Andrew welcomes Jennifer Mink, Director of Member Experience and Financial Wellbeing, and Lauren Goucher, Manager of Member Experience, to share real‑life ways to keep more money in your pocket this year. From grocery hacks and intentional spending to Patelco tools like SpringFour, Balance Pro, and Banzai, they offer practical strategies anyone can use. If you're ready to stretch your budget and build financial confidence, this episode is packed with smart, simple tips.

This episode dives into the mindset behind resolutions: setting attainable goals, embracing setbacks, and using small actions to build long‑term momentum. Andrew and Michele share their own New Year's plans, talk through habit stacking and manifestation, and offer ways to stay consistent without burning out. A thoughtful guide to approaching 2026 with a balanced, sustainable path forward.

In this special tribute episode, we celebrate the remarkable career of Veronica Dangerfield, Patelco's beloved Senior Financial Wellbeing Educator and 2025 Financial Educator of the Year. Joined by longtime colleagues and friends, we reflect on her decades of impact, her signature humor and compassion, and the countless lives she's transformed through financial education. As Veronica heads into a well‑earned retirement, we honor her legacy and the inspiration she leaves for future educators.