Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

Let's be real — if you haven't stress tested your mortgage in the last 6 months, you're flying blind. Rates are moving, inflation isn't slowing down the way they promised, and building costs are about to jump 25-30%. That's not fear-mongering — that's what the data is saying 📊

Most people won't prepare until it's too late. This episode is for the ones who'd rather be early than sorry 🧠 Corey breaks down the economic signals you should actually be paying attention to right now, what the RBA is doing behind the scenes, and the moves smart Australians are making while everyone else is doom-scrolling the news 💰

Here's the rundown:

⚡Rate hikes — what's coming next and how it hits your repayments 🛒 The real cost of living crisis — why it feels worse than the CPI says

🏗️ Building costs about to spike — what this means for property values 🏦 Banks are cracking down on mortgage fraud — are you exposed?

🤖 AI is replacing jobs faster than you think — how to stay relevant

📉 Recession talk — is it actually coming and how do you profit if it does?

🔐 The step-by-step to recession-proofing your finances starting today

This isn't doom and gloom. Yeah, things are shifting — but every economic shake-up creates opportunities for the people who are actually paying attention. Corey shows you where to look and what to do next 🔥 💬

Real talk — are you feeling the squeeze right now? Drop a comment and tell us what's hitting your household the hardest 👇

🎧 New episodes every Wednesday at 6am on YouTube, Spotify, Apple OR anywhere you listen to podcasts! 👉 Don't forget to FOLLOW, and leave us a comment — we'd love to hear from you.

Chapters 00:00 Economic Signals and Interest Rates 03:12 Cost of Living Crisis and Inflation 05:58 Mortgage Fraud and Banking Scrutiny 08:49 Preparing for Economic Changes

#PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #InterestRates #Inflation #MortgageStress #RBA #CostOfLiving #Recession #BuildingCosts

Fat Profits Podcast https://www.instagram.com/fatprofitspod/

Corey Goldby https://www.instagram.com/financewithcozza/

Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd ACN 657 912 868 ("Source Financial") Australian Credit Licence 539456

Work with MORTGAGE BROKERS who investment themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

The government's eyeing your profits. CGT changes, immigration shifts, interest rate moves — there's a lot happening right now and most investors are either ignoring it or panicking. Neither is the move 🚨

In this solo episode, Corey breaks down what's actually going on in the Australian property market, cuts through the media noise, and lays out what smart investors should be doing right now to protect and grow their portfolios 💰🏠

Here's what we get into:

🔴 Will the Capital Gains Discount actually get scrapped? What it means for you if it does

📉 Interest rates — where they're headed and how to position yourself

🛬 Immigration pullbacks and why property prices are STILL climbing 🏛️ Government housing policies — who they're really helping (spoiler: probably not you)

⚔️ How to stay competitive when everyone's sitting on the sidelines

🧠 Why now is the time to review your portfolio, not hide from it Property prices continue to grow even when the headlines say otherwise. The investors who win aren't the ones who wait for certainty — they're the ones who move while everyone else is frozen

👊 Whether you're holding, buying, or thinking about your first investment — this episode gives you the real picture so you can make moves with confidence.

🎧 New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listed to podcasts!

Chapters

00:00 Introduction to Property Finance and Current Headlines 02:51 Capital Gains Tax and Its Implications 05:45 Immigration's Role in Housing Market Dynamics 07:10 Interest Rates and Economic Outlook 09:32 Market Competition and Investment Strategies #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property

#PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property

Source Financial

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hello@sourcefinancial.com.au

https://www.instagram.com/sourcefinancialau/

https://www.facebook.com/source.financial/

TGM Accounting

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This video is provided by Source Finance (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

Work with MORTGAGE BROKERS who investment themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

Your property team can make or break your investment journey. In this episode we break down how to pick the right people, the red flags to watch for, and why trust matters more than anything 🏠💰

Think about it — you could find the best deal on the market, but if your broker's asleep or your accountant doesn't get your strategy, it can all fall apart. We've seen it happen and we're not letting it happen to you 👊

What we cover:

🧠 Why the right team is just as important as the right property

📊 How the current market demands a team that's actually switched on

❓ The key questions to ask your broker, accountant & buyers agent BEFORE you commit

🚩 Red flags that should have you running the other way

🤝 Why trust and honest communication set you up for long-term wins

📈 How a good team helps you adapt when the market shifts

🎯 The difference between a team that sells you a deal vs one that builds you a portfolio

We get real about the mistakes we've seen investors make — not because they picked the wrong property, but because they had the wrong people advising them.

Your team should be challenging you, planning ahead for you, and picking up the phone when it matters 📱

Whether you're just getting started or you've already got a few properties and you're wondering if your current team is cutting it — this one's for you 🏡 💬

Drop a comment — what's the best (or worst) advice you've ever gotten from someone on your team? We wanna hear the stories 👇

🎧 New episodes every Wednesday at 6am on YouTube OR anywhere you listed to podcasts!

👉 Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment — we'd love to hear from you.

Chapters

00:00 Introduction and Sponsorship Call

01:05 Predictions for the 2026 NRL Final Series

03:51 The Importance of the Right Team in Property Investment

05:00 Questions to Ask When Building Your Investment Team

07:17 Trust and Integrity in Property and Finance Professionals

09:33 The Value of Having Options and a Flexible Strategy

11:14 The Role of Accountants and Financial Advice in Property

13:23 The Power of Good Conversations with Your Team

14:19 A Current Horror Story: COVID-Related Property Development Challenges

17:00 Lessons from a Property Development Nightmare

18:50 The Future of Property Development and Government Policy

19:20 Call for Local Sponsors in Port Macquarie

Corey Goldby

https://www.instagram.com/financewithcozza/

https://www.tiktok.com/@financewithcozza

Source Financial

hello@sourcefinancial.com.au

https://tgma.com.au/

TGM Accounting

hello@tgma.com.au

https://sourcefinancial.com.au/

Work with MORTGAGE BROKERS who investment themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

Property investing sounds simple — buy a house, watch it grow, retire rich. But the reality in 2026? It's a different game.

In this episode, we sit down with Ben to break down his property investment Journey and with Corey what's actually happening in the property market right now, how the lending environment has shifted, and what you need to do BEFORE you even think about buying. Whether you're a first-timer trying to crack into the market or you've already got a couple of properties under your belt, this one's packed with stuff you can actually use.

We get into:

🏠 What the 2026 property market actually looks like (not the headline version)

💰 How to figure out your real borrowing capacity

🏦 Why your choice of bank matters more than you think

📈 The 6.8% growth rate — what it means and what it doesn't

🔨 Flipping properties — when it works and when it burns you

🧠 Building an investment mindset (not just an investment portfolio)

💬 Drop a comment and tell us — are you team "buy and hold" or team "flip it"?

🎧 New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listed to podcasts!

👉 Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment — we'd love to hear from you.

Corey Goldby

https://www.instagram.com/financewithcozza/

https://www.tiktok.com/@financewithcozza

Source Financial

hello@sourcefinancial.com.au

TGM Accounting

hello@tgma.com.au

This video is provided by Source Finance (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

Work with MORTGAGE BROKERS who investment themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

In this episode, Corey breaks down the recent changes shaking up the lending landscape — from new debt-to-income ratios to tighter restrictions on trust and company lending. Plus, we unpack what rising inflation really means for property prices, mortgage rates, and whether Australia is heading toward a housing market bubble.

📌 Key Takeaways:

1. Know the lending landscape — the rules have changed and what worked before might not work now
2. Build a team you trust — mortgage broker, accountant, and buyer's agent
3. Have a clear strategy before you invest a single dollar

🎧 New episodes every Wednesday at 6am!

00:00 Introduction to Current Investment Headlines

00:33 Debt to Income Ratio Changes and Impacts

03:15 Trust and Company Lending Dynamics

04:14 Inflation Trends and Interest Rate Predictions

06:54 Housing Market Insights and Predictions

#PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property

Corey Goldby

https://www.instagram.com/financewithcozza/

https://www.tiktok.com/@financewithcozza

Source Financial

https://sourcefinancial.com.au/

hello@sourcefinancial.com.au

https://www.instagram.com/sourcefinancialau/

https://www.facebook.com/source.financial/

https://www.tiktok.com/@sourcefinancial

TGM Accounting

https://tgma.com.au/

hello@tgma.com.au

https://www.instagram.com/tgm_accounting/?hl=en

https://www.facebook.com/tgmaccounting/

This video is provided by Source Finance (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456