Insurance, Inspections, and COPE: Joe Terzano on Underwriting Smarter for CRE
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Insurance, Inspections, and COPE: Joe Terzano on Underwriting Smarter for CRE
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In this episode of The Value Builder Podcast, Saul sits down with Joe Terzano—VP of Commercial Lines at Safeguard Insurance Solutions—for a practical, ground-level conversation on commercial property insurance. From fire suppression systems to roof reports and multi-tenant risks, Joe explains what underwriters are actually looking for and how to prepare your property to avoid red flags.
🎯 You’ll learn:
- What COPE data is—and why every underwriter relies on it
- How sprinklers, roof access, and tenant mix affect your premium
- Why drone footage is out and AI roof scans are in
- The role of municipal code vs. NFPA standards
- What to have ready when an inspector shows up
If you own or operate industrial or commercial property and want to stop overpaying for insurance—or getting blindsided by avoidable issues—this episode is a must-listen.
Reach out to Joe on LinkedIn: https://www.linkedin.com/in/joe-terzano/ Subscribe and follow The Value Builder Podcast for more CRE and business operator insights every Wednesday.
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