Got A Pension? Stop Following Normal Advice
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Got A Pension? Stop Following Normal Advice
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If you have a pension, the usual advice on claiming Social Security, taking a lump sum, or planning survivor benefits was written for people without one. This episode walks through what changed in 2025, the 6% rule for lump sum decisions, and the inflation gap most pensions quietly carry.
- How the WEP and GPO repeal changes what pension holders actually collect
- The 6% rule for deciding pension vs lump sum payout
- The hidden 45% pension loss from inflation and missing COLAs
Take the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/map
Watch this episode on YouTube: https://www.youtube.com/watch?v=7R95VeGFgP0
This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.
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