Indiana lawmakers have a short session and a healthy state budget. But they’ve still got a packed agenda in those few weeks. To help listeners know what to expect in the 124th assembly, host Randy Head visits with Sen. Sue Glick, assistant president pro tem and chair of the Natural Resources Committee. Among other items, lawmakers will consider the escalating cost of healthcare, guns in the hands of children, and the property tax bill that was passed last year. Reflecting on last year’s high-profile debate over redistricting, Sen. Glick highlights the importance of constituents knowing their lawmakers, from Indiana all the way to Washington, D.C. She also describes pressure from Washington to pass the redistricting bill – it failed – and lauds Sen. Rodric Bray, president pro tem, for his respectful handling of the political back-and-forth.

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Data is everywhere – in smart devices, business operations, and consumer interactions. To unpack the privacy implications for listeners in healthcare and financial services, Krieg DeVault colleagues Stacy Long and David Bowen visit with host George Lepeniotis. With her focus on healthcare, Stacy offers her perspective on the ever-changing federal HIPAA law and the Indiana Consumer Data Protection Act, which took effect on Jan. 1 and gives individuals rights to protect their personal information. David, who focuses on financial services, offers his perspective on the interplay between the federal Gramm-Leach-Bliley Act and state laws that cover financial institutions. “Getting a compliance structure in now is advisable if these laws apply to you,” David suggests. Stacy notes that complying with privacy laws isn’t necessarily expensive – but penalties for violating the Indiana Consumer Data Protection Act can run up to $7,500 per violation.

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Businesses are often excited about the potential that AI tools could unlock, such as better efficiency and lower production costs. Lawyers, on the other hand, are in the business of thinking about liability. To give the lawyer’s perspective on AI, host George Lepeniotis welcomes Maria Geltz, an attorney in Krieg DeVault's Financial Services Group who recently spoke at the Indiana Manufacturers Association conference about how AI affects manufacturers. The first takeaway for businesses, Maria says, is to be cognizant of the jurisdictions where you operate and join discussions with local representatives about AI. Tune in as the colleagues cover regulatory regimes, vendor agreements, and IP laws and privileges.

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Flagstar Bank expects to save $15 million annually by shedding its holding company—a trend that started about eight years ago. “It really got people thinking, ‘Do we really need a holding company today?,’” says Keaton Miller in this discussion about the benefits of holding companies. Keaton brings 13 years of in-house experience from Old National Bank to his role in Krieg DeVault's Financial Institutions Practice. In this conversation with George Lepeniotis, he traces the regulatory evolution from loopholes to compliance burdens, examines which institutions benefit most from simplification, and walks through the merger-like process. For banks not utilizing holding company benefits—like operating multiple depositories or engaging in specialized activities—Keaton suggests that the administrative and regulatory costs may no longer be justified.

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The Trump administration's "One Big Beautiful Bill" is poised to significantly impact healthcare providers by changing Medicaid financing and reimbursement. Meghan Linvill McNab, a partner at Krieg DeVault who focuses on Medicare and Medicaid reimbursement, describes key contours of the new landscape: placing limitations on provider taxes and levels of state directed payment programs in Medicaid managed care. With host George Lepeniotis, she explains that the bill will limit some opportunities for states to use non-state dollars to fund their portion of a Medicaid expenditure. “That’s going to result in either the state having to put up more funding to keep reimbursement at the current levels, or it's going to result in reimbursement to providers decreasing because there's not as much funding,” she says. “So, something has to give to keep the balance.”

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Clients have asked Brandon Shirley about acquiring a health entity that would qualify for the 340B Drug Pricing Program because, as he explains, “it does enable substantial benefits if you can get into it.” But the program is also complex. A healthcare Senior Counsel at Krieg DeVault, Brandon dissects 340B, which requires drug manufacturers to provide upfront discounts to eligible healthcare entities serving uninsured and low-income populations. With host George Lepeniotis, he clarifies who qualifies as a "covered entity," explains the disputes over patient eligibility definitions, and addresses the controversial manufacturer-proposed "rebate model".

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When they launch a business, most founders don’t have selling on the top of their mind. But when it comes time to consider the future – for themselves, the company, and employees – an ESOP (Employee Stock Ownership Plans) can be a win-win.

“A lot of founders would say, ‘I'm not ready to sell the company.’ But the beauty about the ESOP is that it can create a market for the sale of your shares … and you control the timing,” explains Bill Merten, a partner in Krieg DeVault’s ESOP Practice.

In breaking down that beauty with Krieg DeVault colleague and host George Lepeniotis, Bill outlines the flexibility and financial benefits of ESOPs versus traditional sale options like private equity or strategic buyers. He describes the unique advantages to employee beneficiaries as well as founders and details how an ESOP is structured and financed.

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