Épisodes

  • Self-Teaching Property vs Paying for Education, Why Most Beginners Never Start

    Self-Teaching Property vs Paying for Education, Why Most Beginners Never Start
    Feb 16 2026
    “Free content keeps people stuck.”


    In this episode, we talk honestly about how beginners should learn property investing in 2026, without getting overwhelmed, ripped off, or stuck consuming content forever.


    We share what property education looked like when we started 12 years ago, why things feel harder now, and how to balance self-teaching, paid education, and actually taking action.


    If you’ve been stuck researching, unsure who to learn from, or confused about whether education is “worth it”, this one’s for you.




    Chapters


    00:00 – Welcome & why this matters in 2026

    Why we wanted to talk about learning property the right way this year.


    03:00 – Predatory education & red flags

    What to avoid and why high-pressure sales tactics are a no.


    06:30 – Why property feels riskier now

    Higher prices, tighter margins, and less room for mistakes.


    09:00 – Self-teaching vs paid education

    What free content is good for, and where it stops helping.


    13:00 – Courses vs mentorship

    Why foundations come before mentors.


    17:00 – Confidence, action & real learning

    Why education shortens the path but doesn’t replace experience.


    22:30 – Who you should learn from

    Why alignment matters more than hype or hustle.


    26:00 – Final takeaway

    Self-teaching builds understanding.

    Education reduces risk.

    Action builds wealth.



    Key Takeaways


    Free content builds awareness, not momentum


    Education should reduce risk, not drain capital


    You don’t need £20k courses to learn property fundamentals


    Mentorship works best after you understand the basics


    Learn from people living the life you actually want



    Keywords


    property investing for beginners, property education UK, self teaching vs paid courses, property mentorship, financial literacy property, Honest Property Sisters










    If this episode resonated, we would love to hear what reverse retirement looks like for you.







    Send us a DM or leave a comment and tell us what small step you are taking next.








    See you in the next episode.




























    🌏 Explore our world


    www.honestpropertysisters.com


    📩 Investing masterclass 2026 waitlist


    https://url-shortener.me/B0WR



    👩🏻‍💻 Sponsored by The Freedom Geek


    We've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out!


    👉 https://thefreedomgeek.contactin.bio


    (mention 'Honest Property Sisters' for £50 off!)



    🏦 Our Property Finance Partner - Scale Property Finance


    Looking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors.


    👉 https://scalepropertyfinance.co.uk


    (mention 'Honest Property Sisters' for £100 knocked off your brokerage fee)



    📝 FREE Entrepreneurs Guide to Wealth Building


    https://shorturl.at/ttTKQ



    🦋 FREE Property Freedom Blueprint


    https://shorturl.at/bzaje



    📊 FREE Deal Analyser


    https://shorturl.at/ST40T



    🏘️ How we manage our Portfolio


    https://url-shortener.me/B0WK





    💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you!

    Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    30 min
  • Should You Start Small With Property, Or Think Bigger First? A Conversation for New Investors

    Should You Start Small With Property, Or Think Bigger First? A Conversation for New Investors
    Feb 3 2026
    “Your first property isn’t meant to make you rich.”Should your first property investment be small and simple, or big and bold?In this episode, Becky and Ruth break down one of the most common questions we get from beginners. Do you start with a straightforward buy-to-let, or go straight into something bigger like HMOs, developments, or commercial conversions?We talk honestly about fear, ego, timing, life stage, and why there is no single “best” strategy. Just the one that fits your life right now.This is not about hype or shortcuts. It is about staying in the game long enough to build real wealth, without burning yourself out or boxing yourself in.Our biggest takeaway. Your first property is not meant to make you rich. It is meant to make you capable.Key Talking PointsWhy copying online investors rarely worksHow market cycles and interest rates affect strategy choiceTime vs money vs energy, which one really mattersWhy mistakes feel more expensive later onThe danger of skipping steps too earlySeparating ego from long-term decision makingWhy calm decisions usually beat flashy onesChapters00:00 – Welcome + why this question matters Why “start small vs think big” comes up for almost every new investor.02:00 – The real fears behind first investments Renting, first-time buyers, overthinking, and waiting for the “perfect” deal.05:00 – Starting small explained properly Buy-to-lets, house hacking, small HMOs, and why foundations matter.10:30 – Life stage changes everything Your 20s vs 30s vs later life, energy, time, capital, and priorities.15:20 – The pros and cons of going bigger early Bigger numbers on paper, but bigger pressure, risk, and consequences.32:00 – The core lesson most people miss Your first property’s job is learning, not perfection or speed.Key Talking PointsWhy copying online investors rarely worksHow market cycles and interest rates affect strategy choiceTime vs money vs energy, which one really mattersWhy mistakes feel more expensive later onThe danger of skipping steps too earlySeparating ego from long-term decision makingWhy calm decisions usually beat flashy onesKey Phrases and KeywordsProperty investing for beginners, start small property investing, buy-to-let vs HMO, first property investment, BRRR strategy explained, property strategy by life stage, FIRE property investing, house hacking UK, scaling property portfolios, avoiding shiny penny strategies, property decision making, long-term wealth buildingIf this episode resonated, we would love to hear what reverse retirement looks like for you. Send us a DM or leave a comment and tell us what small step you are taking next.See you in the next episode.🌏 Explore our worldhttps://honestpropertysisters.com/ / honestpropertysisters 📩 Investing masterclass 2026 waitlisthttps://stan.store/honestpropertysist...👩🏻‍💻 Sponsored by The Freedom GeekWe've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out!👉 https://thefreedomgeek.contactin.bio(mention 'Honest Property Sisters' for £50 off!)🏦 Our Property Finance Partner - Scale Property FinanceLooking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors.👉 https://scalepropertyfinance.co.uk(mention 'Honest Property Sisters')📝 FREE Entrepreneurs Guide to Wealth Buildinghttps://shorturl.at/ttTKQ🦋 FREE Property Freedom Blueprinthttps://shorturl.at/bzaje📊 FREE Deal Analyserhttps://shorturl.at/ST40T🏘️ How we manage our Portfoliohttps://lendlord.io/the-honest-proper..💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you! Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    35 min
  • Reverse Retirement, Why Waiting Until 65 to Live No Longer Makes Sense

    Reverse Retirement, Why Waiting Until 65 to Live No Longer Makes Sense
    Jan 20 2026
    “What if retirement is backwards?”What if the way we have been taught to retire is backwards?In this episode, we unpack the idea of reverse retirement, why more people are opting out of the traditional wealth race, and how to build a life that feels lighter now, not just “someday”.We talk honestly about burnout, delayed gratification, FIRE, property as a tool (not an identity), and why designing time, energy, and location freedom earlier matters more than ever in 2026.This is not about quitting work or rejecting ambition. It is about building wealth in a way that supports your life today as well as your future.What we cover• Why the traditional retirement model feels broken • The rise of reverse retirement and sabbaticals • Delayed gratification vs living well now • Burnout, energy management, and modern work • FIRE explained (without the extremes) • Redefining what “wealth” actually means • Property as a tool, not a personality • Fewer assets, more peace • Diversifying income in a volatile world • Designing your days intentionallyChapters00:00 Intro and why retirement feels backwards 02:00 Why people are questioning the old model 05:00 Delayed gratification vs fear-based living 09:40 Reverse retirement and FIRE explained 11:30 Designing freedom without quitting ambition 14:00 Redefining wealth, time and nervous system safety 18:00 Property, peace of mind, and fewer assets 20:40 Letting go of the finish line mentality 22:30 Designing life now, not deferring itKey takeaways• You do not need to wait until 65 to experience freedom • Wealth is not just money, it is time, energy, and flexibility • Burnout often arrives before success if you ignore balance • FIRE does not mean doing nothing or living miserably • Property works best when it supports your lifestyle, not your ego • Designing your days is designing your lifeIf this episode resonated, we would love to hear what reverse retirement looks like for you. Send us a DM or leave a comment and tell us what small step you are taking next.See you in the next episode.🌏 Explore our worldhttps://honestpropertysisters.com/https://www.instagram.com/honestpropertysisters/📩 Investing masterclass 2026 waitlisthttps://stan.store/honestpropertysisters/honestpropertysisters_funnel_994612👩🏻‍💻 Sponsored by The Freedom GeekWe've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out!👉 https://thefreedomgeek.contactin.bio(mention 'Honest Property Sisters' for £50 off!)🏦 Our Property Finance Partner - Scale Property FinanceLooking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors.👉 https://scalepropertyfinance.co.uk(mention 'Honest Property Sisters')📝 FREE Entrepreneurs Guide to Wealth Buildinghttps://shorturl.at/ttTKQ🦋 FREE Property Freedom Blueprinthttps://shorturl.at/bzaje📊 FREE Deal Analyserhttps://shorturl.at/ST40T🏘️ How we manage our Portfoliohttps://lendlord.io/the-honest-proper..💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you!All enquiries please email 💌 hello@honestpropertysisters.com Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    24 min
  • Is Diversification Boring… or the Smartest Move Freelancers Can Make?

    Is Diversification Boring… or the Smartest Move Freelancers Can Make?
    Jan 6 2026
    “Boring is actually very sexy.”In a world of viral investing advice, crypto memes, and “get rich quick” promises, diversification can feel… boring.But what if boring is actually the point?In this Freelancer Edition of the Honest Property Podcast, we unpack why simple, boring, diversified strategies are often the ones that quietly build real wealth — especially if you’re self-employed, creative, or easily distracted by shiny new ideas (we see you 👀).We share honest lessons from over 12 years of building a multi-million-pound portfolio, the mistakes we’ve made chasing excitement, and why we now care far more about downward-resistant foundations than flashy returns.If you want wealth that supports freedom, flexibility, and a life you actually enjoy — this one’s for you. Key takeawayDiversification isn’t glamorous.It won’t go viral.But it’s what keeps you steady when markets wobble, protects your future self, and gives you the freedom to focus on the work and life you actually care about.Boring strategies. Simple foundations. Real freedom.Chapters00:00 – Welcome & today’s question02:30 – Why boring businesses build real wealth05:20 – Our “vanilla” strategy that actually worked07:00 – What diversification really means09:30 – UK property risk & regulation reality12:00 – Property vs stocks: speed vs patience15:00 – Why freelancers need boring wealth18:00 – Adapting to changing housing & work trends22:30 – When focus becomes reckless25:30 – Discipline, boredom & long-term thinking29:30 – Boring is sexy (final thoughts)🌏 Explore our worldhttps://honestpropertysisters.com/https://www.instagram.com/honestpropertysisters/📩 Investing masterclass 2026 waitlisthttps://stan.store/honestpropertysisters/honestpropertysisters_funnel_994612👩🏻‍💻 Sponsored by The Freedom GeekWe've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out!👉 https://thefreedomgeek.contactin.bio(mention 'Honest Property Sisters' for £50 off!)🏦 Our Property Finance Partner - Scale Property FinanceLooking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors.👉 https://scalepropertyfinance.co.uk(mention 'Honest Property Sisters')📝 FREE Entrepreneurs Guide to Wealth Buildinghttps://shorturl.at/ttTKQ🦋 FREE Property Freedom Blueprinthttps://shorturl.at/bzaje📊 FREE Deal Analyserhttps://shorturl.at/ST40T🏘️ How we manage our Portfoliohttps://lendlord.io/the-honest-proper..💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you!All enquiries please email 💌 hello@honestpropertysisters.comkey words : diversification investing, freelancer wealth building, property vs stocks, boring investing strategies, UK property market, passive income freelancers, multiple income streams, ETFs for beginners, property investing podcast, long-term wealth building, financial freedom freelancers, downward-resistant wealth Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    32 min
  • The Fetish of 7 Figures: Why Chasing £1M Might Be Costing You Freedom

    The Fetish of 7 Figures: Why Chasing £1M Might Be Costing You Freedom
    Dec 16 2025
    “Everyone’s chasing 7 figures — but what if that goal is quietly ruining your peace? Everyone’s chasing the 7-figure dream — but is it freedom, or just a fancier trap? In this week’s episode, Becky and Ruth get honest about the obsession with hitting £1M and what it really costs freelancers, founders, and property investors chasing the next milestone.They share their own early-career “7-figure fixation,” what they learned from scaling too fast, and why boring wealth might actually be the kind that lasts.Key TakeawaysBigger isn’t always better — growth without intention leads to burnout.Revenue ≠ profit. Don’t confuse shiny numbers with real wealth.Over 50% of UK business owners report poor mental health from financial stress (Simply Business, 2025).Diversification and slower, more aligned growth create sustainable freedom.Your “enough number” is probably smaller — and closer — than you think.Chapters00:00 — Welcome to the Honest Property Podcast 00:20 — Why the 7-figure goal feels so seductive 02:30 — How social media fuels the obsession 05:00 — The trap of scaling too fast 07:00 — Burnout, cashflow danger & freelancer pressure in 2025 10:40 — Turnover myths: when big numbers mean nothing 14:00 — Redefining success and the ‘freedom number’ 17:30 — Real examples from our own property & business journey 20:00 — Why aligned wealth beats hustle culture every time 23:00 — Final thoughts: success without sacrifice🌏 Explore our worldhttps://honestpropertysisters.com/👩🏻‍💻 Sponsored by The Freedom GeekWe’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out!👉 https://thefreedomgeek.contactin.bio(mention 'Honest Property Sisters' for £50 off!)📝 FREE Entrepreneurs Guide to Wealth Buildinghttps://shorturl.at/ttTKQ🦋 FREE Property Freedom Blueprinthttps://shorturl.at/bzaje📊 FREE Deal Analyserhttps://shorturl.at/ST40T🏘️ How we manage our Portfoliohttps://lendlord.io/the-honest-proper...All enquiries please email 💌 hello@honestpropertysisters.comKeywords seven figure business, freelancer burnout, property investing 2025, turnover vs profit, UK entrepreneurs, financial freedom, slow wealth, aligned wealth, money mindset, sustainable business growth Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    27 min
  • HMO Mortgages Explained: What Lenders Don’t Tell You About Borrowing Money

    HMO Mortgages Explained: What Lenders Don’t Tell You About Borrowing Money
    Dec 2 2025
    Lenders want you to borrow money.



    When it comes to borrowing money, lenders want you to borrow — that’s how they make their profit. But not all mortgage products are made equal, especially when it comes to HMO properties.

    In this episode, Rebecca breaks down how lenders and brokers really work, why understanding different mortgage products matters, and how choosing the right borrowing strategy can change everything for your portfolio.




    What You’ll Learn
    • Why lenders are often more eager to lend than you think.
    • The difference between HMO mortgage products and standard ones.
    • How a good broker can help you find the best strategy for borrowing.
    • Why speaking directly to your broker can unlock better mortgage options.
    • How understanding the rules (and the market) puts you in control.



    Chapters

    00:00 — Understanding Property Investment Deposits

    00:27 — Finding the Right Financial Guidance

    01:45 — How Lenders and Brokers Really Work

    03:20 — The Hidden Rules of HMO Mortgage Products

    05:05 — Why Direct Broker Relationships Matter

    06:40 — Borrowing Strategies That Actually Work

    08:15 — Long-Term Thinking: Refinancing and Cashflow

    09:45 — Key Takeaways and Real-Life Advice





    🌏 Explore our world


    https://honestpropertysisters.com/




    👩🏻‍💻 Sponsored by The Freedom Geek


    Our secret to saving hours every week? Filipino VAs from The Freedom Geek. 👏


    👉 https://thefreedomgeek.contactin.bio


    (mention 'Honest Property Sisters' for £50 off!)



    🦋 FREE Property Freedom Blueprint


    https://shorturl.at/bzaje



    🏘️ How we manage our Portfolio


    https://lendlord.io/the-honest-proper...




    All enquiries please email 💌 hello@honestpropertysisters.com




    keywords mortgage products, lenders, brokers, HMO, borrowing money

    Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    19 min
  • Can You Really Build Wealth in a World Drowning in Debt?

    Can You Really Build Wealth in a World Drowning in Debt?
    Nov 18 2025
    “Slow Wealth Is the Only Way Out.”


    This episode asks the question so many of us quietly feel:


    How do you build aligned, long-term wealth in a world built on debt, inflation, and non-stop money printing?

    Inspired by Joe Bryan’s “What’s the Problem?”, we break down why everything feels more expensive, why your money doesn’t stretch like it used to, and what slow, sustainable wealth actually looks like in 2025.


    We cover:

    💸 money losing value

    🥨 shrinkflation everywhere

    🇬🇧 why the UK feels like bad ROI

    🏡 good debt vs bad debt

    🔁 BRRR then vs now

    🌱 property as long-term wealth storage


    If you’ve been wondering whether property still makes sense — or why your money feels like it’s shrinking — this one’s for you.

    Listen now.


    Chapters

    00:00 – Intro: Can you build aligned wealth now?

    01:00 – Joe Bryan’s “What’s the Problem?” and why it hits different

    03:00 – Shrinkflation in real life (crisps, chocolate fingers, the lot)

    04:30 – Why the UK feels like bad ROI on everything

    10:00 – Good debt vs bad debt: the real difference

    11:30 – BRRR then vs now — a new reality

    15:00 – Property as long-term wealth storage

    18:30 – Income streams that aren’t ruled by inflation

    20:45 – What freedom looks like in a debt-based world





    🌏 Explore our world


    https://honestpropertysisters.com/





    👩🏻‍💻 Sponsored by The Freedom Geek


    We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out!


    👉 https://thefreedomgeek.contactin.bio


    (mention 'Honest Property Sisters' for £50 off!)



    📊 FREE Deal Analyser


    https://shorturl.at/ST40T





    All enquiries please email 💌 hello@honestpropertysisters.com




    Keywords

    debt-based economy, slow wealth, BRRR 2025, inflation UK, property investing UK, millennial money, Joe Bryan What’s the Problem

    Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    23 min
  • Minimalism or Avoidance? The Truth About Slowing Down Your Business for Freedom

    Minimalism or Avoidance? The Truth About Slowing Down Your Business for Freedom
    Nov 11 2025
    “Not every season of business is meant for scaling.”


    In this week’s chat, Becky & Ruth dive into the real side of minimalism in entrepreneurship — how it can be both a conscious choice for freedom and a quiet fear of responsibility. We talk about the natural seasons of business — growth, consolidation, reflection — and how knowing which one you’re in changes everything.


    We also unpack:

    ✨ Why scaling isn’t always the answer

    ✨ How reflection and pruning create space for aligned growth

    ✨ The role of self-awareness in deciding what “enough” looks like

    ✨ How life stages shift your priorities and shape your business vision


    It’s an honest convo about slowing down, checking in, and designing a business that truly fits the life you want — not the one the internet tells you to build.

    🎧 Tune in for a grounded take on freedom, alignment, and business minimalism.



    Chapters:


    00:00 — Intro: Minimalism in entrepreneurship


    02:56 — Seasons of business: growth vs. consolidation


    05:19 — Balancing scaling and enjoyment


    07:58 — Freedom vs. fear of responsibility


    10:39 — The risk of over-scaling and losing passion


    13:15 — Finding growth in minimalism


    15:51 — Reflection and gratitude


    18:46 — Pruning vs. scaling


    21:25 — Cultural takes on minimalism


    24:00 — Aligning business with your life vision




    🌏 Explore our world

    https://honestpropertysisters.com/



    👩🏻‍💻 Sponsored by The Freedom Geek

    We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out!

    👉 https://thefreedomgeek.contactin.bio

    (mention 'Honest Property Sisters' for £50 off!)



    📝 FREE Entrepreneurs Guide to Wealth Building

    https://shorturl.at/ttTKQ


    🦋 FREE Property Freedom Blueprint

    https://shorturl.at/bzaje



    📊 FREE Deal Analyser

    https://shorturl.at/ST40T



    🏘️ How we manage our Portfolio

    https://lendlord.io/the-honest-property-sisters




    All enquiries please email 💌 hello@honestpropertysisters.com




    Keywords: minimalism, entrepreneurship, alignment, lifestyle design, freedom, business seasons, scaling, self-awareness

    Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    29 min