Episode #76: Insurance Market Outlook: What Independent Agencies Need to Know
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Episode #76: Insurance Market Outlook: What Independent Agencies Need to Know
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The 2026 insurance outlook points to stabilization, not softness. As rate-driven growth slows, carriers are shifting their attention toward organic growth, underwriting discipline, and risk quality.
This conversation explores:
• What market stabilization really means for agencies
• Why carriers are prioritizing policies in force over premium spikes
• How data and technology are reshaping underwriting decisions
• The increasing importance of risk management and loss prevention
• What agencies must do now to stay competitive in 2026
Independent agencies that adapt early and return to the fundamentals of risk selection and client education will be better positioned as the market continues to evolve.
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