Kevin Hohe talks to Greg Horton from Lonewolf Workforce about his journey from real estate to his own business, recruiting for the trades, at Lonewolf Workforce.

Greg's website - https://lonewolfworkforce.com/

Atomic Construction website - https://www.ivoryimpact.com/atomic-construction

Host Kevin Hohe talks to Swedish entrepreneur Tomas about the meteoric rise of his company, and then they talk about what went wrong that ultimately forced him out of his own company! Finally, Tomas shares details about his next chapter, and how you can be a part of it!

Find out more about Tomas' new company - https://www.mountaingrit.com

Atomic Construction website - https://www.ivoryimpact.com/atomic-construction

In this wide ranging and refreshingly honest episode of Atomic Construction, Kevin Hohe sits down with Chuck Mazzanti to unpack one of the most misunderstood and least loved parts of running a construction business insurance.

What starts as a lighthearted exchange quickly turns into a deep, practical conversation about risk, relationships, and why most contractors are unintentionally hurting themselves when it comes to insurance strategy. Chuck shares his personal journey into the industry, shaped by family legacy, loss, and the decision to carry forward his father’s work after losing both parents at a young age. That experience informs how he approaches insurance not as a transaction, but as a long term partnership.

Together, Kevin and Chuck pull back the curtain on how the insurance ecosystem really works. They explore the roles of brokers, carriers, and underwriters, why shopping insurance every year can quietly damage your reputation in the market, and how relationships matter far more than most contractors realise. This episode breaks down the core insurance pillars every construction business should understand, from general liability and workers comp to umbrella, cyber, and employment practices coverage, without turning it into jargon soup.

The conversation also dives into cost realities. What a ten million dollar contractor should actually expect to pay. Why pricing can swing wildly based on trade, claims history, and strategy. And when alternative structures like group captives start to make sense for disciplined operators who want to control their risk and keep profits inside their own ecosystem.

Finally, Chuck shares why he is passionate about ESOPs and employee ownership, especially in construction. In an industry where founders are often told private equity is the only exit, this episode challenges that assumption and offers a different vision for preserving legacy, rewarding employees, and keeping companies rooted in the communities that built them.

• How insurance actually works behind the scenes for contractors

• Why bidding out your insurance every year can backfire

• The difference between brokers, carriers, and underwriters

• What contractors should expect to pay at different revenue levels

• How claims history and experience mods really impact cost

• When group captives make sense and when they do not

• Why relationships matter more than chasing the lowest price

• The hidden downsides of private equity in construction

• How ESOPs offer an alternative path for ownership and legacy

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Produced by Pineapple Audio Production.

Produced by Pineapple Audio Production

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