In this episode of Hot Topics, we break down the ways homeowners can tap into their home equity through HELOCs, refinancing, and cash-out options. With shifting interest rates and changing market conditions, understanding how these tools work is more important than ever. Our panel walks through the pros and cons of each approach, when they make sense, and how REALTORS® can help clients navigate equity decisions with confidence. Whether the goal is renovation, debt consolidation, or long-term planning, this episode delivers practical guidance to support smarter conversations and informed choices.

🔥 Fiery Panelists 🔥

Grant Lee | CMG Home Loans | https://www.cmghomeloans.com/mysite/grant-lee

Scott Pendleton | EMM Loans | https://emmloans.com/pendleton-loan-team-lutz/

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In this episode of Hot Topics, we dive into the real, unfiltered side of entrepreneurship. From early setbacks to hard-earned wins, our panel of business leaders shares what it truly takes to start, grow, and sustain a successful company. We explore lessons learned on the front lines, navigating risk, managing growth, building resilient teams, and adapting in an ever-changing business landscape. Whether you are launching a new venture or refining an established one, this conversation offers practical insights and honest perspectives from those who have lived it.

🔥 Fiery Panelists 🔥

Sean and Manny Febre | Febre Frameworks | https://febreframeworks.com/

Katie Hasson | Southwestern Consulting | https://southwesternconsulting.com/coaches/katie-hasson/

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Bridging the Bay connects the people, ideas, and conversations shaping the future of real estate and community across Tampa Bay. Each episode dives into timely topics from property taxes and housing policy to innovation, leadership, and local impact, bridging the gap between real estate, government, and the neighborhoods we call home.

In this episode, we sit down with Margaret Jones, Director of Assisted Housing at the Tampa Housing Authority, for an insightful conversation about how THA is expanding housing access and strengthening stability for families across Tampa Bay. Margaret offers a clear look at the work her department leads, the programs they manage, and the impact these efforts have on residents navigating today’s challenging housing landscape.

We explore how THA’s mission continues to evolve, the common misconceptions surrounding assisted housing, and what Margaret wishes more REALTORS®, landlords, and community partners understood. She shares how collaboration across the real estate community can open doors for families who need it most and why strong partnerships remain essential in addressing housing affordability.

Our conversation also touches on ongoing innovations within THA, how they’re working to improve experiences for both residents and housing providers, and the practical ways real estate professionals can engage with THA to support broader housing solutions.

From bridging knowledge gaps to building partnerships that move the region forward, this episode highlights the power of working together to create more accessible housing opportunities.

Recorded live from the Febre Frameworks Studio, where creativity meets community, tune in and see how we’re bridging the bay, one conversation at a time.

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In this episode of Hot Topics, we unpack the complexities of Florida’s ever-evolving insurance market. Rising premiums, shifting policies, and regulatory changes have left both REALTORS® and homeowners searching for clarity. Our panel breaks down what’s driving the current challenges, how to educate clients on risk and coverage, and what to expect moving forward in the Sunshine State’s unique insurance environment.

🔥 Fiery Panelists 🔥

Karyn Roeling | Seibert Insurance Agency | https://seibertagency.com/

Paula Blanda | Florida All Risk Insurance | https://floridaallrisk.com/

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Bridging the Bay connects the people, ideas, and conversations shaping the future of real estate and community across Tampa Bay. Each episode dives into timely topics from property taxes and housing policy to innovation, leadership, and local impact, bridging the gap between real estate, government, and the neighborhoods we call home.

In this episode, we sit down with Carlos Navedo, Vice President of Corporate Partnerships & Events at Habitat for Humanity of Hillsborough County, for an inspiring look at how Habitat is transforming lives through safe, stable, and affordable housing. Carlos shares how Habitat’s mission comes to life—from empowering families on their path to homeownership to building stronger neighborhoods with the support of volunteers, donors, and community partners.

We dive into how Habitat secures and sustains its strategic partnerships, what meaningful collaboration looks like, and why organizations across Tampa Bay choose to align with their mission. Carlos also discusses how REALTORS® can connect with Habitat, the unique role real estate professionals play in supporting affordable housing efforts, and how Suncoast Tampa Association of REALTORS® partners with Habitat on its Real Estate Builds to put boots on the ground and make a tangible difference.

From the impact of collective action to the power of partnerships that put people first, this conversation captures the heart of what makes Habitat a cornerstone in our region.

Recorded live from the Febre Frameworks Studio, where creativity meets community, tune in and see how we’re bridging the bay, one conversation at a time.

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In this episode of Hot Topics, we take a closer look at how strong partnerships between REALTORS® and developers help shape thriving communities. Featuring insights from our partners at Metro Development Group, this discussion explores what goes into bringing new neighborhoods to life—from planning and amenities to the buyer experience. Learn how to effectively collaborate with developers, stay ahead of upcoming projects, and position yourself as a knowledgeable resource for clients seeking new-construction opportunities. Tune in to discover how partnering with developers can elevate your business and strengthen your relationship with your community.

🔥 Fiery Panelists 🔥

Julie Goforth-Birch and Lisa Gibbings | Metro Development Group | https://metrodevelopmentgroup.com/

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In this episode of Hot Topics, we’re taking a seat at the closing table to explore what really happens when deals reach the finish line. From navigating common pitfalls to ensuring a smooth signing day, our panel of seasoned experts shares practical advice and insider knowledge to help REALTORS® set the stage for stress-free closings. Whether you’re a new agent or a seasoned pro, you’ll walk away with actionable strategies to better support your clients through one of the most critical steps in the transaction.

🔥 Fiery Panelists 🔥

Cassie McSherry | Assurity Title | https://assuritytitle.com/

Christine Deloach | Navy Federal Credit Union | https://www.navyfederal.org/

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In this episode of Hot Topics, we dive into the essential guidance first-time buyers need to confidently navigate today’s housing market. From understanding financing options to spotting the right property, our panelists share practical strategies to help clients take the leap into homeownership. Discover how to support buyers at every step—from initial search to closing—while positioning yourself as a trusted advisor who makes the process approachable and rewarding. Tune in and gain actionable tips to empower first-time buyers and elevate your client relationships!

🔥 Fiery Panelist 🔥

Shawn Miller | VanDyk Mortgage - The Shawn Miller Team | https://shawnmiller.vandykmortgage.com/

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