Épisodes

  • Money and Me: Property on the Blockchain in SG?
    Feb 20 2026

    What if you could own a slice of a prime building in Singapore for the price of a holiday - and trade it like a stock?

    In this episode, hosted by Michelle Martin, we unpack whether real estate tokenisation is a breakthrough or just a buzzword.

    What do you actually own? How does tokenised property differ from a REIT?

    How as an investor can you tell whether liquidity is real or theoretical?

    Does Singapore’s strong REIT market make tokenisation redundant - or is there a genuine access advantage?

    To what extent is tokenisation of property an opportunity in Singapore - or still a wait-and-see experiment?

    Michelle Martin speaks with Keith Ong, CEO, RealVantage for his view on the issues.

    See omnystudio.com/listener for privacy information.

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    17 min
  • Money and Me: AI shockwave and SAAS & India’s Early Equity Moment
    Feb 19 2026

    If AI can replace junior lawyers overnight, what does that mean for your portfolio tomorrow?

    In this episode, hosted by Michelle Martin, with guest Arun Pai, Associate Partner, Monk’s Hill Ventures we unpack how an AI model from Anthropic is unsettling legal firms and deepening the AI scare trade across tech markets.

    Why did billions evaporate in a single session - was it panic, or a recognition that business models are being rewritten?

    We explore whether value now lies in proprietary data, ecosystem dominance, or AI infrastructure control.
    In Asia, Indian billionaire Mukesh Ambani and Larry Fink of BlackRock are urging Indians to pivot from gold into domestic equities - could this fuel a 1990s-style retail boom?

    We assess India’s growth outlook and whether capital rotation signals explosive expansion ahead.

    See omnystudio.com/listener for privacy information.

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    24 min
  • Money and Me: What Singapore investors need to know about Budget 2026 and Brewing Billions in China's Market
    Feb 16 2026

    From Singapore’s AI ambitions to China’s EV and bubble tea giants - where is the smartest risk-reward right now?

    Singapore’s Budget 2026 signals an accelerated AI roadmap just as Chinese growth names like BYD, XPeng, Pop Mart and Guming Holdings capture investor attention, hosted by Michelle Martin.

    We unpack Prime Minister Lawrence Wong’s innovation-led strategy and what it could mean for Singapore equities and AI infrastructure plays.

    Then we pivot to China’s EV landscape as global registrations soften and policy shifts test demand resilience.

    BYD’s battery leadership and export muscle face off against XPeng’s tech-driven autonomy ambitions.
    Pop Mart’s IP-powered collectibles and Guming’s beverage expansion highlight the power - and risk - of consumer identity investing.

    Are these companies building durable global franchises, or riding policy tailwinds and cyclical momentum?

    See omnystudio.com/listener for privacy information.

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    19 min
  • Money and Me: Budget 2026, CPF 864% Growth & The AI Property Play
    Feb 13 2026

    Can your child’s $10,000 today really turn into $86,000 - and what does Budget 2026 have to do with it?
    Michelle Martin unpacks the latest Budget goodies - from CDC vouchers and CPF top-ups to corporate tax rebates - and what they mean for families, seniors and businesses.

    Daniel Sim, Founder of Golden Goose Properties, breaks down the new voluntary CPF investment scheme and whether those in their late 40s should even consider taking market risk.

    We explore the bold 864% CPF growth strategy for kids, and the real trade-offs between long-term compounding and short-term liquidity.

    Plus, what Singapore’s new AI Park at One-North could mean for District 5 property values, rental premiums and long-term capital appreciation.

    A practical, future-focused conversation on money, mindset and opportunity - hosted by Michelle Martin.

    See omnystudio.com/listener for privacy information.

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    28 min
  • Money and Me: ASK CPF! Navigating the 3 CPF LIFE Plans
    Feb 12 2026

    You asked for it!

    Michelle Martin sits down with Dion Thong, Senior Manager, Retirement Withdrawals Department, CPF Board, to demystify CPF LIFE with questions listeners sent in.

    They tackle common fears - is CPF LIFE truly for life, what happens to your money when you pass on, and is the “up to 6%” interest too good to be true?

    We unpack enrollment rules, the threshold for inclusion, whether you can switch plans later, and what you can do today to boost your monthly payouts

    Find out: which plan best protects against inflation, which gives the highest starting payout, and how risk-pooling really works behind the scenes.

    A clear, practical guide to making one of retirement’s most irreversible decisions - hosted by Michelle Martin with guest Dion Thong, Senior Manager, Retirement Withdrawals Department, CPF Board.

    See omnystudio.com/listener for privacy information.

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    19 min
  • Money and Me: What Budget 2026 could help Singaporeans with.
    Feb 11 2026

    What if Budget 2026 could change the way you use your SRS , own your first home and teach your children about money?

    Ahead of Prime Minister Lawrence Wong’s statement, we unpack ideas that could meaningfully reshape financial security in Singapore from a personal finance perspective.

    Elijah Lee, Senior Financial Services Manager, Phillip Securities, shares his view on why SRS reform could be a powerful lever for retirement flexibility and tax efficiency.

    We examine how stronger first-property support can balance affordability without reigniting a property bubble, think through structural cost-of-living solutions - and why financial literacy in schools may be the ultimate long-term hedge.

    A forward-looking conversation on Singapore budget priorities, hosted by Michelle Martin.

    For more Budget 2026 insights:
    https://www.moneyfm893.sg/whats-on/budget-2026/

    See omnystudio.com/listener for privacy information.

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    22 min
  • Money and Me : When Gold is So High, Should you Buy?
    Feb 10 2026

    Hosted by Michelle Martin, this is the show that keeps your peace of mind at the heart of the wealth chase.

    When everything feels chaotic - wars, inflation, de-dollarisation fears and gold is rising - what if the smartest financial move is knowing when to stop chasing more?

    Drawing on insights from Christopher Tan, CEO of Providend, the conversation challenges the reflex to maximise, leverage, and hustle at all costs.

    Michelle and Chris unpack the most common investor mistakes during periods of volatility - from freezing in fear to making emotionally reactive moves.

    Gold makes a comeback in the headlines, but is it an investment, a hedge, or simply psychological insurance?

    The discussion also tackles the modern obsession with side hustles and multiple income streams - and whether more money always means more security.

    At the heart of it all: where to draw the line between building wealth and actually living the life that wealth is meant to support.

    See omnystudio.com/listener for privacy information.

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    20 min
  • Money and Me: S-REITs Are Back - But Not All Recoveries Are Equal
    Feb 9 2026

    After years in the penalty box, S-REITs are staging their strongest comeback since before COVID - but the real question is: who’s thriving, and who’s just surviving?

    The iEdge S-REIT Leaders Index delivered a standout 16.3% return in 2025, its best annual performance since 2019, signalling a shift in momentum as rate pressures ease.

    But this recovery is uneven, with pockets of strength emerging while weaker balance sheets continue to lag.

    We break down which property types are leading the rebound, and why yesterday’s winners may not be tomorrow’s.

    With Singapore Budget 2026 just around the corner, expectations are building around policy support, funding costs, and growth catalysts for the sector.

    Kenny Loh, REIT Specialist and Wealth Advisory Director, shares what investors should watch - hosted by Michelle Martin.

    See omnystudio.com/listener for privacy information.

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    19 min