Transferring wealth across generations requires intentional planning and proactive family engagement. In this episode of Accumulation to Activation, Mike McGlothlin and Tim Ash discuss multigenerational planning strategies designed to help financial advisors retain assets and strengthen long‑term client relationships.

The conversation explores why assets are often lost during generational transitions, the importance of involving spouses and heirs early, and how asset ownership, beneficiary alignment, and tax considerations—especially around qualified retirement assets—can shape outcomes. Mike and Tim also share educational insights on using annuities and life insurance as planning tools to support income, legacy goals, and continuity across generations.

Designed for financial professionals, this episode offers practical ideas to help advisors improve retention, navigate complex family dynamics, and position themselves as trusted, long‑term resources for the families they serve.

In this episode of Accumulation to Activation, Mike McGlothlin and Tim Ash discuss key retirement planning considerations for middle America, including Social Security coordination, retirement income concepts, healthcare planning, and longevity risk. The conversation highlights how advisors can deliver greater value through education, efficiency, and thoughtful planning strategies for today’s mass‑affluent families.

This content is for educational purposes only and does not constitute investment, insurance, tax, or legal advice. Strategies discussed may not be suitable for all individuals and any guarantees are subject to the claims‑paying ability of the issuing insurer. Consult a qualified professional for guidance specific to your situation.

As record numbers of Americans turn 65 in 2026, healthcare and retirement income planning become critical focus areas for financial advisors. In this episode of Accumulation to Activation, Mike McGlothlin and Tim Ash take a deep dive into healthcare planning in retirement and how advisors can help clients navigate Medicare decisions, rising healthcare costs, and long‑term care risks over time.

The discussion explores how healthcare conversations evolve at age 65, 75, and 85, the importance of reducing stress through coordinated care strategies, and how guaranteed income planning can support long‑term retirement outcomes. Mike and Tim also share insights on annuity performance reviews, protected versus unprotected AUM, and how freeing up assets can improve both client outcomes and practice value.

Designed for advisors seeking practical, educational strategies, this episode highlights ways to better serve pre‑retirees and retirees while planning for healthcare, longevity, and income sustainability in an increasingly complex retirement landscape.