Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds.

Click HERE to get your result.

Is it really possible to go through one of the worst multifamily real estate markets in decades and come out stronger on the other side?

In this episode, I sit down with August Biniaz, co-founder and Chief Investment Officer of CPI Capital, to break down exactly how he and his team navigated one of the most volatile real estate cycles we've seen in years and what they're doing differently now.

If you've been watching the multifamily space over the past few years, you've probably seen the chaos. Rising interest rates, compressed rents, oversupply in key markets, and syndicators going out of business it's been a brutal environment. But what separates those who survive from those who don't? That's exactly what we unpack in this conversation.

August shares his journey from growing up in a real estate-driven family to building a company that has transacted over $225 million in multifamily and build-to-rent investments. We talk about the real lessons learned from the market downturn not the fluffy stuff, but the real, hard-earned insights around discipline, underwriting, debt strategy, and knowing when NOT to do a deal.

One of the biggest takeaways? Sometimes the best move you can make as an investor is to sit on the sidelines. August explains how his firm paused acquisitions for nearly two years, even when pressure was high to keep deploying capital. That kind of discipline is rare and it's exactly what helped them avoid the mistakes that caused other firms to lose investor money.

We also dive deep into why multifamily real estate investing is still fundamentally strong long-term, despite the current downturn. With over 40 million Americans renting and demand continuing to rise, the asset class isn't going anywhere but the way you invest in it absolutely matters.

On top of that, we explore the growing opportunity in build-to-rent communities, a strategy that caters to a new generation of renters who value flexibility, mobility, and lifestyle over traditional homeownership. August breaks down why this model is gaining traction and how it differs from traditional apartment investing.

We also talk about real estate cycles, inflation, interest rate shocks, and why many deals simply aren't "penciling" today. If you're a passive investor looking for passive income strategies, this episode will help you understand what to look for, what to avoid, and how to think like a seasoned investor.

This isn't about hype, it's about clarity. Whether you're new to real estate or a seasoned investor trying to adapt to today's market, this episode will give you a grounded, realistic perspective on where things stand and where the opportunities truly are.

August's links
- Instagram: https://www.instagram.com/augustbiniaz?igsh=MTUwZ29nZXF4Zzlqcw==
- Facebook: https://www.facebook.com/share/1FTvpJhJh4/?mibextid=wwXIfr
- Company: https://cpicapital.ca/

Most business owners lose thousands from hidden money leaks. Find out how much you could keep in 30 seconds.

Click HERE to get your result.

A lot of people think their biggest financial risk is the market but what if the real risk is the life you've built around your income?

In this episode, I'm breaking down a silent financial risk that I see affecting more and more high-income earners right now. If you're making $100,000, $200,000, or even more per year but still feel like you're barely getting ahead, you're not alone and you're not doing anything wrong. The real issue is something most people never talk about: lifestyle creep and hidden financial leaks that quietly increase your risk and reduce your financial flexibility.

Over the last several years, we've seen inflation skyrocket, expenses increase, and the purchasing power of the dollar decline. Meanwhile, many people have increased their income but also increased their expenses at the same time. That creates a dangerous situation where your entire financial life becomes dependent on your current income level. And if that income is disrupted, everything else is at risk.

I walk you through exactly how this happens and, more importantly, what you can do about it right now. I share practical strategies to help you identify where your money is going, how to plug financial leaks, and how to create more breathing room in your finances without drastically changing your lifestyle.

We'll also talk about why tracking your money weekly is one of the most powerful habits you can develop, how small adjustments like insurance deductibles and subscription audits—can free up more cash, and why your mental bandwidth plays a bigger role in your financial decisions than you might realize.

Beyond just cutting expenses, I dive into the other side of the equation: increasing your income and creating more value. Whether you're a business owner or working a W2 job, I'll show you how to become more valuable, leverage tools like AI, and create additional income streams that give you more control over your financial future.

Because at the end of the day, it's not just about net worth it's about cash flow and financial flexibility. I've seen too many people with high net worth but no real income security. If your income stopped today, would your life continue uninterrupted? If not, this episode is for you.

I also share why focusing on your personal economy matters more than what's happening in the global economy, and how you can position yourself to stay confident and in control even when others are panicking.

If you're ready to stop feeling stuck, take control of your money, and start building true financial freedom, this episode will give you the roadmap to do exactly that.