We usually think “legacy” means wills, trusts, and what people get after we’re gone.
Lawyers, paperwork, awkward conversations about who gets the house… and a lot of avoidance.

But what if legacy isn’t what you leave behind — it’s how you live, how you communicate, and how you prepare your family while you’re still here?

In this powerful episode, Dr. Payal Beri sits down with Lisa McCurdy, estate & legacy attorney, founder of The Wealth Counselor and Defining Legacy Group, who has spent nearly two decades guiding high-net-worth families through generational wealth, family conflict, and the emotional “cancer” of things that are never said out loud.

Lisa McCurdy - Wealth and Legacy

Lisa shares how caring for an elderly uncle with dementia — and being forced into a public guardianship process — completely changed her career and led her to reframe legacy as connection, intention, and celebration, not just legal documents.

Together they explore:

• Why “whatever you’re avoiding will come out” if you don’t address it head-on
  
  
• How unspoken stories, labels, and secrets quietly divide families over time
  
  
• The client who received a surprise $10M inheritance… and felt guilty accepting it
  
  
• Why wealth in families of color is often hard-fought and especially vulnerable
  
  
• How to choose the right people to make financial & medical decisions for you
  
  
• The role of the “anchor” (often a woman) who quietly carries the family’s emotional + logistical load
  
  
• How one family with 11 owners of land + a business used an apprenticeship program to create healthy succession instead of resentment
  
  

If you’ve ever worried that your family might one day explode over money, wills, or “who got what” — or you’re the person everyone expects to handle everything — this conversation will help you see legacy as an act of love, clarity, and emotional generosity, not fear.

Connect with Lisa McCurdy:

• Website – Legacy Makers & resources: lisagmccurdy.com
  Lisa McCurdy - Wealth and Legacy
• LinkedIn: Lisa McCurdy
• Instagram: @lisagmccurdy

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

What if your legacy isn’t who you raise, but what you build, give, and live while you’re here?
In this episode, we unpack money, aging, and legacy when you’re childfree by choice—and the guilt, bias, and freedom that come with it.

When people say “legacy”, they almost always mean children.
But what if you don’t want kids—or can’t have them—and you still care deeply about impact, contribution, and who will support you as you age?

In today’s episode of Reframing Perspectives, Dr. Payal Beri sits down with Maddie from Child Free Trust / childfree wealth to talk about what financial planning, aging, and emotional legacy look like when you’re childfree. They unpack the guilt, cultural expectations, and political pressure around choosing not to have kids, and how childfree women can intentionally design both their finances and their future care.

• Why childfree women are statistically among the highest earners—and what that really means for money & freedom
  
  
• The myth that “your children will take care of you” vs. what actually happens in elder care
  
  
• How to think about living legacy vs. after-death legacy (and why dying with millions might mean you over-saved)
  
  
• The emotional layers of being childfree: guilt, judgment, and the constant “who will take care of you?” question
  
  
• Why emotional intelligence, context, and curiosity are crucial when talking to childfree friends & family
  
  
• Practical first steps for childfree folks: building your support team, planning for incapacity, and choosing who makes decisions for you
  
  
• How the childfree community is redefining love, contribution, and legacy beyond parenting
  
  

If you’re childfree, unsure about having kids, or love someone who is, this episode will give you language, clarity, and a lot of relief.

Our Guest: Maddy Roche, Chief Growth Officer

Maddy oversees all marketing, growth, and prospect engagement for Childfree Trust. Maddy was XYPN’s first employee, with roles including VP of Getting Sh!t Done, and hosted XYPN’s podcast, Behind the Advisor. She’s guided thousands of financial planners throughout their entrepreneurial journeys with energy, expertise, and compassion.

https://childfreetrust.com/

https://www.linkedin.com/in/maddy-roche-25962032/

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

“Look at the Indians, look at what they’re doing…”
We’ve all heard some version of this — South Asians framed as the “model minority”: wealthy, high-achieving, and problem-free. But behind the stereotype is a much more complicated reality that deeply affects mental health, identity, and belonging.

In this powerful conversation, Dr. Payal Beri sits down with Dr. Shanta, a psychologist and social impact advocate, to unpack the layers underneath South Asian “success”:

• The pressure to be perfect
• The silence around abuse, depression, and substance use
• Colorism, dating rules, and “no Black, no [insert your own group]”
• White adjacency, colonization, and why so many of us chase proximity to whiteness for safety

They also explore the often-erased stories of Caribbean, African, and working-class South Asians — cab drivers, domestic workers, families living paycheck to paycheck — and how leaving them out of the narrative deepens shame, classism, and disconnection inside our own community.

If you’ve ever felt like you don’t fit the “perfect South Asian family” image, or you’ve struggled to hold your pride in your culture alongside pain, secrecy, or intergenerational trauma — this episode is for you.

🔍 In This Episode, We Talk About:

• What the model minority myth really is and how it harms all communities
• How South Asian “success” is built on selective visibility and class privilege
• Denial around domestic violence, substance use, and mental health in desi families
• Colorism, dating rules, and why “no Black / no [X]” shows up in our homes
• How colonization created a deep craving for white adjacency and external validation
• The erased histories of Caribbean, African, and working-class South Asians
• The illusion of safety in whiteness and the cost of chasing it
• What real solidarity, self-reflection, and collective liberation could look like

This conversation centers South Asians, but the questions apply to every community:
How do we talk honestly about our wounds, privilege, and internalized bias — without losing love for our people?

Connect with Dr. Shanta:
Instagram: @snk_therapy
Website: snktherapy.com

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

It took me 43 years to truly trust myself—not just “believe” in myself. In this first Solo Reframe episode, I explore how much we edit, shrink, and perform just to feel included… and what happens when belonging becomes a survival strategy instead of a genuine home.

I share a personal story from a recent trip to India as a third-culture kid, how being constantly measured as “enough” (Indian enough, American enough, successful enough) quietly shaped my identity, and the moment I realized I wasn’t confused—I was layered.

We’ll dive into why self-trust and belonging are deeply linked, how low self-trust makes us outsource our worth (in friendships, family, community, even business), and what changes when we stop waiting to be chosen and start asking: Where am I celebrated, not just tolerated?

I close with a few reflection questions to help you gently notice:
Where are you still editing yourself to stay included—and what might shift if you trusted that who you are is already enough?

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

Who told you that you have to win to be worthy?
In this conversation, we unpack how competition silently shapes our identities, workplaces, and communities – and what it really means to uncompete in a world obsessed with hustle and “survival of the fittest.”

My guest today, Ruchika (author of Inclusion on Purpose and Uncompete), shares how growing up between a hyper-competitive father and an abundantly kind mother shaped her lens on success, scarcity, and belonging. We talk about Singapore’s nation-building story, Darwinism myths, “diversity hire” narratives, burnout, hustle culture, and why so many of us still operate from scarcity even when our basic needs are met.

Ruchika Malhotra- Diversity Inc…

We also explore what younger generations are already doing differently – saying “I’m not opting into this” – and how we can redefine ambition, build more spacious lives, and champion each other without feeling like someone else’s win means our loss.

🔍 In this episode, we explore:

• Why we are taught to compete before we learn how to belong
• Scarcity vs. abundance when you’re worried about rent or your next meal
• The myth of “there’s only space for a few” and the “diversity hire” story
• How competition often rewards conformity, not true talent
• Generational shifts: Gen Z, mental health, and opting out of hustle culture
• Redefining ambition and success beyond 24/7 grind
• Envy as a signal, not a shame – and how to use it wisely
• What it looks like to build careers, companies, and communities around collaboration

Our Guest

Ruchika — Author, Inclusion & Equity Strategist
Ruchika is the author of Inclusion on Purpose and Uncompete, and a leading voice on equity, inclusion, and reimagining success beyond competition and hustle culture. Her work has been featured in outlets like Harvard Business Review, and she advises leaders and organizations around the world on how to build workplaces rooted in belonging and abundance.

Ruchika Malhotra- Diversity Inc

Key Takeaways

• “Survival of the fittest” is not a life rule – it’s a story we’ve been sold
• Scarcity is often systemic, but many of us still live with a scarcity mindset
• Competition, as it’s set up today, often rewards those who conform to narrow norms
• Younger generations are pushing back on grind culture and always-on work
• Redefining ambition means choosing aligned opportunities, not all opportunities
• Collaboration can bring out more of our potential than competition ever did

💬 If you’ve ever felt like you’re constantly behind, constantly competing, or constantly comparing yourself online, this conversation is for you.

Connect with Ruchika Malhotra:

• Website – https://www.ruchika.co/
  
  
• LinkedIn: https://www.linkedin.com/in/ruchikatm/
  
  
• Instagram: https://www.instagram.com/rtulshyan/

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

Summary

In this reflective episode, Dr.Payal Beri discusses the journey of her podcast, Reframing Perspectives, throughout 2025. She emphasizes the importance of empathy, understanding diverse experiences, and the mission to help listeners reframe their perspectives. As the year comes to a close, she shares insights on personal growth, community engagement, and the exciting changes planned for 2026, including new solo episodes and video content. Dr. Payal Beri encourages listeners to reflect on their learning and continue engaging with the podcast to foster connection and understanding.

Takeaways

The podcast aims to help reframe perspectives.
Understanding diverse experiences fosters empathy and compassion.
Listeners' feedback is crucial for improving episodes.
Reflecting on personal growth is essential during the holiday season.
Revisiting episodes can provide new insights at different life stages.
The podcast will introduce YouTube video content.
Saturday solo reframes will offer personal reflections.
Community and relationships are vital for personal development.
Empathy is key to overcoming societal divides.
Taking pause and reflecting can lead to deeper understanding.

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

In this powerful episode, Dr. Payal Beri unpacks one of the most overlooked crises of our time: our inability to communicate with emotional awareness. From fractured workplaces to disconnected families, Dr. Beri explores why so many adults struggle to hold space for honest dialogue, and how this breakdown in empathy is costing us trust, progress, and connection.

Drawing from ancient philosophy, modern psychology, and real-world research, Dr. Beri traces the roots of emotional intelligence from Socrates and Buddha to the cultural awakening of millennials and Gen Z. She reveals how language, labels, and avoidance create emotional distance, and offers practical ways to restore authenticity, accountability, and compassion in the way we speak to one another.

In this episode, you’ll learn:

• Why emotional intelligence is an ancient skill we’ve forgotten to teach
• How communication fragility fractures relationships, workplaces, and communities
• What makes clarity feel like confrontation in modern culture
• Why millennials and Gen Z are challenging emotional suppression
• Real-world models, like Denmark’s empathy-based education system, that prove communication can be taught
• Simple ways to bring intention, empathy, and honesty back into everyday conversations

Communication isn’t a talent, it’s a teachable skill that shapes the world we live in. Dr. Payal Beri invites us to slow down, reflect, and speak with intention, because the way we communicate becomes the world we create.

Connect with Dr. Payal Beri:

Website: www.payalberi.com

Instagram: @dr.payalberi

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Chapters:

00:00 Introduction: The Crisis in Communication

02:06 The Importance of Emotional Intelligence

03:11 Personal Reflections on Direct Communication

07:01 The Roots of Emotional Intelligence

09:10 Modern Challenges and Generational Shifts

11:37 The Role of Culture and Education

16:13 The Power of Intentional Communication

19:20 Conclusion: Shaping a Better World Through Communication

This episode was produced by MicMoguls.com

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com

Cultural curiosity can change the way we see the world, and in this episode, Dr. Payal Beri is joined by Kristen Kim to discuss how early cultural education can help build a more connected, empathetic society.

Kristen, the founder of Culture Kids Productions, a multi-award-winning nonprofit and family podcast helping children embrace global perspectives through storytelling, shares how her own Korean American upbringing and experience in television production led to creating a platform that celebrates diversity, empathy, and connection.

Together, Payal and Kristen explore why early cultural education matters, not just for children, but for how families and communities see one another.

You’ll hear about:

• How cultural storytelling builds confidence and empathy in kids
• The compound effect of introducing diversity early in life
• Why embracing differences strengthens rather than divides us
• The power of family traditions in shaping cultural identity
• Simple ways to raise curious, open-minded children

Whether you’re a parent, educator, or lifelong learner, this conversation invites you to rethink what connection really means in a multicultural world.

More from Kristen Kim & Culture Kids:

Website:

https://www.culturekidsmedia.com

Instagram:

https://www.instagram.com/culturekidsproductions/

Connect with Dr. Payal Beri:

Website: www.payalberi.com

Instagram: @dr.payalberi

Subscribe to the newsletter for more transformational conversations

If you loved this conversation, don’t forget to subscribe, leave a review, and share this episode with someone who needs to hear it.

Chapters:

00:00 Introduction and Dr. Payal Beri's Background

00:41 Meet Kristen: Founder of Culture Kids Productions

02:49 Kristen's Immigration Story

03:40 Challenges of Dual Identity

05:04 The Birth of Culture Kids Productions

05:49 Lunar New Year and Cultural Diversity

08:38 Mission of Culture Kids: Building Friendships Across Cultures

11:14 The Compound Effect in Cultural Education

14:25 Global Examples of Multicultural Education

18:08 Creating Inclusive Cultural Education

26:08 Family Culture and Sports

26:58 Unique Family Traditions

30:02 Influence of Cultural Learning on Families

33:51 Misconceptions About Cultural Education

37:23 The Importance of Cultural Awareness

43:36 Practical Steps for Parents and Educators

48:27 Final Thoughts and Resources

Connect with Dr. Payal Beri & Reframing Perspectives:

• Instagram – Dr. Payal: https://www.instagram.com/dr.payalberi
  
  
• Subscribe on YouTube: https://www.youtube.com/@payalberi?sub_confirmation=1
  
  
• RK Empathy: https://www.rkempathy.com
• LinkedIn: https://www.linkedin.com/in/payalberi
• Speaking & Media: https://www.payalberi.com