Episode 15 - New Years Predictions!

Episode Title: New Year’s Predictions & Financial Twists for 2026 Hosts: Omen Quelvog & Rob Moore

Episode Overview

Cheers and Happy New Year from the Fiscal Foxhole! In this special New Year’s Eve episode, Omen and Rob kick off 2026 with a lively round of predictions, financial headlines, and a friendly competition—pitting their own forecasts against those of an AI chatbot. From mortgage rates and Super Bowl picks to the fate of Bitcoin and Taylor Swift’s relationship, this episode blends financial insight with fun, banter, and a look ahead at what might shape the coming year.

Key Segments

Opening Banter & Reflections

• Hosts share personal New Year’s stories, including family traditions and memorable moments.
• Reflections on the past year’s growth, both for the podcast and personally.

Headlines of the Week

• Mortgage Rates: Discussion of stagnant rates, the likelihood of returning to 6%, and the factors influencing borrowing costs.
• Military Pay & Benefits: NDAA passes with a 3.8% pay raise for troops; BAH rates see a 4.2% nationwide bump.

2026 Predictions Competition

• Format: Omen, Rob, and an AI chatbot each make predictions on a series of questions, with plans to revisit results next year.
• Sample Questions:
  • How many times will President Trump say “tremendous”?
  • Who wins the Super Bowl?
  • Will the Fed cut rates more than it hikes?
  • Will the US experience a technical recession?
  • How many days will the government be shut down?
  • Will Bitcoin break $125K and $50K in the same year?
  • What’s the risky investment fad of 2026?
  • Speed round: Mortgage rates, OpenAI vs. Microsoft revenue, military pay raise, home prices, and the Taylor Swift/Travis Kelce relationship.

Key Takeaways

• The real risk in home buying isn’t the rate—it’s delaying a decision that fits your life.
• Predictions are fun but highlight how much is outside our control; sound planning is about preparation, not guessing.
• Markets don’t care about your predictions, but it’s still worth thinking ahead.

Listener Engagement

• Questions: Send your questions to fiscalfoxhole@gmail.com for a chance to be featured on the show.
• Work With Us:
  • Connect with Omen
  • Connect with Rob

Disclaimer

Rob Moore and Omen Quelvog are registered investment advisor representatives. This podcast is for educational and entertainment purposes only. Nothing you hear should be taken as specific investment, legal, or tax advice. Please consult a qualified professional for guidance tailored to your situation.