We interview Sohin Shah, co-founder of InstaLend, a private mortgage lender specializing in loans for real estate investors. Sohin discusses the growth of InstaLend, the advantages of private lending over traditional banking, the various loan products offered, and how technology is leveraged to streamline the lending process. He also shares insights on risk management in construction loans, market trends, and the future outlook for real estate investing. https://www.instalend.com/

Takeaways
- InstaLend specializes in lending to landlords and real estate investors.
- Private lenders focus on property value rather than personal income.
- InstaLend can close loans in 10 to 14 days, much faster than banks.
- The company uses institutional capital from Wall Street for lending.
- Loan terms can vary based on credit score and debt service coverage ratio.
- Sohin emphasizes the importance of local appraisers for accurate property valuation.
- Construction loans require experienced investors or licensed general contractors.
- The Midwest is currently seeing a lot of real estate activity.
- Investors can benefit from cash flow, depreciation, and property appreciation.
- Real estate offers tax advantages, such as tax-free refinancing.

Is Network Marketing right for you? Dave Rolfe is looking for people who ready for an exciting new challenge. In this episode of the Money Seed Podcast, we talk to network marketing expert Dave Rolfe, who shares his extensive experience in the industry as well as an unexpected story of how he stumbled into this field. Dave explains the fundamentals of network marketing, its evolution in the digital age, and his personal journey from a budding entrepreneur to a successful leader in the field.

Dave is giving away his eBook: Playing the Game: 10 Key Lessons To Fuel Success
To receive your copy, follow Dave through his website at www.besmarterwithdave.com
You may also connect with Dave through Facebook - https://www.facebook.com/dave.rolfe1

Dave is the author the book Vested Interest Making Network Marketing Work For You https://www.amazon.com/Vested-Interest-Making-Network-Marketing/dp/B000E3GMT6

Takeaways
- The structure of network marketing allows for scalability without heavy infrastructure.
- Social media has transformed how network marketing operates today.
- Education is crucial for success in network marketing.
- Not everyone is suited for network marketing; it requires specific traits.
- Success in business often takes years of effort and learning.
- Understanding the relationship between time and money is essential.
- Leverage in network marketing can exponentially increase your capacity.
- Finding the right resources and support is key to success.

Eric Mangold from Argosy Wealth Management outlines the wealth management philosophies that guide him. Eric has been in the wealth management industry for twenty years and has noticed that the thinking around retirement planning needs to change as Americans are living longer and the risk of running out of money is greater than ever. Planning for long term care, generating income, and growing your net worth faster than inflation are key. Btw, does your financial planner have a succession plan?
https://www.emangold.com/

Eric's journey into finance was driven by witnessing his family's struggles with his father's illness and the resulting financial strain. This personal experience fueled his desire to provide personalized financial advice, leading him to work at Merrill Lynch and Bloomberg before dedicating the last thirteen years to helping clients save millions in taxes and achieve financial freedom.