In this episode of Start Money Smart, host Reagan breaks down one of the most important — and most overlooked — money habits: knowing the difference between needs and wants. Whether you’re spending your allowance, your first paycheck, or anything in between, making smart spending choices starts with asking the right questions.

You’ll learn:

• What counts as a need vs. a want (and why it matters)

• A simple pause technique that helps you avoid impulse buys

• A fun “Spending Showdown” quiz to test your money smarts

• How to make intentional choices that support your goals

This is a must-listen for students, parents, and anyone looking to build lasting money habits. Hit play and start spending smart—on purpose.

In this solo episode of Start Money Smart, host Reagan dives into the power of saving, not just as a money habit, but as a life skill for all ages. Whether you're a kid learning the basics or a parent modeling good habits, you'll learn why saving creates freedom, teaches patience, and helps build the future you want. Plus, get simple, fun tips to start saving as a family together.

Hey everyone! Welcome to the very first episode of Start Money Smart — the podcast where we talk all about money, saving, spending, and making smart choices, even while you’re young!

Today’s episode is called ‘If I Knew Then, What I Know Now,’ and we’re kicking things off with some awesome advice from both adults and kids