She didn’t start from zero.
She started from less than zero.

No capital. No roadmap. Kids to provide for.
And a moment on the bathroom floor that forced everything to change.

Today, Tracy Gore is a fund manager, private lender, and financial educator who has built an 8-figure path by learning one thing most people never do:

How money actually works.

In this episode, we break down the real playbook—
not theory, not fluff—the actual mechanics behind building wealth from nothing.

We talk about:
- How to use other people’s money (OPM) to start investing without capital
- What private money lending really is (and how to enter it)
- The infinite banking strategy and how the wealthy compound capital
- How to structure generational wealth using trusts and policy design
- The mindset shifts women must make before wealth strategies even work
- And how to get into high-value rooms without paying high-ticket prices

If you’ve been sitting on savings…
or wondering how to move from earning money to controlling capital— This is the episode.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱️ TIMESTAMPS
00:00 She Started With Less Than Zero
00:44 What Nobody Taught You About Money
03:11 Rock Bottom: Addiction, Prayer & The Turning Point
04:24 Escaping Abuse — The Moment Everything Changed
05:22 The Inner Work Before the Wealth Work
06:33 The Money Story That Keeps People Stuck
09:24 Scars vs. Wounds — When You’re Ready to Speak
10:46 Pitiful or Powerful — The Choice That Changes Everything
13:19 What Forgiveness Actually Means
16:01 Boundaries — Why Most Women Don’t Have Them
19:38 Multiple Income Streams Before It Was Popular
23:36 How Private Lending Actually Started
24:45 OPM — Becoming the Bank Without Money
28:06 Why Women Stay Stuck Financially
31:00 The “Build One, Bring One” Strategy
32:27 How to Get Into the Right Rooms
40:23 Why Bigger Money Requires Different Rooms
41:56 Faith, Wealth & Money Myths
47:11 Money Doesn’t Change You — It Reveals You
48:33 Infinite Banking Explained
52:33 Teaching Your Kids About Money
1:03:25 What To Do With $100K Right Now
1:05:49 Where to Find Tracy

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Tracy Gore

🌐 Website:
https://traceygore.ai/
– Tracy Gore Platform

📱 Instagram:
@traceygore

💼 LinkedIn:
Tracey Gore

📘 Facebook:
Tracey Gore

▶️ YouTube:
@traceygore6754

#BecomeTheBank #WomenAndWealth #PrivateMoneyLending #GenerationalWealth #InfiniteBanking #FinancialFreedom #WomenInvestors #WealthBuilding #OPM #MoneyMindset #PassiveIncome #RealEstateInvesting #FaithAndFinance #EntrepreneurWomen #FinancialEducation #RealTalkWithKatieKim

In this episode of Real Talk with Katie Kim, we break down the 5 essential numbers every woman developer needs to understand before signing any deal.

If you’ve ever sat in a room hearing terms like NOI, cap rate, or DSCR and felt unsure — this episode is for you.

Katie shares real experiences from closing over $170M in deals and walks you through the exact financial language used in serious real estate conversations — in plain English.

This isn’t about theory.
It’s about confidence, clarity, and protecting your money.

🔑 WHAT YOU’LL LEARN
- What NOI (Net Operating Income) really means
- How to understand and use Cap Rate
- Why DSCR (Debt Service Coverage Ratio) matters
- What Cash-on-Cash Return tells you about your investment
- How to evaluate deals using Equity Multiple
- The difference between sounding smart vs actually understanding

💡 KEY TAKEAWAY
- You don’t need to know everything.
- You need to know the right numbers that protect you in the room.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱️ TIMESTAMPS
00:00 – The Moment We All Fake Understanding
00:29 – $170M in Deals… But Started Confused
01:03 – Why Financial Literacy Matters
01:48 – What You’ll Learn in This Episode
02:29 – The Real Problem: Nobody Teaches This
03:38 – When Jargon Becomes a Distraction
05:53 – #1 Net Operating Income (NOI) Explained
11:27 – #2 Cap Rate: What It Really Tells You
17:36 – #3 DSCR: Can the Deal Pay Itself?
23:01 – #4 Cash-on-Cash Return (Real Cash Flow)
26:26 – #5 Equity Multiple (Total Return)
30:26 – 3 Questions to Ask in Any Deal Room
33:40 – Why Financial Literacy = Power
35:04 – Stop Trying to Be the Smartest Person
36:33 – From Nodding to Knowing
37:09 – How to Go Deeper (Next Steps)
38:16 – Final Thoughts + Disclaimer

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

#WomenInBusiness #FinancialLiteracy #DealMaking #EntrepreneurMindset #realestateinvesting #WealthBuilding #BusinessEducation #Podcast

What do you do when you have a $140M vision, a community that needs it, and no manual for how to pull it off? You build the blueprint yourself.

Kristi Kandel went from small-town Ohio to developing Family Dollar stores and hydrogen fueling stations across California — and then Hurricane Ian wiped out her Southwest Florida community and handed her a new mission.

Now she’s building Elevate: a community sports, wellness, and social complex designed to bring adults back to the third spaces that build real human connection.

In this episode, Katie and Kristi break down the capital stack (crowdfunding + accredited investors + nonprofit components), the psychology of building in public every single day, and what it really takes to develop something when no playbook exists yet.

Keywords: real estate development for beginners, how to structure a development deal, community development projects, women in real estate, capital stack explained, public private partnership, how to fund a development project, community sports complex, women developers, adaptive reuse real estate, real estate without debt

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱️ TIMESTAMPS
01:45 — Small-Town Ohio to Top of the Food Chain: Kristi’s Origin Story
04:43 — Building 30 Family Dollar Stores a Year in Her 20s
07:45 — How Beach Volleyball Led to a Hydrogen Fuel Station Empire
10:31 — “I Like Figuring Out the Puzzle of Things That Don’t Exist Yet”
12:40 — Hurricane Ian Wiped Out Her Community—Then Changed Everything
13:58 — Why She Started Teaching Locals to Develop Their Own Towns
18:34 — The Card Game That Sparked a $140M Vision
20:07 — What Is Elevate? (And Why Every City Needs One)
26:22 — The Capital Stack: Crowdfunding, Accredited Investors & Nonprofits
34:10 — Investing Buckets: W2 Substitution, Long-Term Plays & At-Risk Capital
41:29 — Building a Franchise Model for Community Development
46:35 — Blue Zones, Brené Brown & the Science Behind Connection
52:00 — When a Company Tanks and the Universe Forces You to Listen
55:10 — The Fort Women Build When Life Hits Hard
57:01 — Where to Follow Kristi’s Daily Build-in-Public Journey

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Kristi Kandel

📘 Facebook:
Kristi Kandel

💼 LinkedIn:
Kristi Kandel

📱 Instagram:
@kristikandel

Project Pages Instagram:
@elevate_swfl
@elevate_st_pete

#RealTalkWithKatieKim #WomenInDevelopment #RealEstateDevelopment #CommunityDevelopment #WomenEntrepreneurs #FocusedLiteracy #DevelopmentDeals #KatieKim #BuildWithPurpose #WomenWhoLead #ElevateSwFL #CapitalStack #RealEstateEducation #LegacyBuilding

IRR Looks Good on Paper. Cash Flow Gives You Control.

If you’ve ever sat in a room where the numbers sounded right—but something felt off—this episode will give you language for that moment.

We break down IRR, cash flow, and cap rate in a way that moves you from guessing to knowing—so you can evaluate opportunities with clarity and lead the conversation with confidence.

Because this is where you stop being impressed by deals—
and start evaluating them like an owner.

You don’t need more opportunities.
You need to understand the ones already in front of you—so you can lead them, not be led by them.

👉If you’re ready to think like an owner, start here. Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱️ TIMESTAMPS
00:00 IRR vs Cash Flow (The Truth)
00:34 Intro: Why Financial Literacy Matters
01:04 Where People Lose Their Power
01:27 “It’s Not Intelligence — It’s Language”
01:55 Why Financial Terms Feel Confusing
02:22 What IRR Really Means
03:00 What IRR Doesn’t Tell You
03:26 The IRR Trap Explained
03:54 High IRR but No Cash Flow
04:18 The Danger of Unrealistic Assumptions
04:42 How Investors Get Misled
05:08 What Cash Flow Actually Means
05:37 Cash Flow = Control
06:04 What Cap Rate Really Is
06:39 Why One Number Isn’t Enough
07:09 How to Analyze Deals Properly
07:34 Why Due Diligence Matters
07:56 The Clarity Shift
08:21 The Most Important Questions to Ask
08:51 The Timeline Trap
09:33 Stop Being Impressed by Numbers
10:01 Better Questions = Better Decisions
10:32 You Don’t Need More Opportunities
10:56 Share This With Someone Who Needs It
11:18 Book a Call: Get Clarity
11:38 Disclaimer

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

#RealEstateInvesting
#FinancialLiteracy
#CashFlow
#IRR
#PassiveIncome
#InvestingTips
#BusinessMindset
#WealthBuilding
#MoneyEducation
#Entrepreneurship
#RealEstateTips
#CapRate
#FinancialFreedom
#SmartInvesting
#InvestmentStrategy

If You Can’t Read the Deal, You’re Giving Away Control — Here’s How Smart Women Fix That

Most people think they’re making smart investment decisions.
But what they’re actually doing… is stepping into someone else’s structure.

In this episode, Katie Kim breaks down deal literacy for entrepreneurs and investors—the missing skill that determines whether you build wealth or lose control.

You’ll learn how to evaluate real estate deals, business investments, and partnerships using structure, incentives, and control—the three factors that actually matter.

💡 Whether you’re scaling your business, investing in real estate, or looking to own your next location—this is the foundation.

In this episode:
✔️ How to read a deal like a developer
✔️ Why most “great opportunities” fail
✔️ Real estate deal structure explained simply
✔️ Red flags in investment deals
✔️ How to avoid losing money (and control)

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱ Timestamps:
00:00 – If You Can’t Read the Deal, You Become the Deal
00:22 – Why You Can’t Build Wealth or Freedom Without Clarity
00:49 – April Focus: Deal Literacy
01:10 – What Deal Literacy Means
01:30 – Structure, Incentives, and Control
01:54 – Why Smart People Still Lose in Deals
02:17 – Information vs Clarity
02:42 – How You Give Away Control
02:42 – Early Deal Story
03:52 – The Due Diligence Mistake
04:58 – 2008 Crash + Real Consequences
05:44 – Knowing When to Walk Away
06:25 – Why This Podcast Exists
06:40 – Vetting People and Deals
07:26 – Learning from Experience
07:55 – Reviewing Deals with Experts
08:50 – Opportunity vs Deal
09:34 – Subtle Red Flags
10:18 – Business vs Real Estate Structure
11:27 – When a Deal Looks Good But Fails
12:09 – Fixing the Structure
12:55 – Learning Deal Literacy
13:21 – Same Deal, Different Outcome
13:44 – The 3 Questions Before You Say Yes
14:13 – Walking Away is Discipline
14:38 – Red Flags: When People Can’t Answer
15:12 – Pitch vs Reality
15:32 – Designing Deals, Not Just Taking Them
15:53 – Clarity and Next Steps
16:17 – Share This with Someone Who Needs It
16:47 – Book a Call
17:10 – Disclaimer

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

What if winning in real estate had nothing to do with luck—and everything to do with certainty?

In this episode of Real Talk with Katie Kim, Katie sits down with Jonathan Scheeler, founder of Scheeler Home Loans, to break down what actually separates average deals from winning ones.

From walking away from “safe” salaries to building a high-performance, referral-driven business, Jonathan shares the real strategy behind how he scaled—and why speed, certainty, and execution are everything.

This conversation goes beyond mortgages.
It’s about how to think, how to lead, and how to win—before you ever step into the room.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱ Timestamps
00:24 – Meet Jonathan Scheeler & the foundation of his business
06:20 – Why salary is a “false sense of security”
10:18 – The real problem buyers face: uncertainty
11:08 – Building a winning offer before seeing the home
11:39 – Why terms matter more than price
13:54 – The moment he knew it was time to go out on his own
23:18 – His referral-first growth strategy (no paid ads)
26:50 – What makes his client experience different
30:19 – Automation without losing the human touch
33:02 – Why Keller Station changed his business
45:39 – Why speed is everything in closing deals
49:16 – “Butter the bread” vs. force: a client story
51:09 – The legacy he wants to build

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Jonathan Scheeler

📧 Email:
jon@scheelerloans.com

📘 Facebook:
Add Jonathan Scheeler

📸 Instagram:
@scheeler_home_loans

#TenantTalk #KatieKim #KellerStation #JonathanScheeler #RealEstateStrategy #MortgageStrategy #BusinessGrowth #ClarityCreatesConfidence #Entrepreneurship #HighPerformance #ClientExperience #RealTalk

Most founders don’t have a capital problem.
They have a trust, systems, and strategy problem.

In this episode of Real Talk with Katie Kim, Katie sits down with Lauren Brychell — founder of Equity Elevated Consulting and author of Beyond the Lead — to unpack why even high-performing founders struggle to raise capital.

This is not about pitching harder.
It’s about building the infrastructure, relationships, and investor experience that actually converts.

Lauren shares what she learned raising tens of millions in capital, the myths that quietly sabotage founders, and the simple but overlooked systems that separate those who chase capital from those who consistently attract it.

If you’ve ever felt like you’re doing everything right but still not seeing results, this episode will give you a clearer, more grounded path forward.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱ Timestamps
00:00 Intro: capital, business, wealth, and legacy
01:11 Lauren’s path into capital raising
02:40 Lessons from early deals and passive investing
05:21 What investors really ask
07:28 Biggest capital raising myths
08:28 Why transparency matters
11:24 The systems behind successful capital raising
15:18 Why some founders attract capital and others don’t
19:51 Why Lauren wrote Beyond the Lead
22:52 Let investors do the talking
24:40 The biggest lesson: get your tech stack right
29:02 What a great investor experience looks like
32:43 Capital and legacy
35:47 The legacy Lauren wants to create
38:29 The mindset shift that changes everything
40:45 Final advice: transparency and getting started
42:21 Katie’s closing CTA
42:58 Disclaimer

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Lauren Brychell

🌐 Website:
https://equity-elevated.com/

📱 Instagram:
@equityelevated

💼 LinkedIn:
https://www.linkedin.com/in/lauren-brychell-capital-raise-consulting/
https://www.linkedin.com/company/equity-elevated/

📘 Facebook:
https://www.facebook.com/equityelevatedconsulting

#CapitalStrategy
#WealthBuilding
#WomenInBusiness
#InvestorRelations
#BusinessGrowth
#FinancialClarity
#LegacyBuilding
#EntrepreneurLeadership

What if the biggest threat to your legacy isn’t losing money…

…but passing it down the wrong way?

In this powerful episode of Real Talk with Katie Kim, Julia Meyer shares the life-changing moment that forced her to rethink success, money, and what it truly means to build generational wealth.

At the peak of her career as a healthcare executive and director of pharmacy, Julia experienced a sudden retinal detachment that nearly took her vision. What followed were five surgeries over eighteen months, a forced pause from the career she had spent years building, and a question that changed everything:

If something happened to you tomorrow… would your family know how to steward the life you built?

What Julia realized during that season is something most families never talk about.

We spend decades building generational wealth, but almost no time teaching the generational wisdom required to protect it.

And the data confirms it.

Nearly 70% of family wealth disappears by the second generation, and 90% by the third.

Not because families didn’t build enough wealth.

But because they didn’t build the systems, values, and conversations needed to sustain it.

In this conversation, Katie and Julia unpack the deeper truth about wealth, legacy, and financial independence. They explore how parents can start healthy conversations about money with their children, why financial literacy begins at the dinner table, and how raising financially independent adults may be the greatest legacy any parent can leave.

If you are building a business, investing in real estate, scaling income, or thinking seriously about the future of your family’s wealth, this episode will challenge the way you think about money—and what you are truly leaving behind.

Because wealth without wisdom rarely survives the next generation.

Resources Mentioned:
✅ TEDx Talk (coming soon): https://juliamyers.com/tedx
✅ Free Resource – 5 Financial Conversation Starters for Families: https://juliamyers.com/talk

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱ Timestamps
00:00 Why this conversation about legacy matters
01:00 Julia Meyer’s origin story
03:13 The career she spent years building
04:06 The moment her vision suddenly changed
05:54 Emergency surgery the same day
08:00 Five surgeries and a forced life pivot
09:11 Focus vs tunnel vision
10:27 Alignment, faith, and removing distractions
13:21 Living with permanent double vision
17:44 The moment that changed how she saw legacy
20:20 Estate plans vs real legacy preparation
21:00 Rebuilding life and exploring real estate investing
22:01 The dinner table question: “Are we rich?”
23:07 Rich vs wealthy — the difference that matters
24:09 Julia’s mission: generational wisdom
26:37 Understanding your family’s money story
28:16 Family health and wealth meetings
29:07 Where to start teaching kids about money
31:17 “The world is coming for 18-year-olds”
33:03 Credit card mistakes parents make
36:30 Busting the myth: “I didn’t learn this so I can’t teach it”
39:37 Delayed gratification and decision-making
41:08 The family value: the more you have, the more you give
44:29 Why talking about money should not be taboo
46:28 The coming $70T wealth transfer
47:25 How to avoid becoming a statistic
49:36 Start the conversation today
50:44 Why this conversation needs a Part 2

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Julia Myers

🌐 Website:
https://juliamyers.com

📱 Instagram:
@julia_myers_rx

💼 LinkedIn:
linkedin.com/in/juliamyers314

📘 Facebook:
https://www.facebook.com/juliamyersrx

#GenerationalWealth
#LegacyBuilding
#FamilyWealth
#FinancialLiteracy
#WomenAndWealth
#EntrepreneurMindset
#RealEstateInvesting
#WealthEducation
#MoneyMindset
#BusinessLeadership
#ParentingAndMoney
#LegacyLeadership