Épisodes

  • Ep 165: What is True Good Fortune?
    Feb 18 2026
    In this episode, we are diving deep into the mindset behind wealth, happiness, and what it truly means to be fortunate. We kick things off by reviewing the movie Good Fortune, using it as a springboard to discuss a question we all face: Would a massive financial windfall truly solve all your problems? We explore the stark realities of the gig economy, the allure of the lottery, and why waiting for a "lucky break" is often a distraction from the power of intentional financial planning. We believe that money doesn't fundamentally change who you are; it simply amplifies your existing traits. Whether you are currently hustling to make ends meet or are focused on long-term retirement planning, the goal is to build a life of substance, not just status. Join us as we unpack why true wealth starts with a healthy money mindset and why choosing progress over perfection is the key to a fulfilling future. Key Takeaways Money Amplifies Character: A windfall won't fix your internal struggles. If you aren't a giver when you have little, you likely won't be a giver when you have millions.The Trap of Comparison: Envy and the "if only" mindset rob you of satisfaction in your current journey.The Reality of the Gig Economy: While side hustles like Uber or DoorDash can be great supplements, relying on them without a stable foundation can lead to financial anxiety.Planning vs. Luck: Betting on the lottery is a game of chance; financial planning is betting on yourself.Progress Over Perfection: You don't need to have it all figured out today. Just take the next right step. Popular Keywords Financial planningGig economyMoney mindsetCharacter developmentRetirement planning Key Segments & Timestamps 00:00 – Intro: Surviving the snowstorm and getting back to max capacity.03:15 – Movie Review: Breaking down the themes in Good Fortune and Trading Places.08:45 – The Gig Economy: Hustle culture, stability, and the pursuit of "more."15:20 – The Lottery Mentality: Why we dream of windfalls instead of doing the work.22:30 – Does Money Change You? The importance of maintaining your character.28:00 – "Make It Worth It": Generosity, legacy, and finding joy in what you have right now. Resources Mentioned Movie: Good Fortune (2024)Movie: Trading Places (1983) Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
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    35 min
  • Ep 164: Beyond the Box of Chocolates
    Feb 11 2026

    Have you felt the commercial pressures of Valentine's Day? We do!

    In this episode, we pull back the curtain on the expectations and anxieties that often come with February 14th. We explore how this one day can feel like a manufactured obligation to spend money rather than a genuine expression of love.

    Join us as we shift the focus from grand, one-time gestures to the beautiful, consistent ways we can show love and appreciation every single day. We believe love is a year-round celebration, best expressed in ways that truly resonate with the people we care about most.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    32 min
  • Ep 163: When Peer Pressure Paid Off
    Feb 4 2026

    In this special episode, we're coming to you live from Miami, still buzzing from the Indiana Hoosiers' historic national championship victory! Fresh off the excitement of the game, we dive into the real-life financial decisions that come with once-in-a-lifetime moments.

    Join us as we break down the magnetic pull of peer pressure and the fear of missing out (FOMO) when your closest friends are all heading to the big game. We share our personal journey of navigating sky-high ticket prices, last-minute travel plans, and the emotional debate of whether to spend thousands of dollars on a single event.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    27 min
  • Ep 162: Are You Too Proud to Be Rich?
    Jan 28 2026

    Have you ever caught yourself thinking, "I've got this all figured out," only to realize later that you were missing a crucial piece of the puzzle? You aren't alone. Pride is incredibly sneaky, and it often creeps into our lives right where we can least afford it: our finances.

    In this episode, we are getting real about the "I can do it myself" mindset. We explore how overconfidence and complacency can actually stifle your financial growth and lead to unnecessary burnout. But this isn't just about pointing out the problem—it's about empowering you to find the solution.

    We share our own journeys as "money nerds" who still rely on a team of pros, and we show you why asking for help is actually the ultimate power move. If you are ready to let go of the stress of managing everything alone and start building a financial dream team, this episode is for you!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    35 min
  • Ep 161: No Pennies for Your Thoughts
    Jan 21 2026

    What happens when the smallest coin in your pocket is no longer part of your daily life? The U.S. Mint officially stopped producing pennies for circulation in November 2025, marking a significant shift in our nation's currency.

    In this episode, we explore the end of an era and dive deep into what this change reveals about our relationship with money, value, and history.

    We'll uncover the economic reasons behind the decision, from the rising cost of production to the practicalities of rounding cash transactions. More than just a financial change, this is a cultural moment. We will explore the central question: How does the penny's disappearance affect how we view the value of money itself and how we use it?

    Join us as we navigate this transition and all that it entails.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    34 min
  • Ep 160: Why the New 401k Catch Up Rules Are Your Secret Weapon
    Jan 14 2026

    In this episode, we explore the recent shift that directs catch-up contributions to Roth accounts, a change that transforms your long-term financial strategy.

    Discover the incredible benefits of tax-free growth and withdrawals in retirement, while also understanding the trade-off of losing immediate tax deductions.

    This pivotal change is your opportunity to build a more resilient and flexible financial future, giving you greater control over your retirement income. Tune in to learn actionable steps you can take today to adapt your plan and harness this new rule for maximum benefit.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    38 min
  • Ep 159: Strategize Like a Business
    Jan 7 2026

    We explore a new and simple way that we approached our 2026 planning. It forced us to make a mindset shift: we began treating our personal finances with the same strategic focus and seriousness as a successful business.

    By viewing yourself as the CEO of your household, you can unlock clarity, foster teamwork with your partner, and build a clear path toward your biggest goals. We break down the exact steps to review your performance, set inspiring goals, and create a winning strategy that aligns with what truly matters to you.

    Get ready to feel energized, motivated, and completely in control of your financial destiny. Then take the necessary steps to implement this in your own finances.

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    37 min
  • Ep 158: End the Year Strong, then Start the New Year Stronger
    Dec 31 2025

    As the year comes to a close, it's the perfect time to pause, reflect, and prepare for what lies ahead. In this episode, we explore the transformative power of end-of-year rituals, offering practical steps to help you close out the year with intention and step into the New Year with clarity and purpose. From reflecting on your achievements and reviewing your financial habits to setting intentional goals for personal, family, and professional growth, this episode is packed with actionable tips to make this transition your most meaningful yet.

    We also dive into the importance of decluttering, both physically and mentally to create space for fresh opportunities and positive energy in the coming year. Whether it's organizing your workspace, cleaning out your fridge, or unsubscribing from distractions, these small but powerful acts can fuel your creativity and motivation. Tune in to learn how these rituals can help you end the year with gratitude and start the next one with unstoppable momentum!

    Our website: www.forbetterandworth.com

    Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have

    Check out our local TV spotlight

    Connect with us:

    Instagram: @forbetterandworth

    YouTube: @forbetterandworth

    Ericka: @erickayoungofficial

    Chris: @1cbyoung

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    36 min