to start, this episode gives you the clarity and confidence to move forward. #InfiniteBanking #BecomeYourOwnBank #FinancialEducation Chapters: 0:00 – Intro & Guest Welcome 0:29 – Brothers’ Background & Journey 3:03 – Infinite Banking Overview 3:36 – Whole Life: If vs. When 5:26 – Three-Cup Setup Explained 7:54 – Equity & Cash Value Access 10:12 – Ways People Use Infinite Banking 11:00 – Age, Eligibility & Starting Late 14:23 – Practical Examples (Debt, Cars, Education) 19:01 – Building the Banking Bros Brand 21:29 – Systems, AI & Scaling 26:08 – Advice for New Insurance Agents 29:20 – Where to Find the Banking Bros If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    31 min
  • The Real Path to Wealth: Cashflow Stacking Explained Simply

    The Real Path to Wealth: Cashflow Stacking Explained Simply
    Dec 16 2025
    Cash-flow stacking is one of the fastest, most predictable paths to long-term wealth, and today, we’re breaking it down step by step so anyone can understand it. Instead of relying on traditional savings, slow compounding, or risky one-off investments, this method leverages recurring cash flow, passive income stacking, and repeating financial systems to build wealth over time. If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply. #CashFlowStacking #PassiveIncome #WealthBuilding Chapters: 0:00 – Intro 0:22 – Passive income stacking overview 1:53 – Learning to apply, not just learn 3:09 – Cash flow stacking explained 7:01 – How the strategy works 10:16 – What income stacking actually is 11:23 – How amortized notes function 13:11 – Using notes to repay policy loans 14:01 – Budgeting & finding excess cash flow 16:00 – Why 3-year notes work best 18:34 – Rinse-and-repeat system 21:02 – $10k stack example 26:13 – Policy loan interest explained 27:23 – Real examples 32:11 – Increasing stack sizes 33:06 – When you get to use the money 36:35 – Using stacks for backup cash flow 38:47 – Paying premiums with stacks 40:12 – Long-term efficiency of policies If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    44 min
  • We Turned Thanksgiving Into a Money Masterclass

    We Turned Thanksgiving Into a Money Masterclass
    Dec 9 2025

    See how we transformed a family Thanksgiving into a financial masterclass, teaching guaranteed lifetime income, passive income strategies, and family wealth planning. From life insurance tips to fun family quizzes and interactive activities, we show how to make money conversations engaging for all ages. Learn practical strategies to host your own financial family reunion and create systems that grow and protect wealth across generations. Perfect for anyone curious about infinite banking, family finance, and financial freedom. #FamilyWealth #MoneyMasterclass #FinancialFamilyReunion Chapters: 0:00 – Intro & Podcast Welcome 0:23 – Thanksgiving Gathering & Tech Support 1:56 – Using Visuals & Money Topics 3:06 – Financial Family Reunion Overview 4:00 – Agenda & Five F’s: Faith, Family, Fun, Fitness, Finances 6:34 – Faith: Family Devotional 7:25 – Fun: Family Trivia Game 8:16 – Fitness: Secret Santa Book Exchange 9:40 – Family Updates & Highlights 10:42 – Purpose: Relational, Non-Sales Environment 11:46 – Jonah Leads Financial Discussion 12:36 – Planning Holiday Reunion Call 13:09 – Finance: Life Insurance Talk 14:25 – Income Strategy & Family Support 15:03 – Guaranteed Passive Income & Preparedness 15:30 – Reunion Highlights 15:46 – Closing & Facilitation Invitation If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
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    17 min