In 1971, a 4-year public college cost about $1,800 all-in — roughly 19 weeks of household work. A summer job covered it. Today the same degree costs $108,000, or 70 weeks of household income. The sentence “I paid for college with a summer job” stopped making sense somewhere in the last fifty years — and the reason isn’t the admissions office.

This week’s receipt traces where the money went. Measured in gold, college actually got 35% cheaper since 1971. Measured in Bitcoin, a degree got 80% cheaper in just the last six years — from 5.5 BTC in 2020 to 1.1 BTC today. The college didn’t change. The yardstick did.

In the Zoom Out: the CLARITY Act keeps moving, spot Bitcoin ETF inflows stay near record monthly pace, the BITCOIN Act and a possible Treasury reserve buy in Q4, and U.S. national debt crosses $36 trillion with interest payments now exceeding the entire defense budget. In the Exit: $1.7 trillion in U.S. student debt, three generations of families paying off one admissions decision, and how a fixed-supply money flips the math. Off the Receipt: should you skip college? What’s a realistic Bitcoin allocation if you’re not betting the house?

Next week: rent. The renter’s side of EP1’s house story. The math is just as ugly.

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This week’s written receipt: exitvelocitybtc.substack.com/p/your-parents-could-pay-for-college

The Receipt is a weekly podcast from Exit Velocity. New episodes every Tuesday.

In 1970, a routine doctor visit cost ten dollars. Today, the same fifteen-minute checkup costs three hundred. That’s a thirty-times increase — but wages only grew six times. You now work five times longer to see the same doctor for the same visit.

This week’s receipt traces where the money went. Total U.S. healthcare spending per person exploded from $353/year in 1970 to over $15,400/year in 2024 — a 44x increase that outpaced general inflation by five times. The M2 money supply expanded 35x in the same period. The medicine didn’t change. The money did.

In the Zoom Out: the CLARITY Act clears the Senate Banking Committee, spot Bitcoin ETFs post their biggest monthly inflow of 2026, and the U.S. Strategic Bitcoin Reserve gets a timeline update. In the Exit: a doctor visit priced in Bitcoin dropped 99.5% since 2015. Off the Receipt: does Bitcoin actually fix healthcare?

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Subscribe to the newsletter: exitvelocitybtc.substack.com

The Receipt is a weekly podcast from Exit Velocity. New episodes every Tuesday.

In 1990, the average American family spent about $3,500 a year on childcare. Today, that number is over $15,000 — and in some cities, it's north of $25,000. Daycare used to be an afterthought on the family budget. Now it's a line item that rivals the mortgage.

This isn't just about daycare getting more expensive. It's about the dollar getting weaker. When you measure childcare costs in real terms — in gold, in hours worked, in purchasing power — the picture changes completely.

In this episode of The Receipt, we break down exactly how much daycare costs have risen, why the CPI doesn't tell the full story, and what it means for families trying to build a future on a currency that loses value every single year.

Topics covered:

• The real cost of daycare: 1990 vs. 2026
• Why wages haven't kept up with childcare inflation
• How the CPI masks the true impact on families
• The hidden tax of currency debasement on working parents
• What happens when you price daycare in sound money

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The Receipt — a podcast by Exit Velocity. We read the bill that inflation left on your kitchen table.

New episodes every Tuesday.

Newsletter: https://exitvelocitybtc.substack.com

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In 1970, a regular American house cost 2.4 years of one person's income. Today, that same house costs 5.25 years of two people's combined income. The house didn't get better. The dollars got worse.

Episode 1 of The Receipt breaks down the real math behind housing — from the $23,000 median home in 1970 to the $420,000 median home in 2026 — and traces the gap back to one thing: monetary expansion. We cover mortgage payments then vs now, down payment math, and why 40% of all dollars in existence were created since 2020.

Then we zoom out to Bitcoin and macro, explore what sound money changes about the equation, and answer listener questions about getting started.

New episodes every Tuesday. This is Exit Velocity. This is The Receipt.

You’re working harder than your parents did. You’re making more money. And you can afford less. That’s not an accident — it’s the structural result of a monetary system that was redesigned in 1971.

Since the dollar was disconnected from gold, worker productivity has increased over 60%, but real wages have barely moved. The cost of a home, measured in labor hours, has more than quadrupled. A year of college went from six weeks of minimum-wage work to nearly a full year. Your hours didn’t get lazier — your money got weaker.

This episode breaks down exactly how inflation steals your time, where the missing productivity went, and why Bitcoin’s fixed supply is the only way to store the value of your labor without watching it melt.

Follow Exit Velocity on X and Nostr: @ExitVelocityBTC

Exit Velocity is a Bitcoin-only, AI-transparent show about escaping the fiat trap. New episodes every Tuesday and Thursday.

Bcoin uses as much electricity as a small country —but does that make it wasteful,'.,,.'—

? including wind,hydro,geothermal,and stranded methane.And we ask the question nobody seems to ask:compared to what':•~150/.'260'240•~60%••,.

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Governments have tried to ban Bitcoin — over and over again. China shut down every miner in the country. India threatened jail time. Nigeria blocked banks from touching crypto exchanges. And in every single case, Bitcoin didn’t just survive — it came back stronger.

This episode breaks down the real history of Bitcoin bans around the world, explains why the United States is increasingly unlikely to follow suit, and shows what actually happens to your Bitcoin if a government tries to outlaw it. Spoiler: if you hold your own keys, the answer is nothing.

The game theory is simple. Countries that ban Bitcoin don’t hurt the network — they hurt themselves. They lose the miners, the developers, the tax revenue, and the investment. Meanwhile, the countries that embrace it attract all of that capital and talent. The window for a ban, if it ever existed, is closing fast.

Follow Exit Velocity on X and Nostr: @ExitVelocityBTC

Exit Velocity is a Bitcoin-only, AI-transparent show about escaping the fiat trap. New episodes every Tuesday and Thursday.

You know the dollar is losing purchasing power. You know your 401(k) is measured in a shrinking ruler. You know Bitcoin has a fixed supply of 21 million. But knowing all of that doesn’t help if you don’t know what to actually do about it.

In this episode, we get practical. We cover the three biggest mistakes people make when they first get into Bitcoin — treating it like a trade, buying altcoins instead of Bitcoin, and leaving coins on an exchange. Then we walk through the right way to do it: dollar-cost averaging, Bitcoin-only platforms like River and Swan, and taking self-custody with a hardware wallet so your savings are truly yours.

This isn’t a get-rich-quick scheme. It’s a savings strategy built on the hardest money ever created. No tricks, no hacks — just consistent saving in your own hands.

Follow Exit Velocity on X and Nostr: @ExitVelocityBTC

Exit Velocity is a Bitcoin-only, AI-transparent show about escaping the fiat trap. New episodes every Tuesday and Thursday.