Épisodes

  • Who is Insuring Churches in Texas?

    Who is Insuring Churches in Texas?
    Feb 3 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the recent difficulties Texas churches face in securing insurance. Due to an increase in hailstorms and underpriced risk, many churches have received non-renewal notices and faced rising premiums. Wadley explains the importance of not just securing insurance for lending purposes but ensuring comprehensive protection against property and liability risks. By using independent agents, churches can access more flexible and tailored insurance options. Connect with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:26 The Current Insurance Landscape for Texas Churches 00:59 Challenges Faced by Church Leaders 01:33 Understanding the Importance of Insurance 01:49 Property vs. Liability Coverage 02:47 Finding the Right Insurance Solutions 03:39 The Role of Independent Agents 04:17 Introducing the True Texas Church Insurance Program 04:44 Conclusion and Resources
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    5 min
  • Why Your Church Struggles to Find Insurance: Mistakes to Avoid

    Why Your Church Struggles to Find Insurance: Mistakes to Avoid
    Feb 2 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the difficulties many Texas churches face in obtaining proper insurance coverage. Using the case of a small church in East Texas, he highlights the perils of working with agents who don't specialize in church insurance and the errors that can arise from misunderstandings and misrepresentations. Ron emphasizes the importance of specialized expertise in church insurance and introduces the True Texas Church Insurance Program, designed to help churches navigate the volatile insurance landscape. Reach out to our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:33 A Church's Struggle with Insurance 02:10 The Importance of Specialized Church Insurance 02:57 Common Mistakes in Church Insurance 03:58 Our Solution: True Texas Church Insurance Program 04:42 Conclusion and Final Thoughts
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    5 min
  • You Can't Skip The Details: Information Needed for Church Insurance

    You Can't Skip The Details: Information Needed for Church Insurance
    Jan 30 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley of Insurance for Texans explains the complexities and evolving landscape of church insurance in Texas. He shares Lucy's experience from a church in Tyler, highlighting the request for detailed information is due to changing market conditions. Ron elaborates on the importance of providing comprehensive details to secure proper coverage and avoid exclusions. He introduces the True Texas Church insurance program which is designed to ensure churches are well-protected by asking the right questions upfront. Contact our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:31 Lucy's Insurance Dilemma 01:33 The Changing Landscape of Church Insurance 02:05 The Role of a Good Church Insurance Agent 02:57 Importance of Accurate Information 03:55 Creating the True Texas Church Insurance Program 04:33 Final Thoughts and Resources
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    5 min
  • More Isn't Better: Why Multiple Church Insurance Agents Can Backfire

    More Isn't Better: Why Multiple Church Insurance Agents Can Backfire
    Jan 29 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the potential issues that arise when church leaders work with multiple insurance agents. Drawing from a real scenario involving a church in Amarillo, the episode highlights how contacting multiple agents for insurance quotes can lead to confusion, inconsistent information, and ultimately higher costs. Wadley explains the importance of using a single, experienced church insurance specialist to accurately present the church's full story to underwriters, ensuring better coverage and risk management. He emphasizes the value of trusted independent agents and strategic risk placement over simply chasing quotes. Contact our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:34 Ben's Insurance Dilemma 01:31 The Pitfalls of Multiple Agents 04:12 The Right Approach to Church Insurance 04:52 Conclusion and Next Steps
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    6 min
  • What is At Risk With An Inexperienced Church Insurance Agent?

    What is At Risk With An Inexperienced Church Insurance Agent?
    Jan 28 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans addresses the urgent challenges Texas churches face with their insurance policies. He explains how rising premiums, non-renewal notices, and shrinking coverage options are leading pastors and church leaders to seek help from inexperienced agents, which could leave critical coverage gaps. Ron highlights the unique risks churches face, such as liability for counseling, mission trips, and employment-related claims, and how an uninformed insurance agent could leave churches vulnerable. He emphasizes the importance of working with experienced church insurance specialists who understand the complexities of church operations and can provide comprehensive coverage. Contact our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:27 Current Challenges Facing Texas Churches 00:57 The Dangers of Inexperienced Insurance Agents 01:24 Unique Risks in Church Insurance 02:00 Common Insurance Gaps and Misunderstandings 03:12 The Importance of Experienced Church Insurance Specialists 04:15 Insurance for Texans: Our Approach 04:54 Conclusion and Final Thoughts
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    5 min
  • Why Multiple Insurance Agents Providing Quotes Can Hurt Your Church

    Why Multiple Insurance Agents Providing Quotes Can Hurt Your Church
    Jan 27 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses the importance of selecting the right church insurance policy. Through the story of Grace Fellowship's struggle after a devastating hailstorm, he illustrates the pitfalls of choosing insurance based solely on price. Wadley emphasizes the need to work with a specialized insurance agent who understands the unique risks and needs of churches in Texas. He explains how gathering multiple quotes from different agents can confuse insurance carriers and lead to inadequate coverage. Connect with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:25 A Common Mistake in Church Insurance 00:51 The Consequences of Cheap Insurance 02:08 Understanding the Insurance Process 03:55 The Importance of a Specialist 04:34 Final Thoughts and Resources
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    5 min
  • Why Is This Church Insurance Agent Asking Me About Loss Runs?

    Why Is This Church Insurance Agent Asking Me About Loss Runs?
    Jan 26 2026
    In this episode of Faith Stewardship and Insurance, host Ron Wadley of Insurance for Texans explains the significance of loss runs in the context of church insurance. He highlights the struggles faced by Texas churches due to rising property insurance costs and the mid-process requests for loss runs by insurance agents. Wadley defines loss runs as records of a church's insurance claims history, which are important for obtaining accurate insurance quotes. He outlines the importance of requesting and reviewing these reports to ensure accuracy, as they impact coverage options and premium rates. Connect with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:27 The Challenge of Rising Insurance Costs 01:36 Understanding Loss Runs 03:19 How to Obtain and Review Loss Runs 03:43 The Importance of Accurate Loss Runs 04:27 Leveraging Loss Runs for Better Coverage 04:57 Final Thoughts and Resources
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    6 min
  • Is it Better to Have Actual Cash Value or Replacement Cost on Churches

    Is it Better to Have Actual Cash Value or Replacement Cost on Churches
    Jan 23 2026
    In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans discusses the critical differences between actual cash value (ACV) and replacement cost insurance for churches. Using a real-life example from a church in Abilene, Ron explains how lack of understanding of ACV can lead to unexpected financial shortfalls after a disaster. He emphasizes the importance of knowing what type of coverage your church policy includes before a claim occurs and underscores the value of working with a church insurance specialist. Ron also touches on the increasing difficulty of obtaining replacement cost coverage and the need for strategic planning in church insurance. Allow our church insurance agents to help you with your church’s insurance. Go to our website at insurancefortexans.com If you would like an overview of church insurance, read our book, The Promise of Certainty. Get your copy at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:25 Understanding Actual Cash Value vs. Replacement Cost 00:38 Real-Life Example: Mark's Church Roof Claim 01:19 Breaking Down Replacement Cost Coverage 01:48 The Reality of Actual Cash Value Policies 02:15 The Shift in Texas Church Insurance Policies 02:31 Is Replacement Cost Always Better? 02:58 Challenges in Obtaining Replacement Cost Coverage 03:53 Making Informed Insurance Decisions 04:28 The Importance of Working with a Specialist 05:02 Conclusion and Final Thoughts
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    6 min