In this Monthly Brief, we break down the most important fraud and financial crime developments shaping early 2026 — and what they mean for financial institutions navigating new regulatory pressure, expanding attack surfaces, and rising expectations for real-time defense.

This episode covers:

• Why fraud defense is entering a regulatory shift

• Nacha’s expanded ACH liability rules and sender-side accountability

• CFPB Section 1033 and how open banking changes fraud risk

• How some organizations are turning risk operations into revenue

• What stablecoins reveal about the future of transparency in financial crime

Get the full January newsletter and links to all resources mentioned: https://www.datavisor.com/defend-podcast

Chapters

0:00 Introduction

0:29 The new fraud landscape in 2026

1:50 Nacha & ACH liability changes

5:12 CFPB Section 1033 & open banking

8:24 Turning risk into revenue

11:14 Alert Summaries with AI

12:38 Stablecoins & what’s next

16:24 Closing

Welcome to the fraud and financial crime podcast breaking down the real-world threats and defenses shaping today’s financial ecosystem to prepare you for what’s next.