The biggest mistake first home buyers make? Waiting.

In this episode of Own It: Your Property Partner, Quentin Smith shares practical, real world insights to help first home buyers get into the market sooner, without the overwhelm. The conversation explores what a realistic first home looks like today, which compromises can make a meaningful difference, and how common financial habits can impact borrowing power.

They also break down saving for a house deposit, managing debt, and how everyday spending habits influence your borrowing power. For first home buyers feeling stuck, this episode provides clear, practical guidance to help move from planning to owning with confidence.

If you’re feeling stuck on the sidelines, this episode offers a practical game plan to move forward.

Here’s what you’re in for:

00:00 Guest Intro

00:54 Life in South Africa and Moving to Australia

02:05 Experiences with Crime in South Africa

03:59 Choosing Perth and Building a Life

05:30 Work Ethic and Cultural Differences

07:13 Perth's Housing Market Challenges

11:59 Impact of COVID on Housing and Work

16:06 Government Schemes and Financial Advice

17:55 Real Estate Market Trends and Opportunities

27:18 Creating a Game Plan for Home Ownership

27:56 Market Trends and Opportunities

28:32 The Importance of Timing in Real Estate

29:12 The Value of Early Investment

31:16 Adjusting Expectations for First-Time Buyers

35:06 Smart Financial Planning for Home Buyers

39:39 The Role of Education and Planning

47:04 Overcoming Financial Barriers

50:23 Success Stories and Final Thoughts

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Learn more at https://localehomes.com.au/

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ABOUT QUENTIN SMITH

With over 15 years of experience in the construction industry, Quentin has worked across multiple countries and gained a wealth of hands on knowledge along the way. His passion for building goes beyond bricks and mortar, he’s driven by a genuine desire to change lives and help people take that life changing step into homeownership.

See more from Quentin:

LinkedIn:https://www.linkedin.com/in/quentin-smith-55203a31a/?originalSubdomain=au

Instagram: https://www.instagram.com/quentinlocalehomes/

ABOUT ADAM SCHAAL

Adam Schaal is the Founder and Director of Locale Property Group, a leading name in Australia’s property and construction industry. With decades of experience and billions in property transactions, he’s known for his integrity, leadership, and commitment to transparent, client-focused service. Adam is passionate about helping people achieve their property goals through honesty, expertise, and long-term relationships.

See more from Adam:

LinkedIn: https://www.linkedin.com/in/adam-schaal

Website: https://localewealth.com.au/

https://localehomes.com.au/

ABOUT OWN IT Your Property Partner

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