Losing a spouse reshapes the pace of life in ways that aren’t easy to explain until you’re in it.

In this conversation, Brian Spinelli CFP®, AIF®, Kelli Kiemle AIF®, and this week’s guest, Senior Wealth Advisor Samantha Garcia CFP®, AIF®, CDFA® talk through what tends to unfold during that first stretch when grief is still raw and the financial to-dos arrive sooner than anyone expects.

Samantha shares what she’s witnessed with the widows she supports: the value of slowing down before making any big decisions, the way cash flow shifts once one income is gone, and how calmer things may feel when beneficiaries, estate documents, and simple household details are already organized. She also opens up about the parts that can catch families off guard, like account lockups at custodians and the weight that falls on an unengaged spouse who suddenly has to take the lead.

Connect with us!

• Samantha Garcia on LinkedIn
• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website

There’s a moment in your 30s and 40s when money stops feeling theoretical and starts shaping your daily life. The home you buy, the debt you carry, the savings you manage to build, the risk you’re willing to take, all of it begins to influence your options, your stress levels, and even the way you picture the future.

In this conversation, Brian Spinelli, AIF®, CFP® and Kelli Kiemle, AIF® talk through the decisions that matter during these years. They share how their own housing stories went and the tradeoffs they’ve watched clients navigate, to give some perspective on how different things can be for everyone. They also revisit the advice they’d give their younger selves now that they’ve seen how life, family, and career growth played out.

If you’re balancing mortgages, savings goals, unexpected expenses, or the pressure to “get ahead,” this episode can give you a calm, clear way to think about the decade you’re in and the years still coming.

Connect with us!

• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website

Selling a business isn’t a single event, but a journey that blends numbers, timing, and emotion.

In this episode of Fearless Money Talks, James T. Ahn, CFP®, AIF®, Senior Wealth Advisor, joins our hosts Brian Spinelli, CFP®, AIF®, and Kelli Kiemle, AIF®, to share five things business owners should do before selling. They explore what helps drive a successful exit, including basic things like preparing your books and building the right advisory team to more complex ones like understanding valuation multiples and emotional readiness.

In the end, the most important thing is what life looks like after the deal is done, and not how much you made off the sale, and this conversation is about it.

Connect with us!

• James Ahn on LinkedIn
• Kelli Kiemle on LinkedIn
• Brian Spinelli on LinkedIn
• Halbert Hargrove Website