Most business owners think "cash flow" means one number on one report. Claire breaks down why that single view is exactly what leaves profitable businesses caught short, unable to pay a VAT bill they never saw coming. In this episode, Claire walks through the three distinct ways every business needs to look at its cash, and why relying on just one of them creates a blind spot that can catch even a genuinely profitable business off guard.

Key Topics Covered:

• Why a business can be profitable for 18 months and still not have enough cash to pay its VAT bill
• The three types of cash reporting every business owner should be getting monthly: the cash flow forecast, the cash flow statement, and the "whose cash is it" breakdown
• How a rolling 13-week cash flow forecast protects you from tax bill surprises
• Why profitable businesses still run out of cash once loans, dividends, and stock are accounted for
• The difference between service, stock, and asset-based businesses when it comes to cash flow risk
• Why roughly 80% of the businesses PCG works with are unknowingly living off money that belongs to HMRC

Get the free 13‑week template (email marketing@profitcashgrowth.com) or view a live demo of our reporting at profitcashgrowth.com.

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ABOUT THE HOST:

Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers.

As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business.

Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.

*The content of this podcast is for entertainment purposes only and does not constitute professional advice.