What if your daily routine is quietly reshaping your financial future? Heidi Ricken Provost & Gerry Ricken explore how weather, habits, spending patterns, and life changes impact retirement readiness more than most people realize. From breaking decades‑old savings habits to choosing Roth over traditional contributions, they reveal why getting comfortable with change is essential for long‑term financial health. With real‑life stories, humor, and practical insight, this episode helps listeners rethink routine—not as autopilot, but as a powerful tool for retirement success.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

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What does a groundhog have to do with your financial future? Heidi Ricken Provost & Gerry Ricken use winter routines, weather quirks, and life rhythms to explain how small habits shape long‑term retirement outcomes. From unexpected lifestyle changes to the power of breaking financial autopilot, the team explores why flexibility and awareness matter. With humor, relatable stories, and practical guidance, this episode helps listeners rethink daily routines as the foundation for healthier finances and a more joyful retirement.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

A simple snowstorm reveals the hidden power of preparation. In this episode, Gerry Ricken unpacks how everyday planning—like clearing icy driveways or stocking essentials—mirrors the importance of preparing for financial emergencies and retirement. He explores emergency funds, cashless‑society realities, risk tolerance, and building a purpose‑driven retirement. With relatable stories and practical guidance, the conversation shows why being proactive beats scrambling at the last minute.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

A winter weather panic sparks a deeper conversation about why preparation shapes every stage of life. Gerry Ricken breaks down the essentials—from emergency funds and tax planning to Medicare decisions, diversification, and defining your retirement purpose. He also explores how to avoid boredom in retirement and build a meaningful legacy rooted in stories, values, and intentional planning. It’s an encouraging guide for navigating life’s “what‑ifs” with clarity.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Have you ever wondered what truly drives the Rickens? This heartfelt episode pulls back the curtain on the family origins, values, and personal stories behind Ricken Financial. Gerry Ricken and Heidi Ricken Provost reflect on their family legacy, lessons from past generations, and the purpose that fuels their firm today. From burst pipes to childhood memories to the joy of serving clients like family, this episode blends warmth, humor, and inspiration while revealing the deeper meaning behind their work.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

What happens when rock legends meet retirement pros? This lively backstage conversation with Cheap Trick blends humor, storytelling, and reflections on purpose. Robin Zander and the band open up about their early days, favorite songs to perform, on‑stage energy, and what legacy means to them now. Gerry Ricken and Heidi Ricken Provost bring their signature warmth as the group jokes, reminisces, and shares candid moments fans rarely hear. A fun, human, and unexpected look at music, aging, and staying passionate at every stage of life.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

Think winning a national championship takes preparation? So does winning at retirement. This episode connects football strategy with financial planning as Gerry Ricken and Heidi Ricken Provost break down risk, income streams, RMDs, tax pitfalls, health care, and the “purpose approach” to building a well‑rounded plan. With relatable examples, clear explanations, and practical insights, they walk listeners through what it takes to enter retirement confident, informed, and ready for life’s next chapter.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.

What if money you’ve forgotten is still waiting for you to claim it? In this episode of Kickin’ with the Rickens, Gerry Ricken breaks down how unclaimed property works, why states hold billions in abandoned funds, and how small business owners can rethink overlooked tax strategies. From understanding escheated accounts to navigating deductions, the conversation highlights practical steps listeners can explore to stay informed and better understand their financial landscape—without being overwhelmed.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476.

Find the Rickens on social media: Facebook | Instagram | YouTube

See omnystudio.com/listener for privacy information.