Couverture de Late-Stage Delinquencies Increase, Driven by Auto Loans and Mortgages

Late-Stage Delinquencies Increase, Driven by Auto Loans and Mortgages

Late-Stage Delinquencies Increase, Driven by Auto Loans and Mortgages

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In the August edition of CreditGauge LIVE, VantageScore hosts Ola Fadahunsi, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Jay Budzik, SVP, Director of AI & Machine Learning Operations at Fifth Third, who shares key insights into consumer credit.

Insights from the July 2025 VantageScore CreditGauge™:
➡️ Late-Stage Credit Delinquencies Increase
➡️ Auto Loans and Mortgages Drive Delinquencies
➡️ Average VantageScore Credit Score Declines

Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health.

Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

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