Whether you’re a first home buyer or an investor, Queensland has plenty of opportunities to explore, but knowing where to look matters.
Host Adam Schaal and New Home Advocate Brendan Ford break down the Queensland hotspots worth having on your radar, what’s driving growth in these areas, and what buyers should consider before making their next move.

Thinking about buying or building in Queensland? This is a great place to start.

See more from Adam:
LinkedIn: / adam-schaal
Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/

About Brendan Ford:
Brendan Ford is a New Homes Advocate with over 10 years around the construction industry. A husband, dad and genuine people person, he loves connecting with people, hearing their stories and having a laugh along the way.

See more from Brendan:
LinkedIn: https://www.linkedin.com/in/brendan-ford-2568342a9/
Instagram: https://www.instagram.com/brendanford_/

ABOUT OWN IT - Your Property Partner Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.

FOLLOW US FOR MORE
Locale Homes
Helping West Australians buy and build new homes, minus the overwhelm.
Instagram: @localehomesau
TikTok: @locale.homes
Website: localehomes.com.au

Locale Wealth
Smart property strategies, simplified for rentvestors, investors, and future-you. Instagram: @localewealth
TikTok: @localewealth
Website: localewealth.com.au

Locale Financial
Home loan experts who work for you, not the bank, so you can buy with clarity and confidence
Instagram: @localefinancial
TikTok: @localefinancial
Website: localefinancial.com.au

Locale Property Group is the team behind Locale Homes, Locale Wealth, and Locale Financial, on a mission to help Australians build, grow, and own their futures. From securing your first home to growing wealth through property or navigating finance with clarity, we're here to simplify the journey and deliver real results. As client advocates, we offer honest guidance every step of the way, not just selling homes or loans, but reshaping how Australians experience property.

Negative gearing is gone on established property, CGT has been rewritten, and there is now a death tax and a divorce tax. So who actually wins?

In this episode, our host Adam Schaal sits down with Bradley Linford, Head of Finance at Locale Financial, to break down the new budget and what it really means for first home buyers, mum and dad investors, and anyone trying to get ahead.

They unpack the negative gearing changes, the new CGT indexation rules, the ambiguity banks still cannot resolve, and why they believe this shock period is the best buying window in years.

We cover:

○ Negative gearing stripped from established property and what it does to rentvesting and borrowing capacity
○ Why rents are already up around 10 percent when the modelling said 1 percent
○ The new CGT rule explained simply: the old 50 percent discount vs inflation indexation and a 30 percent minimum
○ How the first home buyer deposit scheme income caps overstimulated the market
○The death tax and divorce tax, who is exempt, and the fix being talked about
○ CGT on business and why tech founders are looking at Dubai and Miami
○ Why investors are being pushed into new builds, right where first home buyers thrived
○ Housing targets, migration, and the 35,000 fewer homes a year problem

0:00 Introduction
2:01 Where Is the Lie
3:39 Building Without the Bullshit: Negative Gearing
10:22 CGT Across Every Asset Class
19:23 Be Greedy When Others Are Fearful
24:15 Capital Gains: Old Rule vs New Rule
33:33 The Death Tax and the Divorce Tax
41:34 Think You're Ready?
46:21 Bring It to the Table
47:15 Lock It Up

DOWNLOAD THE TAX REFORM GUIDE
https://localewealth.com.au/tax-playbook/

Whether you are a first home buyer on the sidelines or an investor rethinking your strategy, this is the clearest breakdown of the budget and what to do next.

Get educated, get the right advice, and decide on your circumstances, not the headlines.

Locale Homes | Helping West Australians buy and build new homes, minus the overwhelm.

Don't forget to like, comment, and subscribe for more!


ABOUT ADAM SCHAAL

Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he is known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships.

See more from Adam:
LinkedIn: https://www.linkedin.com/in/adam-schaal/
Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/

ABOUT BRADLEY LINFORD

Bradley Linford is the Head of Finance at Locale Financial. With 12+ years in banking, finance, and property, Bradley is a seasoned expert who understands both sides of the property journey. He's been the buyer, seller, investor, and even strata treasurer, so when it comes to finance, he truly gets what's at stake. As Head of Finance, Bradley blends leadership with mentorship, empowering both clients and brokers to succeed. His passion lies in simplifying the lending process and ensuring every buyer feels confident, informed, and cared for.

See more from Bradley:
LinkedIn: https://www.linkedin.com/in/brad-linford/
Website: https://localefinancial.com.au/

ABOUT OWN IT - Your Property Partner

Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.

Podcast/Blog: https://open.spotify.com/show/6mJ6RDV
Presented by: Locale Property Group
Facebook: localewealth
Instagram: localewealth
TikTok: localewealth
YouTube: @localepropertygroup

FOLLOW US FOR MORE

Locale Homes

Instagram: @localehomesau
TikTok: @locale.homes
Website: localehomes.com.au
Locale Wealth Instagram: @localewealth
TikTok: @localewealth
Website: localewealth.com.au

Locale Financial

Instagram: @localefinancial
TikTok: @localefinancial
Website: localefinancial.com.au

Could the new tax changes be quietly pricing the next generation out of home ownership?

In this episode, our host Adam Schaal continues the conversation with Michael McGowan, Executive Director of HIA (Housing Industry Association), for a bonus follow-up on the recent federal budget and its tax changes.

They break down what the changes to CGT and negative gearing really mean for housing supply, investors, and first-home buyers trying to get into the market.

We cover:

Why Treasury's own figures point to less housing supply, not more
Whether the CGT and negative gearing changes will actually improve affordability
How investors could end up competing directly with first-home buyers for the same homes
Why investors aren't the real reason behind the housing shortage
The impact on rentvestors and why they deserve as much support as first-home buyers
How granny flats are becoming a workaround for growing families and investors alike
The missed opportunity in Perth's middle-ring suburbs, 5 to 20km from the city

1:18 Will the Budget Changes Slow Down Building?
3:52 Are Investors Elbowing Out First-Home Buyers?
5:48 Same Tax, More Burden on Every Asset Class
6:34 Are Investors to Blame for the Housing Shortage?
7:55 What This Means for the Next Generation
9:33 Granny Flats as a Workaround
10:36 Untapped Opportunity in Middle-Ring Suburbs

Whether you're a first-home buyer, an investor, or just trying to make sense of what the budget actually changes, this episode gives you the real picture.

We've almost taken away the opportunity for the next generation to build a platform to be successful.

Locale Wealth | Smart property strategies, simplified for rentvestors, investors, and future-you.

Don't forget to like, comment, and subscribe for more!

ABOUT ADAM SCHAAL
Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia's property and construction industry. With decades of experience and billions in property transactions, he is known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships.

See more from Adam:
LinkedIn: https://www.linkedin.com/in/adam-schaal/
Website: https://localefinancial.com.au/ | https://localehomes.com.au/ | https://localewealth.com.au/

ABOUT MICHAEL McGOWAN
Michael McGowan is the Executive Director of HIA (Housing Industry Association) in Western Australia, a role he has held for over seven years. With a career built on advocacy, industry education, and policy reform, Michael works closely with state and federal governments to strengthen housing supply, improve affordability, and support the residential construction sector.

See more from Michael:
Website: https://hia.com.au
LinkedIn: https://www.linkedin.com/in/michaelmcgowanhia/

ABOUT OWN IT - Your Property Partner
Real stories. Real lessons. Real talk. Buying your first home, upgrading, or investing? It is a big move and you do not have to go it alone. Hosted by Adam Schaal, the founder of Locale Property Group, Own It is where we discuss property journeys, wins, mistakes, mindset shifts, and everything in between. No jargon. Just honest, empowering conversations that shed light on all things property.

Podcast/Blog: https://open.spotify.com/show/6mJ6RDV
Presented by: Locale Property Group
Facebook: localewealth
Instagram: localewealth
TikTok: localewealth
YouTube: @localepropertygroup

FOLLOW US FOR MORE

Locale Homes
Helping West Australians buy and build new homes, minus the overwhelm.
Instagram: @localehomesau
TikTok: @locale.homes
Website: localehomes.com.au

Locale Wealth
Smart property strategies, simplified for rentvestors, investors, and future-you.
Instagram: @localewealth
TikTok: @localewealth
Website: localewealth.com.au

Locale Financial
Home loan experts who work for you, not the bank, so you can buy with clarity and confidence
Instagram: @localefinancial
TikTok: @localefinancial
Website: localefinancial.com.au

Locale Property Group is the team behind Locale Homes, Locale Wealth, and Locale Financial, on a mission to help Australians build, grow, and own their futures. From securing your first home to growing wealth through property or navigating finance with clarity, we're here to simplify the journey and deliver real results. As client advocates, we offer honest guidance every step of the way, not just selling homes or loans, but reshaping how Australians experience property.