⚖️Estate planning isn’t just about what happens after you die—it’s about protecting yourself and your loved ones while you’re alive.

In this episode of Your Bread & Butter™, Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® break down why legal documents like wills, powers of attorney, and health care proxies matter long before end-of-life conversations ever begin. We explore common myths (“I’m too young,” “I’m not rich”), the real-life benefits of planning ahead, and how these documents preserve your choices when you can’t speak for yourself.

What we cover in this episode:

💠Why legal documents are for the living—not just for death

💠What a will (last testament) actually does—and a brief history from ancient Rome to modern probate

💠What probate means today and how the process works

💠When assets do not have to go through probate

💠Durable Power of Attorney (DPOA): what it does and when it applies

💠Health Care Proxies vs. Living Wills—what’s the difference?💠How proper planning can reduce stress, confusion, and conflict for loved ones

Key takeaway:

Legal documents are about empowerment, not fear. Planning ahead helps ensure your wishes are honored and your family is protected—before a crisis ever occurs.

🎧 If you found this episode helpful, share it with someone who’s been putting off their planning.

📍 Learn more at www.privatefinancialdesign.com

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